State Hub
Banks in California
All FDIC-insured banks headquartered in California
Every FDIC-insured commercial bank headquartered in California, with the most recent quarterly call report data — total assets, deposits, capital ratios, asset quality, and profitability. Click any bank for the full performance profile.
California is home to 127 FDIC-insured banks headquartered in the state, with $590.53B in combined assets and $483.81B in deposits. The largest is City National Bank ($99.95B) — about 17% of the group's total banking assets , followed by East West Bank and Banc of California . Across these banks, the asset-weighted return on assets is 1.27% and the median CET1 capital ratio is 15.34% . 1 bank reports a Texas ratio above 100% — a level often associated with elevated balance-sheet stress.
Banks
127
Total Assets
$590.53B
Total Deposits
$483.81B
Avg ROA
1.27%
Median CET1
15.34%
Largest by Assets
| Bank | HQ | Assets | ROA | NIM | Eff. | CET1 | NPL | Texas |
|---|---|---|---|---|---|---|---|---|
| CITY NATIONAL BANK | LOS ANGELES , CA | $99.95B | 0.73% | 3.15% | 66.7% | 15.06% | 0.84% | 5.1% |
| EAST WEST BANK | PASADENA , CA | $82.47B | 1.77% | 3.43% | 35.8% | 13.83% | 0.94% | 6.6% |
| BANC OF CALIFORNIA | LOS ANGELES , CA | $34.64B | 0.95% | 3.32% | 58.2% | 13.50% | 2.34% | 15.7% |
| AXOS BANK | SAN DIEGO , CA | $28.24B | 2.22% | 4.77% | 40.9% | 10.90% | 0.41% | 3.5% |
| CATHAY BANK | LOS ANGELES , CA | $24.04B | 1.53% | 3.41% | 39.7% | 13.91% | 0.78% | 6.7% |
| MECHANICS BANK | WALNUT CREEK , CA | $21.40B | 0.87% | 3.65% | 59.9% | 14.96% | 0.34% | 2.8% |
| BANK OF HOPE | LOS ANGELES , CA | $18.65B | 0.70% | 2.89% | 63.9% | 12.73% | 1.17% | 9.3% |
| Pacific Premier Bank, National Association | Irvine , CA | $17.78B | 0.86% | 3.24% | 64.9% | 17.60% | 0.22% | 1.1% |
| CITIZENS BUSINESS BANK, NATIONAL ASSOCIATION | ONTARIO , CA | $15.51B | 1.32% | 3.35% | 43.4% | 16.06% | 0.30% | 1.6% |
| BANK OF AMERICA CALIFORNIA, NATIONAL ASSOCIATION | SAN FRANCISCO , CA | $15.13B | 0.73% | 1.77% | 44.1% | 37.26% | 0.67% | 3.5% |
| FARMERS AND MERCHANTS BANK OF LONG BEACH | LONG BEACH , CA | $11.86B | 0.74% | 2.68% | 63.7% | 18.23% | 0.16% | 0.6% |
| First Foundation Bank | Irvine , CA | $11.34B | -0.31% | 1.21% | 98.2% | 15.27% | 0.83% | 5.3% |
| TRI COUNTIES BANK | CHICO , CA | $9.95B | 1.37% | 3.99% | 53.4% | 13.75% | 0.99% | 6.6% |
| FIRST AMERICAN TRUST, FSB | SANTA ANA , CA | $8.32B | 1.53% | 2.91% | 31.4% | 35.59% | — | 0.0% |
