Bank call report · Oakdale, CA
Oak Valley Community Bank Call Report
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Oak Valley Community Bank filed its latest call report for the quarter ended June 30, 2026 on the FFIEC 041. Below are its 397 reported line items, schedule by schedule (887 items filed as zero are left out). The official PDF is on the FFIEC Central Data Repository.
| Call report form | FFIEC 041 |
|---|---|
| Latest quarter filed | Q2 2026 (June 30, 2026) |
| Federal Reserve RSSD ID | 1864197 |
| FDIC certificate number | 33457 |
| Total assets | $2.00B |
Official Q2 2026 call report PDF (FFIEC) →
Oak Valley Community Bank call report by schedule, Q2 2026
Dollar amounts are as filed, in the units the form uses. Each line item links to its definition; each schedule links to the full schedule reference for the FFIEC 041.
Schedule RC: Balance Sheet (26 items)
About Schedule RC · Oak Valley Community Bank balance sheet trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Assets | RCON2170 | $2.00B |
| Total Liabilities, Limited-life Preferred Stock, and Equity Capital | RCON3300 | $2.00B |
| Total Liabilities and Minority Interest | RCON2948 | $1.79B |
| Total Deposits | RCON2200 | $1.76B |
| Total Interest-bearing Deposits in Foreign and Domestic Offices | RCON6636 | $1.20B |
| Loans and Leases, Net of Unearned Income - Totals | RCONB528 | $1.16B |
| Loans and Leases, Net of Unearned Income and Allowance | RCONB529 | $1.15B |
| Deposits: Noninterest-bearing | RCON6631 | $568.3M |
| Available-for-sale debt securities (from Schedule RC-B, column D) | RCON1773 | $531.9M |
| Total Equity Capital | RCON3210 | $216.0M |
| Total Equity Capital Including Noncontrolling Minority Interests in Consolidated Subsidiaries | RCONG105 | $216.0M |
| Undivided Profits and Capital Reserves | RCON3632 | $208.3M |
| Interest-bearing Balances | RCON0071 | $119.2M |
| Other Assets | RCON2160 | $71.3M |
| Federal Funds Sold | RCONB987 | $50.0M |
| Noninterest-bearing Balances and Currency and Coin | RCON0081 | $25.6M |
| Premises and Fixed Assets (Including Capitalized Leases) | RCON2145 | $25.5M |
| Common Stock | RCON3230 | $25.1M |
| Other Liabilities, Total | RCON2930 | $21.0M |
| Accumulated Other Comprehensive Income | RCONB530 | -$17.5M |
| Direct and Indirect Investments in Real Estate Ventures | RCON3656 | $16.0M |
| Allowance for Loan and Lease Losses | RCON3123 | $11.2M |
| Equity securities with readily determinable fair values not held for trading | RCONJA22 | $3.4M |
| Goodwill | RCON3163 | $3.3M |
| Intangible Assets | RCON2143 | $3.3M |
| Other Real Estate Owned | RCON2150 | $2.6M |
Schedule RI: Income Statement (49 items)
About Schedule RI · Oak Valley Community Bank income statement trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Interest Income | RIAD4107 | $45.1M |
| Net Interest Income | RIAD4074 | $38.2M |
| Interest and Fee Income on Loans, Total | RIAD4010 | $30.7M |
| Total Noninterest Expense | RIAD4093 | $26.5M |
| Interest and Fee Income on All Other Loans Secured by Real Estate | RIAD4436 | $26.0M |
| Salaries and Employee Benefits | RIAD4135 | $16.5M |
| Income (loss) before change in net unrealized holding gains (losses) on equity securities not held for trading, applicable income taxes, and discontinued operations operations (item 3 plus or minus items 4, 5.m, 6.a, 6.b, and 7.e) | RIADHT69 | $14.4M |
| Income (Loss) Before Applicable Income Taxes and Discontinued Operations | RIAD4301 | $14.4M |
| Income (Loss) Before Discontinued Operations | RIAD4300 | $11.1M |
| Net Income (Loss) | RIAD4340 | $11.1M |
| Net Income (Loss) Attributable to Bank and Noncontrolling Minority Interests | RIADG104 | $11.1M |
| Interest on Other Securities | RIAD4060 | $7.5M |
| Other Noninterest Expense | RIAD4092 | $7.3M |
| Total Interest Expense | RIAD4073 | $6.9M |
| Interest and Dividend Income on Tax-exempt Securities Issued by States and Political Subdivisions in the U.S. | RIAD4507 | $5.0M |
| Savings Deposits (Including Mmdas) | RIAD0093 | $3.3M |
| Applicable Income Taxes | RIAD4302 | $3.3M |
| Total Noninterest Income | RIAD4079 | $3.3M |
| Interest and Dividend Income on Securities: Mortgage-backed Securities | RIADB489 | $2.9M |
| Expenses of Premises and Fixed Assets | RIAD4217 | $2.7M |
| Interest Income on Balances Due from Depository Institutions | RIAD4115 | $2.6M |
| Interest and Fee Income on Commercial and Industrial Loans | RIAD4012 | $2.5M |
| Other Noninterest Income | RIADB497 | $1.7M |
| Interest on Transaction Accounts (NOW Accounts, Ats Accounts, and Telephone and Preauthorized Transfer Accounts) | RIAD4508 | $1.6M |
| Interest Expense, Interest on Deposits, Nontransaction Accounts, Time Deposits of 250000 or Less | RIADHK03 | $1.3M |
| Interest and Fee Income on All Other Loans in Domestic Offices | RIAD4058 | $1.2M |
| Interest Expense Incurred to Carry Tax-exempt Securities, Loans, and Leases Acquired After August 7, 1986, That Is Not Deductible for Federal Income Tax Purposes | RIAD4513 | $1.0M |
| Interest and Fee Income on Loans Secured by 1-4 Family Residential Properties | RIAD4435 | $973K |
| Interest and Fee Income on Loans to Finance Agricultural Production and Other Loans to Farmers in Domestic Offices | RIAD4024 | $918K |
| Service Charges on Deposit Accounts in Domestic Offices | RIAD4080 | $880K |
| Interest Expense, Interest on Deposits, Nontransaction Accounts, Time Deposits of More Than 250000 | RIADHK04 | $802K |
| Income from the Sale and Servicing of Mutual Funds and Annuities (in Domestic Offices) | RIAD8431 | $730K |
| Service Charges on Deposits in Domestic Office Overdraft Related for Individuals | RIADH032 | $577K |
| Provision for Loan and Lease Losses | RIAD4230 | $554K |
| Fees and Commissions from Securities Brokerage | RIADC886 | $536K |
| Interest and Dividend Income on Securities: U.S. Treasury Securities and U.S. Government Agency Obligations (Excluding Mortgage-backed Securities) | RIADB488 | $534K |
