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Oak Valley Community Bank Locations & Branches Oakdale, California
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Oak Valley Community Bank operates 20 branches from its headquarters in Oakdale, CA, .
Oak Valley Community Bank branch network
All 20 branches are in CALIFORNIA, across 16 cities. Modesto, CA has the most of its branches, 3. Its largest office by deposits is the Oakdale Branch office in Oakdale, CA, with $226.7M (12.8% of its branch deposits). On June 30, 2025 it had 19 branches, 1 fewer than in 2026.
Oak Valley Community Bank at a glance
Its CET1 capital ratio was 15.72% at Q2 2026, comfortably above the 7% level required once the capital conservation buffer is included.
- Total assets, Q2 2026
- $2.00B
- CET1 ratio, Q2 2026
- 15.72%
- Deposit insurance
- FDIC
- Regulator
- Federal Reserve
- Latest call report
- Q2 2026, FFIEC 041
- Established
- 1991
Full financial profile · Is Oak Valley Community Bank safe? · Oak Valley Community Bank call report · Routing number
Deposit market share
Share of all FDIC-insured deposits held in each area, from the June 30, 2026 Summary of Deposits. Rank 1 is the largest holder. Shares are by bank charter, not by holding company.
| Area | Rank | Deposit share | Deposits |
|---|---|---|---|
| City: Oakdale, CA (2 branches) | 1 of 6 | 23.4% | $226.7M |
| State: CA (20 branches) | 65 of 164 | <0.1% | $1.76B |
Ranked by total assets among banks headquartered in the state: Largest banks in California.
Share by county and metro area
Oak Valley Community Bank's share of FDIC-insured deposits in the counties and metro areas where it has branches, from the June 30, 2026 Summary of Deposits. Up to the ten largest of each are shown, by the bank's deposits. Rank 1 is the largest holder. Banks only: credit unions are not in the Summary of Deposits.
Counties
| County | Rank | Deposit share | Deposits | County total |
|---|---|---|---|---|
| Stanislaus, CA (7 branches) | 6 of 17 | 6.8% | $776.6M | $11.41B |
| San Joaquin, CA (6 branches) | 9 of 15 | 3.4% | $526.0M | $15.69B |
| Tuolumne, CA (2 branches) | 3 of 11 | 17.2% | $258.0M | $1.50B |
| Mono, CA (2 branches) | 2 of 2 | 41.3% | $94.4M | $228.6M |
| Inyo, CA (1 branch) | 4 of 4 | 15.7% | $79.7M | $507.9M |
| Placer, CA (1 branch) | 26 of 26 | 0.1% | $15.0M | $14.42B |
| Sacramento, CA (1 branch) | 30 of 30 | <0.1% | $14.7M | $72.87B |
Metro areas
| Metro area | Rank | Deposit share | Deposits | Metro total |
|---|---|---|---|---|
| Modesto, CA (7 branches) | 6 of 17 | 6.8% | $776.6M | $11.41B |
| Stockton, CA (6 branches) | 9 of 15 | 3.4% | $526.0M | $15.69B |
| Sonora, CA (2 branches) | 3 of 11 | 17.2% | $258.0M | $1.50B |
| Sacramento-Roseville-Folsom, CA (2 branches) | 36 of 37 | <0.1% | $29.7M | $96.40B |
| Branch | Location | ZIP | Deposits |
|---|---|---|---|
| Oakdale Branch | Oakdale, CA | 95361 | $226.7M |
| 12th & I | Modesto, CA | 95354 | $226.0M |
| Escalon Branch | Escalon, CA | 95320 | $138.7M |
| Sonora - East Branch | Sonora, CA | 95370 | $130.2M |
| Sonora-Downtown Branch | Sonora, CA | 95370 | $127.8M |
| Ripon Branch | Ripon, CA | 95366 | $121.1M |
| Modesto Dale Branch | Modesto, CA | 95356 | $99.7M |
| Manteca Branch | Manteca, CA | 95336 | $87.6M |
| Tracy Branch | Tracy, CA | 95376 | $87.1M |
| Stockton Branch | Stockton, CA | 95219 | $80.3M |
| Bishop Branch | Bishop, CA | 93514 | $79.7M |
| Mchenry Branch | Modesto, CA | 95356 | $78.1M |
| Mammoth Lakes Branch | Mammoth Lakes, CA | 93546 | $74.8M |
| Turlock Branch | Turlock, CA | 95380 | $74.6M |
| Patterson Branch | Patterson, CA | 95363 | $71.5M |
| Bridgeport Branch | Bridgeport, CA | 93517 | $19.5M |
| Roseville - Stone Point Branch | Roseville, CA | 95661 | $15.0M |
| Sacramento - Capitol Mall Branch | Sacramento, CA | 95814 | $14.7M |
| Lodi - Downtown Branch | Lodi, CA | 95240 | $11.3M |
| Oak Valley Community Bank (main office) | Oakdale, CA | 95361 | $0 |
Source: FDIC Summary of Deposits, June 30, 2026. How the survey works.
Regulator records: FDIC BankFind (cert 33457) · FFIEC NIC profile (RSSD 1864197)