| POPPY BANK | SANTA ROSA , CA | $7.80B | 1.34% | 3.22% | 44.9% | 12.62% | 3.37% | 26.0% |
| HANMI BANK | LOS ANGELES , CA | $7.79B | 1.26% | 3.43% | 51.3% | 13.37% | 0.76% | 5.3% |
| SMBC MANUBANK | LOS ANGELES , CA | $7.73B | -6.84% | 0.45% | 485.4% | 15.42% | 1.45% | 9.1% |
| PREFERRED BANK | LOS ANGELES , CA | $7.66B | 1.64% | 3.51% | 33.8% | 10.87% | 2.76% | 20.4% |
| RIVER CITY BANK | SACRAMENTO , CA | $6.05B | 1.20% | 2.42% | 31.7% | 13.14% | 0.00% | 0.0% |
| FREMONT BANK | FREMONT , CA | $5.92B | 1.18% | 4.07% | 72.2% | 10.89% | 0.34% | 3.1% |
| FARMERS & MERCHANTS BANK OF CENTRAL CALIFORNIA | LODI , CA | $5.84B | 1.71% | 4.18% | 45.5% | 14.40% | 0.21% | 1.5% |
| WESTAMERICA BANK | SAN RAFAEL , CA | $5.83B | 1.79% | 3.71% | 42.3% | 15.13% | 0.17% | 0.3% |
| Heritage Bank of Commerce | San Jose , CA | $5.67B | -0.12% | 3.86% | 105.6% | 13.29% | 0.03% | 0.6% |
| CTBC BANK CORP. (USA) | LOS ANGELES , CA | $5.37B | 0.92% | 2.91% | 57.5% | — | 1.59% | 8.5% |
| FIVE STAR BANK | ROSEVILLE , CA | $5.03B | 1.64% | 3.80% | 36.2% | 11.67% | 0.07% | 0.5% |
| BANK OF STOCKTON | STOCKTON , CA | $4.83B | 4.57% | 3.53% | 47.7% | 18.02% | 0.09% | 0.2% |
| BLACKROCK INSTITUTIONAL TRUST COMPANY, NATIONAL ASSOCIATION | SAN FRANCISCO , CA | $4.52B | 14.45% | 3.88% | 58.6% | 138.69% | — | 0.0% |
| AMERICAN BUSINESS BANK | LOS ANGELES , CA | $4.37B | 1.44% | 3.90% | 46.5% | 12.14% | 0.44% | 3.0% |
| ROYAL BUSINESS BANK | LOS ANGELES , CA | $4.19B | 1.20% | 3.23% | 51.9% | 21.09% | 1.88% | 11.4% |
| CALIFORNIA BANK OF COMMERCE, NATIONAL ASSOCIATION | SAN DIEGO , CA | $4.05B | 1.40% | 4.50% | 54.8% | 13.76% | 1.84% | 12.5% |
| BANK OF MARIN | CORTE MADERA , CA | $3.91B | 0.94% | 3.41% | 62.1% | 13.17% | 0.56% | 3.3% |
| COMMERCIAL BANK OF CALIFORNIA | IRVINE , CA | $3.90B | 1.33% | 3.89% | 53.4% | 11.50% | 1.11% | 11.2% |
| BANK OF THE SIERRA | PORTERVILLE , CA | $3.75B | 1.51% | 3.77% | 53.0% | — | 1.17% | 6.7% |
| COMMUNITY WEST BANK | FRESNO , CA | $3.70B | 1.35% | 4.37% | 55.5% | 13.81% | 0.90% | 5.7% |
| PCB BANK | LOS ANGELES , CA | $3.40B | 1.30% | 3.31% | 48.1% | 13.46% | 0.32% | 2.2% |
| EXCHANGE BANK | SANTA ROSA , CA | $3.27B | 0.91% | 3.25% | 67.1% | 18.70% | 1.16% | 5.3% |
| WEST COAST COMMUNITY BANK | SANTA CRUZ , CA | $2.90B | 2.17% | 5.12% | 38.9% | 13.34% | 0.62% | 5.6% |
| OPEN BANK | LOS ANGELES , CA | $2.70B | 1.15% | 3.23% | 55.9% | 11.93% | 2.22% | 17.5% |