| Interest Income on Federal Funds Sold and Securities Purchased Under Agreements to Resell | RIAD4020 | $521K |
| Provisions for Credit Losses on Financial Assets | RIADJJ33 | $485K |
| Other Interest Income | RIAD4518 | $396K |
| Estimated Income on Tax-exempt Loans and Leases to States and Political Subdivisions in the U.S. | RIAD4313 | $255K |
| Fees and Commissions from Annuity Sales | RIADC887 | $194K |
| Service Charges on Deposits in Domestic Office Maintenance for Individuals | RIADH033 | $186K |
| Service Charges on Deposits in Domestic Office All Other | RIADH035 | $102K |
| Venture Capital Revenue | RIADB491 | -$52K |
| Unrealized holding gains (losses) on equity securities not held for trading | RIADHT70 | -$40K |
| Service Charges on Deposits in Domestic Office Atm-related for Individuals | RIADH034 | $15K |
| Loans to Individuals for Household, Family, and Other Personal Expenditures: Other (Includes Single Payment, Installment, All Student Loans, and Revolving Credit Plans Other Than Credit Cards) | RIADB486 | $11K |
| Realized Gains (Losses) on Available-for-sale Debt Securities | RIAD3196 | -$7K |
| Number of Full Time Equivalent Employees on Payroll at End of Current Period | RIAD4150 | 246 |
Schedule RC-A: Cash and Balances Due from Depository Institutions (5 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Cash and Balances Due from Depository Institutions | RCON0010 | $144.8M |
| Balances Due from Depository Institutions in the U.S. | RCON0082 | $67.2M |
| Balances Due from Federal Reserve Banks | RCON0090 | $54.9M |
| Cash Items in Process of Collection and Unposted Debits | RCON0020 | $18.8M |
| Currency and Coin | RCON0080 | $3.8M |
Schedule RC-B: Securities (43 items)
About Schedule RC-B · Oak Valley Community Bank securities trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Mortgage-backed Securities (MBS): Residential Pass-through Securities: Guaranteed by GNMA: Available-for-sale Amortized Cost | RCONG302 | $10.5M |
| Mortgage-backed Securities (MBS): Residential Pass-through Securities: Guaranteed by GNMA: Available-for-sale Fair Value | RCONG303 | $10.4M |
| Mortgage-backed Securities (MBS): Residential Pass-through Securities: Issued by FNMA and FHLMC: Available-for-sale Amortized Cost | RCONG306 | $50.8M |
| Mortgage-backed Securities (MBS): Residential Pass-through Securities: Issued by FNMA and FHLMC: Available-for-sale Fair Value | RCONG307 | $48.9M |
| Mortgage-backed Securities (MBS): Other Residential MBS (Include Cmos, REMICS, and Stripped MBS): Issued or Guaranteed by FNMA, FHLMC, or GNMA - Available-for-sale Amortized Cost | RCONG314 | $26.1M |
| Mortgage-backed Securities (MBS): Other Residential MBS (Include Cmos, REMICS, and Stripped MBS): Issued or Guaranteed by FNMA, FHLMC, or GNMA - Available-for-sale Fair Value | RCONG315 | $26.2M |
| Mortgage-backed Securities (MBS): Other Residential MBS (Include Cmos, REMICS, and Stripped MBS): All Other Residential MBS - Available-for-sale Amortized Cost | RCONG322 | $7.8M |
| Mortgage-backed Securities (MBS): Other Residential MBS (Include Cmos, REMICS, and Stripped MBS): All Other Residential MBS - Available-for-sale Fair Value | RCONG323 | $7.4M |
| Total Amortized Cost of Available-for-sale Securities | RCON1772 | $556.7M |
| Amortized Cost of Available-for-sale Securities Issued by States and Political Subdivisions in the U.S. | RCON8498 | $354.7M |
| Pledged Securities | RCON0416 | $353.8M |
| Fair Value of Available-for-sale Securities Issued by States and Political Subdivisions in the U.S. | RCON8499 | $336.3M |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing of Over Ffteen Years | RCONA554 | $236.8M |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Five Years Through Fifteen Years | RCONA553 | $114.8M |
| Mortgage Pass-through Securities Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over 15 Years | RCONA560 | $57.4M |
| OTHER MORTGAGE-BACKED SECURITIES (INCLUDE CMOs, REMICs, AND STRIPPED MBS) WITH AN EXPECTED AVERAGE LIFE OF OVER THREE YEARS | RCONA562 | $32.5M |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Three Months of Less | RCONA549 | $27.4M |
| OTHER MORTGAGE-BACKED SECURITIES (INCLUDE CMOs, REMICs, AND STRIPPED MBS) WITH AN EXPECTED AVERAGE LIFE OF THREE YEARS OR LESS | RCONA561 | $27.0M |
| Amortized Cost of Other Available-for-sale Domestic Debt Securities | RCON1739 | $26.5M |
| US government agency obligations (exclude mortgage-backed securities), Available for sale, Amortized Cost | RCONHT52 | $25.4M |
| Fair Value of Other Available-for-sale Domestic Debt Securities | RCON1741 | $25.4M |
| US government agency obligations (exclude mortgage-backed securities), Available for sale, Fair Value | RCONHT53 | $25.0M |
| Mortgage-backed Securities (Mbs):commercial MBS: Other Commercial MBS :Issued or Guaranteed by Fnma,fhlmc or GNMA: Available-for-sale Amortized Cost | RCONK152 | $17.5M |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over One Year Through Three Years | RCONA551 | $16.7M |
| Asset-backed Securities: Available-for-sale Amortized Cost | RCONC989 | $16.6M |
| Mortgage-backed Securities (Mbs):commercial MBS: Other Commercial MBS :Issued or Guaranteed by Fnma,fhlmc or GNMA: Available-for-sale Fair Value | RCONK153 | $16.2M |
| Total (Asset-backed Securities) Fair Value - Available-for-sale | RCONC027 | $15.9M |
| Fixed Rate and Floating Rate Debt Securities with a Remaining Maturity of One Year or Less | RCONA248 | $13.3M |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Three Months Through 12 Months | RCONA550 | $12.9M |
| Asset-backed securities and structured financial products, Structured financial products, Available for sale, Fair Value | RCONHT61 | $10.5M |
| Asset-backed securities and structured financial products, Structured financial products, Available for sale, Amortized Cost | RCONHT60 | $10.4M |