| CALPRIVATE BANK | LA JOLLA , CA | $2.69B | 1.92% | 5.17% | 44.1% | 12.95% | 1.61% | 13.6% |
| UNITED BUSINESS BANK | WALNUT CREEK , CA | $2.63B | 1.28% | 4.08% | 60.6% | 14.54% | 0.83% | 5.3% |
| AVIDBANK | SAN JOSE , CA | $2.57B | 1.52% | 4.39% | 49.0% | 11.87% | 1.38% | 9.4% |
| EL DORADO SAVINGS BANK, F.S.B. | PLACERVILLE , CA | $2.47B | 0.94% | 2.68% | 57.7% | 53.17% | 0.22% | 0.3% |
| PLUMAS BANK | QUINCY , CA | $2.20B | 1.77% | 5.07% | 51.1% | 15.50% | 1.04% | 6.1% |
| MONTECITO BANK & TRUST | SANTA BARBARA , CA | $2.04B | 0.63% | 3.73% | 79.8% | — | 0.29% | 2.1% |
| OAK VALLEY COMMUNITY BANK | OAKDALE , CA | $2.01B | 1.10% | 4.12% | 62.8% | 15.42% | 0.40% | 2.2% |
| COMMONWEALTH BUSINESS BANK | LOS ANGELES , CA | $1.99B | 1.18% | 3.09% | 53.8% | 19.22% | 1.68% | 10.5% |
| BENEFICIAL STATE BANK | OAKLAND , CA | $1.97B | -0.33% | 3.77% | 74.8% | — | 3.53% | 25.0% |
| FIRST NORTHERN BANK OF DIXON | DIXON , CA | $1.92B | 1.23% | 3.76% | 56.3% | 17.83% | 0.71% | 4.0% |
| MISSION BANK | BAKERSFIELD , CA | $1.92B | 1.62% | 4.33% | 46.3% | — | 0.01% | 0.1% |
| FFB BANK | FRESNO , CA | $1.57B | 1.25% | 4.88% | 67.9% | 16.02% | 4.60% | 27.9% |
| US METRO BANK | GARDEN GROVE , CA | $1.56B | 1.03% | 3.29% | 62.1% | 12.80% | 1.62% | 13.9% |
| MALAGA BANK, FSB | PALOS VERDES ESTATES , CA | $1.44B | 1.74% | 3.45% | 27.8% | 27.57% | 0.00% | 0.0% |
| AMERICAN RIVIERA BANK | SANTA BARBARA , CA | $1.42B | 1.22% | 4.03% | 60.9% | 12.69% | 0.73% | 5.3% |
| STATE BANK OF INDIA (CALIFORNIA) | LOS ANGELES , CA | $1.39B | 1.35% | 2.80% | 54.3% | 15.42% | 1.09% | 6.6% |
| BANK OF NEW YORK MELLON TRUST COMPANY, NATIONAL ASSOCIATION, THE | LOS ANGELES , CA | $1.39B | 16.71% | 3.64% | 36.2% | 328.65% | — | 0.0% |
| COLUMN NATIONAL ASSOCIATION | CHICO , CA | $1.39B | 4.88% | 5.20% | 38.9% | 23.73% | 0.43% | 0.9% |
| SAVINGS BANK OF MENDOCINO COUNTY | UKIAH , CA | $1.29B | 1.05% | 3.61% | 60.8% | — | 2.55% | 9.8% |
| COMMERCEWEST BANK | IRVINE , CA | $1.24B | 1.33% | 3.16% | 46.1% | 17.98% | 1.34% | 7.2% |
| PROVIDENT SAVINGS BANK, F.S.B. | RIVERSIDE , CA | $1.22B | 0.51% | 3.15% | 74.4% | 19.01% | 0.10% | 0.8% |
| UNITED SECURITY BANK | FRESNO , CA | $1.22B | 0.10% | 4.21% | 84.6% | — | 1.30% | 8.8% |
| BANK OF THE ORIENT | SAN FRANCISCO , CA | $1.16B | 0.88% | 3.57% | 65.3% | — | 0.79% | 5.2% |
| FIRST GENERAL BANK | ROWLAND HEIGHTS , CA | $1.14B | 2.25% | 4.85% | 32.5% | — | 2.00% | 6.9% |