| Mortgage-backed Securities (Mbs):commercial MBS: Other Commercial MBS :All Other Commercial MBS: Available-for-sale Amortized Cost | RCONK156 | $10.1M |
| Mortgage-backed Securities (Mbs):commercial MBS: Other Commercial MBS :All Other Commercial MBS: Available-for-sale Fair Value | RCONK157 | $9.6M |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Three Years Through Five Years | RCONA552 | $4.4M |
| Amortized Cost of Structured Notes | RCON8782 | $3.0M |
| Fair Value of Structured Notes | RCON8783 | $2.7M |
| Mortgage Pass-through Securities Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Three Months Through 12 Months | RCONA556 | $757K |
| Guaranteed by U.S. Government Agencies or Sponsored Agencies Included in Schedule Rc-b, Item 5.B - Available-for-sale, Fair Value | RCONPV01 | $749K |
| Structured financial products guaranteed by U.S. Government agencies or sponsored agencies included in Schedule HC-B, item 5.b -- Available-for-sale: Amortized Cost | RCONPV00 | $748K |
| Mortgage Pass-through Securities Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over One Year Through Three Years | RCONA557 | $504K |
| Mortgage Pass-through Securities Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Five Years Through 15 Years | RCONA559 | $299K |
| Mortgage Pass-through Securities Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Three Years Through Five Years | RCONA558 | $179K |
| Mortgage Pass-through Securities Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Three Months or Less | RCONA555 | $108K |
Schedule RC-C, Part I: Loans and Leases (35 items)
About Schedule RC-C, Part I · Oak Valley Community Bank loans and leases trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Pledged Loans and Leases | RCONG378 | $1.17B |
| Total Loans and Leases, Net of Unearned Income | RCON2122 | $1.16B |
| Loans Secured by Other Nonfarm Nonresidential Properties. | RCONF161 | $543.4M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Years Through Five Years | RCONA573 | $333.2M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Five Years Through 15 Years | RCONA574 | $306.0M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over One Year Through Three Years | RCONA572 | $246.1M |
| Loans Secured by Owner Occupied Nonfarm Nonresidential Properties | RCONF160 | $218.1M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Three Months or Less | RCONA570 | $184.0M |
| Real Estate Loans Secured by Multi-family (5 or More) Residential Properties | RCON1460 | $97.7M |
| Fixed Rate and Floating Rate Loans and Leases with a Remaining Maturity of One Year or Less | RCONA247 | $97.3M |
| Real Estate Loans Secured by Farmland | RCON1420 | $86.8M |
| Commercial and Industrial Loans | RCON1766 | $77.3M |
| Commercial and Industrial Loans to U.S. Addressees | RCON1763 | $77.3M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Months Through 12 Months | RCONA571 | $72.6M |
| Loans Secured by Other Construction Loans and All Land Development and Other Land Loans | RCONF159 | $57.6M |
| Loans to Finance Agricultural Production and Other Loans to Farmers | RCON1590 | $37.5M |
| All Other Loans Secured by 1-4 Family Residential Properties: Secured by First Liens | RCON5367 | $23.5M |
| Adjustable Rate Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties | RCON5370 | $18.8M |
| Revolving, Open-end Loans Secured by 1-4 Family Residential Properties and Extended Under Lines of Credit | RCON1797 | $11.2M |
| Obligations (Other Than Securities and Leases) of States and Political Subdivisions in the U.S. | RCON2107 | $10.8M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Months Through 12 Months | RCONA565 | $8.5M |
| Loans to Finance Commercial Real Estate, Construction, and Land Development Activities Included in Items 1766, 1563 for (Fr Y-9C), in Items 1766, 1563 for (FFIEC 031), in Items 1766, 1564 for (FFIEC 032 and 033), and in Items 1766, 2080 for (FFIEC 034) | RCON2746 | $7.9M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Years Through Five Years | RCONA567 | $5.4M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over One Year Through Three Years | RCONA566 | $5.0M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Five Years Through 15 Years | RCONA568 | $4.1M |
| Unearned Income on Loans | RCON2123 | $2.0M |
| All Other Loans Secured by 1-4 Family Residential Properties: Secured by Junior Liens | RCON5368 | $916K |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Three Months or Less | RCONA564 | $511K |
| Loans to Individuals for Household, Family, and Other Personal Expenditures (I.e., Consumer Loans)(includes Purchased Paper): Other Revolving Credit Plans | RCONB539 | $456K |
| Loans to Nondepository Financial Institutions and Other Loans: Other Loans: All Other Loans (Exclude Consumer Loans) | RCONJ451 | $223K |
| Other Loans | RCONJ464 | $223K |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over 15 Years | RCONA575 | $175K |
| Other Consumer Loans to Individuals for Household, Family, and Other Personal Expenditures (Includes Single Payment, Installment, and All Student Loans) | RCONK207 | $153K |
| Loans Secured by 1-4 Family Residential Properties in Domestic Offices in Process of Foreclosure (Included in Rc-c, Part I, Items 1.C.(1), 1.C.(2)(A), and 1.C.(2)(B) | RCONF577 | $50K |
| Loans to Individuals for Household, Family, and Other Personal Expenditures (I.e., Consumer Loans)(includes Purchased Paper): Credit Cards | RCONB538 | $15K |
Schedule RC-C, Part II: Loans to Small Businesses and Small Farms (24 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Amount Currently Outstanding of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of More Than $250,000 Through $1,000,000 | RCON5569 | $105.2M |
| Amount Currently Outstanding of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of More Than $250,000 Through $1,000,000 | RCON5575 | $18.1M |
| Amount Currently Outstanding of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5567 | $7.1M |