| EVERTRUST BANK | CITY OF INDUSTRY , CA | $1.11B | 1.04% | 3.58% | 55.9% | — | 0.82% | 2.9% |
| PACIFIC COAST BANKERS' BANK | WALNUT CREEK , CA | $1.08B | 0.64% | 3.18% | 82.2% | 23.76% | 0.55% | 1.9% |
| SUMMIT STATE BANK | SANTA ROSA , CA | $995.9M | 0.67% | 3.69% | 66.7% | 12.91% | 4.15% | 30.4% |
| GOLDEN STATE BANK | GLENDALE , CA | $974.3M | 1.14% | 4.15% | 60.8% | — | 0.86% | 6.1% |
| HCN BANK | RIVERSIDE , CA | $974.1M | 2.19% | 3.95% | 44.8% | 14.05% | 0.00% | 0.0% |
| PINNACLE BANK | MORGAN HILL , CA | $945.8M | 0.58% | 3.73% | 78.3% | 16.45% | 3.82% | 18.4% |
| AMERICAN PLUS BANK, NATIONAL ASSOCIATION | ARCADIA , CA | $890.7M | 1.65% | 4.03% | 33.1% | — | 0.00% | 1.7% |
| C3BANK, NATIONAL ASSOCIATION | ENCINITAS , CA | $882.7M | 1.27% | 3.88% | 51.8% | 15.80% | 0.00% | 0.0% |
| FIRST COMMERCIAL BANK (U.S.A) | ALHAMBRA , CA | $871.6M | 1.21% | 3.61% | 52.8% | 29.45% | 0.27% | 1.0% |
| NANO BANC | IRVINE , CA | $860.1M | 0.13% | 2.42% | 108.7% | 8.20% | 24.59% | 230.8% |
| ENDEAVOR BANK | SAN DIEGO , CA | $805.3M | 0.92% | 4.67% | 62.7% | 11.60% | 0.92% | 6.0% |
| BAC COMMUNITY BANK | STOCKTON , CA | $780.1M | 0.70% | 3.41% | 75.8% | 16.17% | 0.19% | 2.3% |
| MISSION VALLEY BANK | SUN VALLEY , CA | $772.6M | 0.55% | 4.06% | 74.7% | 12.26% | 2.70% | 19.2% |
| BANK OF SAN FRANCISCO | SAN FRANCISCO , CA | $767.5M | 1.07% | 4.43% | 63.2% | 15.59% | 0.15% | 1.2% |
| RIVER VALLEY COMMUNITY BANK | YUBA CITY , CA | $764.2M | 0.62% | 3.12% | 70.8% | 13.72% | 0.83% | 5.1% |
| GBC INTERNATIONAL BANK | LOS ANGELES , CA | $676.6M | 1.15% | 3.77% | 59.6% | — | 0.39% | 1.7% |
| Cornerstone Community Bank | Red Bluff , CA | $658.1M | -1.63% | 3.36% | 195.0% | 11.40% | 0.09% | 0.7% |
| PACIFIC VALLEY BANK | SALINAS , CA | $627.9M | 0.84% | 3.87% | 70.2% | — | 0.08% | 4.0% |
| PARTNERS BANK OF CALIFORNIA | MISSION VIEJO , CA | $614.5M | 1.13% | 3.53% | 49.8% | 14.15% | 0.00% | 0.0% |
| GOLDEN VALLEY BANK | CHICO , CA | $577.7M | 0.97% | 3.58% | 61.5% | 15.41% | 0.03% | 0.2% |
| DEUTSCHE BANK NATIONAL TRUST COMPANY | LOS ANGELES , CA | $553.6M | 9.62% | 3.68% | 73.1% | — | — | 0.0% |
| REDWOOD CAPITAL BANK | EUREKA , CA | $543.4M | 1.13% | 4.32% | 63.9% | 14.64% | 0.15% | 1.7% |
| NEW OMNI BANK, NATIONAL ASSOCIATION | ALHAMBRA , CA | $515.3M | 0.43% | 3.97% | 83.6% | 29.39% | 9.47% | 26.8% |
| MEGA BANK | SAN GABRIEL , CA | $515.1M | 0.88% | 3.45% | 66.9% | 16.48% | 2.21% | 13.1% |