| Amount Currently Outstanding of Loans Secured by Farmland (Including Farm Residential and Other Improvements) (in Domestic Offices) with Original Amounts of More Than $250,000 Through $500,000 | RCON5583 | $5.2M |
| Amount Currently Outstanding of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5573 | $4.8M |
| Amount Currently Outstanding of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5571 | $2.2M |
| Amount Currently Outstanding of Loans Secured by Farmland (Including Farm Residential and Other Improvements) (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5581 | $1.3M |
| Amount Currently Outstanding of Loans to Finance Agricultural Production and Other Loans to Farmers (in Domestic Offices) with Original Amounts of More Than $250,000 Through $500,000 | RCON5589 | $1.1M |
| Amount Currently Outstanding of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5565 | $576K |
| Amount Currently Outstanding of Loans to Finance Agricultural Production and Other Loans to Farmers (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5587 | $381K |
| Amount Currently Outstanding of Loans to Finance Agricultural Production and Other Loans to Farmers (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5585 | $255K |
| Amount Currently Outstanding of Loans Secured by Farmland (Including Farm Residential and Other Improvements) (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5579 | $89K |
| Number of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of More Than $250,000 Through $1,000,000 | RCON5568 | 239 |
| Number of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of More Than $250,000 Through $1,000,000 | RCON5574 | 93 |
| Number of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5570 | 75 |
| Number of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5572 | 64 |
| Number of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5566 | 60 |
| Number of Loans Secured by Farmland (Including Farm Residential and Other Improvements) (in Domestic Offices) with Original Amounts of More Than $250,000 Through $500,000 | RCON5582 | 21 |
| Number of Loans to Finance Agricultural Production and Other Loans to Farmers (in Domestic Offices) with Original Amounts of More Than $250,000 Through $500,000 | RCON5588 | 12 |
| Number of Loans Secured by Farmland (Including Farm Residential and Other Improvements) (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5580 | 11 |
| Number of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5564 | 11 |
| Number of Loans to Finance Agricultural Production and Other Loans to Farmers (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5584 | 10 |
| Number of Loans to Finance Agricultural Production and Other Loans to Farmers (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5586 | 5 |
| Number of Loans Secured by Farmland (Including Farm Residential and Other Improvements) (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5578 | 2 |
Schedule RC-E: Deposit Liabilities (32 items)
About Schedule RC-E · Oak Valley Community Bank deposit liabilities trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Demand Deposits (See Note Below) | RCON2210 | $1.13B |
| Total Transaction Accounts | RCON2215 | $1.13B |
| Total Transaction Accounts - Deposits of Individuals, Partnerships, and Corporation | RCONB549 | $921.2M |
| Total Nontransaction Accounts (Including Mmda's) | RCON2385 | $631.7M |
| Total Nontransaction Accounts Deposits of Individuals, Partnerships, and Corporations | RCONB550 | $613.4M |
| Money Market Deposit Accounts (Mmda's) | RCON6810 | $376.9M |
| Components of Total Nontransaction Account Deposits of Individuals, Partnerships and Corporations: Total Deposits in Those MMDA Deposit Products Intended Primarily for Individuals for Personal, Household, or Family Use | RCONP756 | $220.6M |
| Total Transaction Accounts - Deposits of States and Political Subdivisions in the U.S. | RCON2203 | $211.5M |
| Components of Total Transaction Account Deposits of Individuals, Partnerships, and Coporations: Total Deposits in Those Interest-bearing Transaction Account Deposit Products Intended Primarily for Individuals for Personal, Household, or Family Use | RCONP754 | $209.1M |
| Components of Total Nontransaction Account Deposits of Individuals, Partnerships and Corporations: Deposits in All Other Mmdas of Individuals, Partnerships and Corporations | RCONP757 | $145.6M |
| Other Nontransaction Savings Deposits (Excludes Mmda's) | RCON0352 | $118.4M |
| Components of Total Nontransaction Account Deposits of Individuals, Partnerships and Corporations: Total Deposits in Those Other Savings Deposit Account Deposit Products Intended Primarily for Individuals for Personal, Household, or Family Use | RCONP758 | $99.8M |
| Time Deposits of 250000 or Less with a Remaining Maturity of One Year or Less | RCONHK11 | $81.0M |
| Components of Total Nontransaction Accounts: Total Time Deposits of More Than $250,000 | RCONJ474 | $53.7M |
| Time Deposits of More Than $250,000 with a Remaining Maturity of One or Year Less | RCONK222 | $53.4M |
| Components of Total Transaction Account Deposits of Individuals, Partnerships, and Coporations: Total Deposits in Those Noninterest-bearing Transaction Account Deposit Products Intended Primarily for Individuals for Personal, Household, or Family Use | RCONP753 | $53.2M |
| Components of Total Nontransaction Accounts: Total Time Deposits of $100,000 Through $250,000 | RCONJ473 | $43.1M |
| Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Three Months or Less | RCONHK07 | $40.8M |
| Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Over Three Months Through 12 Months | RCONHK08 | $40.2M |
| Total Time Deposits of Less Than $100,000 | RCON6648 | $39.5M |
| Maturity and Repricing Data for Time Depoits of More Than 250000, Time Deposits of More Than 250000 with a Remaining Maturity or Next Repricing Date of Three Months or Less | RCONHK12 | $26.8M |
| Maturity and Repricing Data for Time Depoits of More Than 250000, Time Deposits of More Than 250000 with a Remaining Maturity or Next Repricing Date of Over Three Months Through 12 Months | RCONHK13 | $26.6M |
| Total Nontransaction Accounts of States and Political Subdivisions in the U.S. | RCON2530 | $17.8M |
| Components of Total Nontransaction Account Deposits of Individuals, Partnerships and Corporations: Deposits in All Other Other Savings Deposits Accounts of Individuals, Partnerships and Corporations | RCONP759 | $16.4M |
| All Time and Savings Deposits Held in IRA and Keogh Plan Accounts | RCON6835 | $6.7M |
| Total reciprocal deposits | RCONJH83 | $3.1M |
| Individual Retirement Accounts (Iras) and Keogh Plan Accounts Included in Memorandum Item 2.C, 'Total Time Deposits of $100,000 or More,' Above | RCONF233 | $2.3M |
| Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Over One Year Through Three Years | RCONHK09 | $1.6M |
| Sweep deposits: Fully insured, non-affiliate sweep deposits | RCONMT91 | $842K |
| Total sweep deposits that are not brokered deposits | RCONMT95 | $842K |
| Total Nontransaction Accounts of Commercial Banks and Other Depository Institutions in the U.S. | RCONB552 | $495K |
| Maturity and Repricing Data for Time Depoits of More Than 250000, Time Deposits of More Than 250000 with a Remaining Maturity or Next Repricing Date of Over One Year Through Three Years | RCONHK14 | $297K |
Schedule RC-F: Other Assets (7 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Life Insurance Assets: General Account Life Insurance Assets | RCONK201 | $39.0M |
| Net Deferred Tax Assets | RCON2148 | $13.1M |
| Accrued Interest Receivable | RCONB556 | $9.1M |
| Historical Cost of All Other Available-for-sale Equity Securities | RCON1752 | $7.3M |
| Other Assets | RCON2168 | $2.2M |
| Prepaid Expenses | RCON2166 | $1.5M |
| Life Insurance Assets: Hybrid Account Life Insurance Assets | RCONK270 | $579K |
Schedule RC-G: Other Liabilities (5 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Other Expenses Accrued and Unpaid | RCON3646 | $12.8M |
| All Other Liabilities | RCON2938 | $7.3M |
| Operating lease liabilities | RCONLB56 | $7.2M |
| Allowance for Credit Losses on Off-balance Sheet Credit Exposures | RCONB557 | $616K |
| Interest Accrued and Unpaid on Deposits (in Domestic Offices) | RCON3645 | $292K |
Schedule RC-K: Quarterly Averages (17 items)
About Schedule RC-K · Oak Valley Community Bank quarterly averages trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Quarterly Average of Total Assets | RCON3368 | $2.01B |
| Quarterly Average of Total Loans | RCON3360 | $1.16B |
| Quarterly Average of All Other Loans Secured by Real Estate | RCON3466 | $999.7M |
| Transaction Accounts (in Domestic Offices) (NOW Accounts, Ats Accounts, and Telephone and Preauthorized Transfer Accounts) - Quarterly Average | RCON3485 | $557.0M |
| Nontransaction Accounts in Domestic Offices: Savings Deposits | RCONB563 | $501.1M |
| All Other Securities | RCONB560 | $424.1M |
| Mortgage-backed Securities | RCONB559 | $126.9M |
| Quarterly Average of Interest-bearing Balances Due from Depository Institutions | RCON3381 | $119.3M |
| Liabilities, Nontransaction Accounts, Time Deposits of 250000 or Less | RCONHK16 | $80.1M |
| Quarterly Average of Commercial and Industrial Loans | RCON3387 | $74.1M |
| Liabilities, Nontransaction Accounts, Time Deposits of More Than 250000 | RCONHK17 | $49.3M |
| Quarterly Average of Loans Secured by 1-4 Family Residential Properties | RCON3465 | $35.5M |
| Quarterly Average of Loans to Finance Agricultural Production and Other Loans to Farmers | RCON3386 | $34.8M |
| Quarterly Average of Federal Funds Sold and Securities Purchased Under Agreements to Resell | RCON3365 | $28.6M |
| U.S. Treasury Securities and U.S. Government Agency Obligations (Excluding Mortgage-backed Securities) | RCONB558 | $25.5M |
| Loans to Individuals for Household, Family, and Other Personal Expenditures: Other | RCONB562 | $408K |
| Loans to Individuals for Household, Family, and Other Personal Expenditures: Credit Cards | RCONB561 | $14K |
Schedule RC-L: Derivatives and Off-Balance-Sheet Items (10 items)
About Schedule RC-L · Oak Valley Community Bank derivatives and off-balance-sheet items trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Other Unused Commitments: Commercial and Industrial Loans | RCONJ457 | $75.1M |
| Commercial Real Estate, Other Construction Loan and Land Development Loan Commitments | RCONF165 | $41.6M |
| Other Unused Commitments: All Other Unused Commitments | RCONJ459 | $38.2M |
| Unused Commitments - Revolving, Open-end Lines Secured by 1-4 Family Residential Properties | RCON3814 | $27.5M |
| Financial Standby Letters of Credit and Foreign Office Guarantees | RCON3819 | $2.2M |
| Performance Standby Letters of Credit | RCON3821 | $1.8M |
| Unused Commitments - Credit Card Lines | RCON3815 | $307K |
| Credit Card Lines: Unused Consumer Credit Card Lines | RCONJ455 | $218K |
| Commercial Real Estate, Construction, and Land Development: Commitments to Fund Loans Not Secured by Real Estate | RCON6550 | $134K |
| Credit Card Lines: Other Unused Credit Card Lines | RCONJ456 | $89K |
Schedule RC-M: Memoranda (4 items)
About Schedule RC-M · Oak Valley Community Bank memoranda trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Aggregate Amount of All Extensions of Credit to All Executive Officers, Directors, Principal Shareholders, and Their Related Interests | RCON6164 | $13.2M |
| Cost of equity securities with readily determinable fair values not held for trading | RCONJA29 | $4.1M |
| All Other Real Estate Owned: Nonfarm Nonresidential Properties in Domestic Offices | RCON5512 | $2.6M |
| Number of Executive Officers, Directors, and Principal Shareholders to Whom the Amount of All Extensions of Credit by the Reporting Bank (Including Extensions of Credit to Related Interests) Equals or Exceeds the Lesser of $500,000 or 5 Percent of Total Capital as Defined for This Purpose in Agency Regulations | RCON6165 | 1 |