| FIRST CREDIT BANK | WEST HOLLYWOOD , CA | $504.7M | 3.68% | 6.44% | 20.9% | 52.65% | 3.50% | 5.5% |
| FIRST PACIFIC BANK | WHITTIER , CA | $489.8M | 0.43% | 3.75% | 83.6% | 12.19% | 0.39% | 3.3% |
| CHINO COMMERCIAL BANK, NATIONAL ASSOCIATION | CHINO , CA | $465.8M | 1.58% | 4.16% | 48.6% | — | 0.51% | 2.0% |
| PACIFIC ALLIANCE BANK | SAN GABRIEL , CA | $450.7M | 2.31% | 3.06% | 36.4% | — | 0.16% | 0.9% |
| COMMUNITY COMMERCE BANK | CLAREMONT , CA | $413.5M | 0.77% | 3.17% | 66.6% | 18.46% | 0.00% | 4.1% |
| BALBOA THRIFT AND LOAN ASSOCIATION | CHULA VISTA , CA | $408.0M | -0.60% | 4.94% | 69.0% | — | 1.01% | 7.2% |
| GENESIS BANK | NEWPORT BEACH , CA | $405.5M | 0.02% | 3.73% | 99.8% | 15.89% | 0.07% | 0.4% |
| COMMUNITY BANK OF SANTA MARIA | SANTA MARIA , CA | $405.1M | 1.02% | 4.39% | 65.6% | 13.30% | 0.18% | 1.3% |
| LIBERTY BANK N.A. | IRVINE , CA | $396.5M | -0.37% | 3.26% | 110.1% | 19.21% | 0.00% | 0.0% |
| INFINITY BANK | SANTA ANA , CA | $392.9M | 1.49% | 5.55% | 57.1% | 16.67% | 1.09% | 5.2% |
| AMERICAN CONTINENTAL BANK | CITY OF INDUSTRY , CA | $379.1M | 1.57% | 4.69% | 54.0% | — | 0.22% | 1.0% |
| UNIVERSAL BANK | WEST COVINA , CA | $373.4M | 0.38% | 2.94% | 82.5% | — | 3.60% | 13.9% |
| MURPHY BANK | FRESNO , CA | $359.6M | 2.32% | 4.85% | 51.1% | — | 0.34% | 1.9% |
| COMMUNITY VALLEY BANK | EL CENTRO , CA | $324.7M | 1.30% | 4.53% | 67.9% | — | 0.00% | 0.0% |
| BANK IRVINE | IRVINE , CA | $306.5M | 0.92% | 3.21% | 54.9% | — | 0.00% | 0.0% |
| EH National Bank | Beverly Hills , CA | $301.7M | -1.16% | 1.20% | 248.8% | 10.54% | 0.28% | 2.5% |
| MONTEREY COUNTY BANK | MONTEREY , CA | $297.8M | 0.05% | 3.91% | 91.4% | — | 0.00% | 14.1% |
| GATEWAY BANK, F.S.B. | OAKLAND , CA | $286.5M | -0.49% | 2.24% | 121.7% | — | 2.53% | 18.5% |
| SUMMIT BANK | OAKLAND , CA | $270.2M | 1.05% | 4.64% | 68.7% | 22.89% | 1.54% | 5.5% |
| HOME BANK OF CALIFORNIA | SAN DIEGO , CA | $254.9M | 1.97% | 4.47% | 54.8% | — | 0.00% | 0.0% |
| MISSION NATIONAL BANK | SAN FRANCISCO , CA | $249.2M | 0.10% | 2.82% | 95.0% | — | 0.00% | 0.0% |
| METROPOLITAN BANK | OAKLAND , CA | $231.8M | 0.60% | 3.76% | 78.4% | — | 0.12% | 20.7% |
| NEIGHBORHOOD NATIONAL BANK | EL CAJON , CA | $230.2M | 0.60% | 3.30% | 79.6% | — | 0.34% | 2.0% |
| CAPITAL BANK AND TRUST COMPANY | IRVINE , CA | $226.4M | 74.58% | 3.02% | 59.1% | 177.63% | — | 0.0% |
| FIRST FEDERAL SAVINGS AND LOAN ASSOCIATION OF SAN RAFAEL | SAN RAFAEL , CA | $220.0M | 0.10% | 2.99% | 96.7% | 24.04% | 0.00% | 0.0% |