Schedule RC-N: Past Due and Nonaccrual Loans, Leases, and Other Assets (3 items)
About Schedule RC-N · Oak Valley Community Bank past due and nonaccrual loans, leases, and other assets trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Additions to Nonaccrual Assets | RCONC410 | $50K |
| Loans Secured by 1-4 Family Residential Properties: Revolving, Open-end Loans Secured by 1-4 Family Residential Properties and Extended Under Lines of Credit - Nonaccrual | RCON5400 | $50K |
| Total Loans and Lease Finance Receivables: Nonaccrual | RCON1403 | $50K |
Schedule RC-O: Other Data for Deposit Insurance Assessments (13 items)
About Schedule RC-O · Oak Valley Community Bank other data for deposit insurance assessments trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Average Consolidated Total Assets for the Calendar Quarter | RCONK652 | $2.01B |
| Total Deposit Liabilities as Defined in Section 3(1) of the Federal Deposit Insurance Act Before Exclusions | RCONF236 | $1.76B |
| Amount of Deposit Accounts (Excluding Retirement Accounts) of More Than $250,000 | RCONF051 | $1.08B |
| Estimated Amount of Uninsured Assessable Deposits in Domestic Offices of the Bank and in Insured Branches in Puerto Rico and U.S. Territories and Possessions, Including Related Interest Accrued and Unpaid | RCON5597 | $827.2M |
| Amount of Deposit Accounts (Excluding Retirement Accounts) of $250,000 or Less | RCONF049 | $676.3M |
| Average Tangible Equity for the Calendar Quarter | RCONK654 | $228.4M |
| Amount of Retirement Deposits Accounts of $250,000 or Less | RCONF045 | $6.0M |
| Amount of Retirement Deposit Accounts of More Than $250,000 | RCONF047 | $851K |
| Number of Deposit Accounts (Excluding Retirement Accounts)of $250,000 or Less | RCONF050 | 36,605 |
| Number of Deposit Accounts (Excluding Retirement Accounts) of More Than $250,000 | RCONF052 | 1,263 |
| Number of Retirement Deposit Accounts of $250,000 or Less | RCONF046 | 316 |
| Number of Retirement Deposit Accounts of More Than $250,000 | RCONF048 | 2 |
| Averaging Method Used | RCONK653 | 1 |
Schedule RC-R: Regulatory Capital (1 item)
About Schedule RC-R · Oak Valley Community Bank regulatory capital trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Risk-weighted Assets Before Deductions for Excess Allowance for Loan and Lease Losses and Allocated Transfer Risk Reserve - 100% | RCONB704 | $1.46B |
Schedule RC-R, Part I: Regulatory Capital Components and Ratios (23 items)
About Schedule RC-R, Part I · Oak Valley Community Bank regulatory capital components and ratios trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Average total consolidated assets | RCOAKW03 | $2.01B |
| Average Total Assets (Net of Deductions) | RCOAA224 | $2.01B |
| Risk-weighted Assets (Net of Allowances and Other Deductions) | RCOAA223 | $1.46B |
| Total Qualifying Capital Allowable Under the Risk-based Capital Guidelines | RCOA3792 | $242.0M |
| Common Equity Tier 1 Capital | RCOAP859 | $230.2M |
| Subtotal of Common Equity Tier 1 Capital: Adjustments and Deductions | RCOAP852 | $230.2M |
| Tier 1 Capital Allowable Under the Risk-based Capital Guidelines | RCOA8274 | $230.2M |
| Common Equity Tier 1 Capital Before Adjustments and Deductions | RCOAP840 | $216.0M |
| Retained Earnings | RCOAKW00 | $208.3M |
| Common Equity Tier 1 Capital: Common Stock Plus Related Surplus, Net of Treasury Stock and Unearned Employee Stock Ownership Plan (ESOP) Shares | RCOAP742 | $25.1M |
| Accumulated Other Comprehensive Income | RCOAB530 | -$17.5M |
| Less: Net Unrealized Gains (Losses) on Available-for-sale Debt Securities (If a Gain, Report as a Positive Value, If a Loss, Report as a Negative Value) | RCOAP844 | -$17.5M |
| General Loan and Lease Valuation Allowances | RCOA5310 | $11.8M |
| Tier 2 (Supplementary) Capital | RCOA5311 | $11.8M |
| Tier 2 Capital Before Deductions | RCOAP870 | $11.8M |
| Goodwill Net of Associated Deferred Tax Liabilities (Dtls) | RCOAP841 | $3.3M |
| Less: Deductions from Common Equity Tier 1 Capital and Additional Tier 1 Capital (Sum of Items 6, 7, 8, 10.B, 11, 13 Through 17 and Certain Elements of Item 24 - See Instructions) | RCOAP875 | $3.3M |
| A. AOCI Opt-out Election (Enter '1' for Yes, Enter '0' for No.) | RCOAP838 | 1 |
| Total Risk-based Capital Ratio | RCOA7205 | 0.1653 |
| Common Equity Tier 1 Capital Ratio | RCOAP793 | 0.1572 |
| Tier 1 Risk-based Capital Ratio | RCOA7206 | 0.1572 |
| Tier 1 Leverage Capital Ratio | RCOA7204 | 0.1148 |
| Institution-specific Capital Buffer Necessary to Avoid Limitations on Distributions and Discretionary Bonus Payments: Capital Conservation Buffer | RCOAH311 | 0.0853 |
Schedule RC-R, Part II: Risk-Weighted Assets (64 items)
About Schedule RC-R, Part II · Oak Valley Community Bank risk-weighted assets trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Risk-weighted Assets for Purposes of Calculating the Allowance for Loan and Lease Losses 1.25 Percent Threshold | RCONS580 | $1.46B |
| Total Risk-weighted Assets | RCONG641 | $1.46B |
| Risk-weighted Assets by Risk-weighted Category - 100 Pct Risk Weight Category | RCONG637 | $1.24B |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 100 Pct Risk Weight Category | RCONG633 | $1.24B |
| Total Balance Sheet Assets - 100 Pct Risk Weight Category | RCOND990 | $1.15B |
| Total Loans and Leases, Net of Unearned Income, All Other Exposures | RCONS457 | $1.02B |
| Loans and Leases, Net of Unearned Income, All Other Exposures - 100 Pct Risk Weight Category | RCONS462 | $1.02B |
| Available-for-sale debt securities and equity securities with readily determinable fair values not held for trading purposes, Total Fair Value | RCONJA21 | $491.1M |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 20 Pct Risk Weight Category | RCONG631 | $442.5M |
| Total Balance Sheet Assets - 20 Pct Risk Weight Category | RCOND988 | $442.5M |
| Available-for-sale Securities - 20 Pct Risk Weight Category | RCOND968 | $339.3M |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 50 Pct Risk Weight Category | RCONG632 | $241.5M |
| Total Balance Sheet Assets - 50 Pct Risk Weight Category | RCOND989 | $241.5M |
| Unused Commitments, Original Maturity Exceeding One Year - Face, Notional, or Other Amount | RCONG624 | $147.3M |
| Total Cash and Balances Due from Depository Institutions | RCOND957 | $144.8M |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 0 Pct Risk Weight Category | RCONG630 | $143.7M |
| Total Balance Sheet Assets - 0 Pct Risk Weight Category | RCOND987 | $143.7M |
| Total Loans and Leases, Net of Unearned Income, Residential Mortgage Exposures | RCONS439 | $133.3M |
| Loans and Leases, Net of Unearned Income, Residential Mortgage Exposures - 50 Pct Risk Weight Category | RCONS442 | $133.3M |
| Risk-weighted Assets by Risk-weighted Category - 50 Pct Risk Weight Category | RCONG636 | $120.8M |
| Total All Other Assets | RCOND981 | $118.7M |
| Cash and Balances Due from Depository Institutions - 0 Pct Risk Weight Category | RCOND958 | $109.5M |
| Available-for-sale Securities - 50 Pct Risk Weight Category | RCOND969 | $107.9M |
| All Other Assets - 100 Pct Risk Weight Category | RCOND985 | $101.8M |
| Risk-weighted Assets by Risk-weighted Category - 20 Pct Risk Weight Category | RCONG635 | $88.5M |
| Unused Commitments, Original Maturity Exceeding One Year - 100 Pct Risk Weight Category | RCONG629 | $73.6M |
| Unused Commitments, Original Maturity Exceeding One Year - Credit Equivalent Amount | RCONG625 | $73.6M |
| Federal Funds Sold in Domestic Offices | RCOND971 | $50.0M |
| Federal Funds Sold in Domestic Offices - 20 Pct Risk Weight Category | RCOND973 | $50.0M |
| On-balance Sheet Securitization Exposures, Available-for-sale Securities - Adjustments to Total Reported in Column a | RCONS481 | $44.2M |
| Total On-balance Sheet Securitization Exposures, Available-for-sale Securities | RCONS480 | $44.2M |
| Unused Commitments, Original Maturity of One Year or Less, Excludes Unused Commitments to Asset Backed Commercial Paper Conduits, Face, Notional or Other Amount | RCONS525 | $35.6M |
| Available-for-sale Securities - 100 Pct Risk Weight Category | RCOND970 | $35.3M |
| Cash and Balances Due from Depository Institutions - 20 Pct Risk Weight Category | RCOND959 | $35.3M |
| Available-for-sale Securities - 0 Pct Risk Weight Category | RCOND967 | $33.4M |
| Available-for-sale Securities - Adjustment to Totals Reported in Column a | RCONS402 | -$24.9M |
| All Other Assets - 20 Pct Risk Weight Category | RCOND983 | $11.8M |
| Total Balance Sheet Assets - Adjustments to Total Reported in Column a | RCONS500 | $11.5M |
| Risk-weighted Assets by Risk-weighted Category - 150 Pct Risk Weight Category | RCONS572 | $10.6M |
| Unused Commitments, Original Maturity of One Year or Less, Excludes Unused Commitments to Asset Backed Commercial Paper Conduits, 100% | RCONS530 | $7.1M |
| Unused Commitments, Original Maturity of One Year or Less, Excludes Unused Commitments to Asset Backed Commercial Paper Conduits, Credit Equivalent Amount | RCONS526 | $7.1M |
| Loans and Leases, Net of Unearned Income, High Volatility Commercial Real Estate Exposures - 150 Pct Risk Weight Category | RCONS447 | $7.1M |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 150 Pct Risk Weight Category | RCONS561 | $7.1M |
| Total Balance Sheet Assets - 150 Pct Risk Weight Category | RCONS503 | $7.1M |
| Total Loans and Leases, Net of Unearned Income, High Volatility Commercial Real Estate Exposures | RCONS445 | $7.1M |
| Loans and Leases, Net of Unearned Income, All Other Exposures - 20 Pct Risk Weight Category | RCONS460 | $6.0M |
| On-balance Sheet Securitization Exposures, Available-for-sale Securities - Ssfa Risk Weight Exposure, by Calculation Methodology | RCONS483 | $5.1M |
| All Other Assets - Adjustments to Totals Reported in Column a | RCONS469 | $3.3M |
| Financial Standby Letters of Credit - 100 Pct Risk Weight Category | RCOND996 | $2.2M |
| Financial Standby Letters of Credit - Credit Equivalent Amount | RCOND992 | $2.2M |
| Financial Standby Letters of Credit - Face, Notional, or Other Amount | RCOND991 | $2.2M |
| Performance Standby Letters of Credit and Transaction-related Contingent Items - Face, Notional, or Other Amount | RCOND997 | $1.8M |
| Performance Standby Letters of Credit and Transaction-related Contingent Items - 100 Pct Risk Weight Category | RCONG605 | $880K |
| Performance Standby Letters of Credit and Transaction-related Contingent Items - Credit Equivalent Amount | RCOND998 | $880K |
| All Other Assets - 0 Pct Risk Weight Category | RCOND982 | $788K |
| All Other Assets, Separate Account Bank-owned Life Insurance - Application of Other Risk Weighting Approaches Exposure Amount | RCONH296 | $579K |
| All Other Assets, Separate Account Bank-owned Life Insurance - Application of Other Risk Weighting Approaches Risk-weighted Asset Amount | RCONH297 | $579K |
| Total Balance Sheet Assets - Other Risk Weighting Approaches Exposure Amount | RCONH300 | $579K |
| All Other Assets - 50 Pct Risk Weight Category | RCOND984 | $370K |
| Loans and Leases, Net of Unearned Income, Residential Mortgage Exposures - 100 Pct Risk Weight Category | RCONS443 | $50K |
| Risk-weighted Assets by Risk-weighted Category - 400 Pct Risk Weight Category | RCONS575 | $4K |
| All Other Assets - 400 Pct Risk Weight Category | RCONS470 | $1K |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 400 Pct Risk Weight Category | RCONS564 | $1K |
| Total Balance Sheet Assets - 400 Pct Risk Weight Category | RCONS506 | $1K |
Schedule RI-A: Changes in Bank Equity Capital (6 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Equity Capital | RIAD3210 | $216.0M |
| Balance End of Previous Calendar Year as Restated | RIADB508 | $207.6M |