| UNITED PACIFIC BANK | CITY OF INDUSTRY , CA | $187.1M | 0.35% | 3.96% | 87.0% | — | 0.15% | 0.6% |
| HATCH BANK | SAN MARCOS , CA | $186.8M | 4.75% | 5.29% | 47.0% | 30.76% | 0.00% | 0.7% |
| BEACH CITIES COMMERCIAL BANK | IRVINE , CA | $182.5M | -0.34% | 3.74% | 108.7% | — | 0.00% | 0.0% |
| BEACON BUSINESS BANK, NATIONAL ASSOCIATION | SAN FRANCISCO , CA | $167.6M | 0.11% | 3.33% | 93.1% | — | 0.00% | 0.0% |
| BANK OF WHITTIER, NATIONAL ASSOCIATION | WHITTIER , CA | $158.8M | 0.88% | 2.30% | 58.6% | — | 0.00% | 0.0% |
| ICON BUSINESS BANK | RIVERSIDE , CA | $156.7M | -0.90% | 4.44% | 119.7% | — | 0.31% | 2.3% |
| EASTERN INTERNATIONAL BANK | LOS ANGELES , CA | $124.2M | 0.36% | 3.84% | 87.2% | — | 0.00% | 0.0% |
| CALIFORNIA BUSINESS BANK | IRVINE , CA | $122.2M | 0.75% | 4.09% | 86.7% | 19.21% | 0.49% | 2.5% |
| LEGACY BANK | MURRIETA , CA | $111.5M | -2.82% | 3.86% | 175.0% | — | 1.87% | 13.0% |
| CALIFORNIA PACIFIC BANK | HAYWARD , CA | $100.9M | 1.78% | 5.05% | 52.2% | 42.14% | 16.39% | 35.0% |
| CALIFORNIA INTERNATIONAL BANK, N.A. | WESTMINSTER , CA | $95.2M | 1.35% | 6.07% | 78.2% | — | 0.00% | 0.0% |
| TUSTIN COMMUNITY BANK | TUSTIN , CA | $86.2M | 1.18% | 5.67% | 73.1% | — | 0.04% | 0.2% |
| ALTOS BANK | LOS ALTOS , CA | $57.5M | -9.85% | 3.86% | 334.5% | — | 0.00% | 0.0% |
| ASIAN PACIFIC NATIONAL BANK | SAN GABRIEL , CA | $57.0M | 0.71% | 3.32% | 76.0% | — | 0.00% | 0.0% |
| BESSEMER TRUST COMPANY OF CALIFORNIA, NATIONAL ASSOCIATION | SAN FRANCISCO , CA | $15.0M | -18.61% | 3.37% | 227.5% | — | — | 0.0% |
| STATE STREET BANK AND TRUST COMPANY OF CALIFORNIA, NATIONAL ASSOCIATION | IRVINE , CA | $9.1M | 2.91% | 2.29% | 30.4% | 482.97% | — | 0.0% |
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California bank rankings
See California banks ranked by the metrics that matter — size, profitability, capital, asset quality, and funding.
Largest California banks by assets Largest by deposits Highest ROA (return on assets) Highest ROE (return on equity) Highest net interest margin Highest CET1 capital ratio Highest leverage ratio Lowest Texas Ratio (safest) Highest Texas Ratio (riskiest) Highest uninsured-deposit ratio Highest loan-to-deposit ratio Most efficient (lowest efficiency ratio)
Data sourced from FFIEC call reports — current as of Q1 2026. See /data-updates/ for the full refresh schedule.
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