| Equity Capital, Most Recently Reported for the End of Previous Calendar Year (I.e., After Adjustments from Amended Reports of Income) | RIAD3217 | $207.6M |
| Cash Dividends Declared on Common Stock | RIAD4460 | $3.1M |
| Other Comprehensive Income | RIADB511 | $1.1M |
| Other Transactions with Stockholders (Including Parent Holding Company) | RIAD4415 | -$750K |
Schedule RI-B, Part I: Charge-offs and Recoveries on Loans and Leases (5 items)
About Schedule RI-B, Part I · Oak Valley Community Bank charge-offs and recoveries on loans and leases trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Charge-offs on Allowance for Loan and Lease Losses | RIAD4635 | $1.8M |
| Loans Secured by Other Nonfarm Nonresidential Properties: Charge-offs | RIADC897 | $1.7M |
| Charge-offs All Other (Includes Single Payment, Installment, All Student Loans, and Revolving Credit Plans Other Than Credit Cards) | RIADK205 | $42K |
| Recoveries All Other (Includes Single Payment, Installment, All Student Loans, and Revolving Credit Plans Other Than Credit Cards) | RIADK206 | $6K |
| Recoveries on Allowance for Loan and Lease Losses | RIAD4605 | $6K |
Schedule RI-B, Part II: Changes in Allowances for Credit Losses (4 items)
About Schedule RI-B, Part II · Oak Valley Community Bank changes in allowances for credit losses trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Balance Most Recently Reported for the December 31, 2000, Reports of Condition and Income(i.e., After Adjustments from Amended Report of Income) | RIADB522 | $12.4M |
| Allowance for Loan and Lease Losses | RIAD3123 | $11.2M |
| Charge-offs on Allowance for Loan and Lease Losses | RIADC079 | $1.8M |
| Provisions for credit losses on off-balance-sheet exposures | RIADMG93 | -$69K |
Schedule RI-C: Disaggregated Data on the Allowance for Credit Losses (14 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Loans and Leases, Held for Investment, Total, Amortized Cost | RCONJJ11 | $1.16B |
| Loans and Leases, Held for Investment, Real estate loans, Commercial real estate loans, Amortized Cost | RCONJJ05 | $955.3M |
| Loans and Leases, Held for Investment, Commerical loans, Amortized Cost | RCONJJ07 | $115.4M |
| Loans and Leases, Held for Investment, Real estate loans, Construction loans, Amortized Cost | RCONJJ04 | $57.0M |
| Loans and Leases, Held for Investment, Real estate loans, Residential real estate loans, Amortized Cost | RCONJJ06 | $35.8M |
| Loans and Leases, Held for Investment, Total, Allowance Balance | RCONJJ19 | $11.2M |
| Loans and Leases, Held for Investment, Real estate loans, Commercial real estate loans, Allowance Balance | RCONJJ13 | $9.3M |
| Loans and Leases, Held for Investment, Real estate loans, Construction loans, Allowance Balance | RCONJJ12 | $979K |
| Loans and Leases, Held for Investment, Commerical loans, Allowance Balance | RCONJJ15 | $639K |
| Loans and Leases, Held for Investment, Other consumer loans, Amortized Cost | RCONJJ09 | $292K |
| Loans and Leases, Held for Investment, Real estate loans, Residential real estate loans, Allowance Balance | RCONJJ14 | $217K |
| Loans and Leases, Held for Investment, Credit cards, Amortized Cost | RCONJJ08 | $15K |
| Loans and Leases, Held for Investment, Other consumer loans, Allowance Balance | RCONJJ17 | $2K |
| Loans and Leases, Held for Investment, Credit cards, Allowance Balance | RCONJJ16 | $1K |
Schedule RI-E: Explanations (7 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Data Processing Expenses | RIADC017 | $1.7M |
| Bank Card and Credit Card Interchange Fees | RIADF555 | $767K |
| First Itemized Transaction of Other Transactions with Stockholders (Including Parent Holding Company) (4415) | RIAD4498 | -$750K |
| Marketing and Other Professional Services | RIAD0497 | $682K |
| Earnings On/increase in Value of Cash Surrender Value of Life Insurance | RIADC014 | $654K |
| First Itemized Amount That Exceeds 10% of Other Noninterest Expense (4092) | RIAD4464 | $573K |
| Automated Teller Machine (ATM) and Interchange Expense | RIADF558 | $561K |
Oak Valley Community Bank call reports on file
Each link opens the bank's filed report on the FFIEC Central Data Repository.
- Q2 2026 call report (quarter ended June 30, 2026)
- Q1 2026 call report (quarter ended March 31, 2026)
- Q4 2025 call report (quarter ended December 31, 2025)
- Q3 2025 call report (quarter ended September 30, 2025)
- Q2 2025 call report (quarter ended June 30, 2025)
- Q1 2025 call report (quarter ended March 31, 2025)
Where can I find the Oak Valley Community Bank call report?
The Oak Valley Community Bank call report for the quarter ended June 30, 2026 is on this page, schedule by schedule. The official PDF is on the FFIEC Central Data Repository, linked here for every quarter on file. Call reports are public: anyone can read or download them without an account.
Which call report form does Oak Valley Community Bank file?
Oak Valley Community Bank files the FFIEC 041. The FFIEC 031 is for banks with foreign offices, the FFIEC 041 for banks with domestic offices only, and the FFIEC 051 is the streamlined form most domestic banks under $5 billion in total assets may file.
What is the Oak Valley Community Bank call report number?
A call report has no number of its own. It is filed and looked up by the bank's identifiers: Oak Valley Community Bank has Federal Reserve RSSD ID 1864197 and FDIC certificate number 33457. Either one finds its filings on the FFIEC Central Data Repository.
How often does Oak Valley Community Bank file a call report?
Every quarter, as of March 31, June 30, September 30 and December 31. The report is due 30 calendar days after the quarter ends, or 35 days for a bank with more than one foreign office.
Oak Valley Community Bank financial reports and ratios →
New to call reports? What a call report is, every call report code explained, and how the UBPR turns it into ratios.
Regulator records: FDIC BankFind (cert 33457) · FFIEC NIC profile (RSSD 1864197)