Branch Presence
Banks with Branches in Sacramento, CA
U.S. Bank N.A. is the biggest bank in Sacramento, CA, with $36.51B in deposits at its Sacramento branches, 61.1% of the city's total as of the June 30, 2026 FDIC Summary of Deposits. Wells Fargo Bank, N.A. has the most branches here, with 21.
28 banks operate 98 branches in Sacramento, CA, ranked below by local branch count from the FDIC Summary of Deposits. This counts every bank with a branch here, not only banks headquartered locally.
Deposit share is each bank's share of the $59.75B held in Sacramento, CA, as of the June 30, 2026 FDIC Summary of Deposits, ranked by deposits (#1 is largest). Banks that book deposits at a headquarters branch can show a share that exceeds their local customer base.
| Bank | Branches in Sacramento | Local deposits | Deposit share |
|---|---|---|---|
| Wells Fargo Bank, N.A. | 21 | $5.10B | 8.5% (#2) |
| JPMorgan Chase Bank, N.A. | 15 | $3.11B | 5.2% (#5) |
| Bank of America, N.A. | 14 | $3.90B | 6.5% (#4) |
| U.S. Bank N.A. | 9 | $36.51B | 61.1% (#1) |
| BMO Bank N.A. | 4 | $1.20B | 2.0% (#6) |
| Citibank, N.A. | 3 | $443.0M | 0.7% (#9) |
| Bank of Marin | 3 | $239.1M | 0.4% (#16) |
| River City Bank | 2 | $5.03B | 8.4% (#3) |
| Zions Bancorporation, N.A. | 2 | $489.6M | 0.8% (#8) |
| Columbia Bank | 2 | $304.9M | 0.5% (#13) |
| Farmers & Merchants Bank of Central California | 2 | $303.1M | 0.5% (#14) |
| Tri Counties Bank | 2 | $218.8M | 0.4% (#17) |
| El Dorado Savings Bank, F.S.B. | 2 | $154.3M | 0.3% (#18) |
| Westamerica Bank | 2 | $151.5M | 0.3% (#19) |
| First Northern Bank of Dixon | 2 | $59.5M | <0.1% (#24) |
| Five Star Bank | 1 | $610.9M | 1.0% (#7) |
| East West Bank | 1 | $421.7M | 0.7% (#10) |
| First-Citizens Bank & Trust Company | 1 | $386.3M | 0.6% (#11) |
| PNC Bank, N.A. | 1 | $306.9M | 0.5% (#12) |
| Banner Bank | 1 | $301.1M | 0.5% (#15) |
| Beal Bank USA | 1 | $149.1M | 0.2% (#20) |
| Community West Bank | 1 | $89.2M | 0.1% (#21) |
| Sunflower Bank, N.A. | 1 | $77.6M | 0.1% (#22) |
| United Business Bank | 1 | $69.2M | 0.1% (#23) |
| Cathay Bank | 1 | $49.0M | <0.1% (#25) |
| Poppy Bank | 1 | $42.7M | <0.1% (#26) |
| SoFi Bank, N.A. | 1 | $26.5M | <0.1% (#27) |
| Oak Valley Community Bank | 1 | $14.7M | <0.1% (#28) |
County deposit market: Sacramento, CA
The $72.87B held across 30 FDIC-insured banks in this county, as of the June 30, 2026 FDIC Summary of Deposits. The 10 largest are shown; see every bank in the Sacramento, CA market with its change from a year earlier. Banks only: credit unions are not in the Summary of Deposits.
| Rank | Bank | Deposit share | Deposits | Branches |
|---|---|---|---|---|
| 1 | U.S. Bank N.A. | 51.2% | $37.33B | 16 |
| 2 | Wells Fargo Bank, N.A. | 11.2% | $8.18B | 32 |
| 3 | Bank of America, N.A. | 8.5% | $6.17B | 24 |
| 4 | JPMorgan Chase Bank, N.A. | 8.0% | $5.86B | 25 |
| 5 | River City Bank | 7.1% | $5.18B | 4 |
| 6 | Five Star Bank | 2.3% | $1.71B | 3 |
| 7 | BMO Bank N.A. | 1.9% | $1.41B | 9 |
| 8 | Citibank, N.A. | 1.4% | $1.05B | 5 |
| 9 | Farmers & Merchants Bank of Central California | 1.1% | $778.9M | 6 |
| 10 | First-Citizens Bank & Trust Company | 1.0% | $754.9M | 2 |
Metro area deposit market: Sacramento-Roseville-Folsom, CA
The $96.40B held across 37 FDIC-insured banks in this metro area, as of the June 30, 2026 FDIC Summary of Deposits. The 10 largest are shown; see every bank in the Sacramento-Roseville-Folsom, CA market with its change from a year earlier. Banks only: credit unions are not in the Summary of Deposits.
| Rank | Bank | Deposit share | Deposits | Branches |
|---|---|---|---|---|
| 1 | U.S. Bank N.A. | 41.0% | $39.49B | 32 |
| 2 | Wells Fargo Bank, N.A. | 13.9% | $13.41B | 53 |
| 3 | Bank of America, N.A. | 10.3% | $9.93B | 39 |
| 4 | JPMorgan Chase Bank, N.A. | 10.0% | $9.61B | 39 |
| 5 | River City Bank | 5.6% | $5.37B | 8 |
| 6 | Five Star Bank | 3.7% | $3.58B | 4 |
| 7 | BMO Bank N.A. | 1.9% | $1.82B | 15 |
| 8 | Columbia Bank | 1.9% | $1.80B | 12 |
| 9 | El Dorado Savings Bank, F.S.B. | 1.3% | $1.26B | 19 |
| 10 | First Northern Bank of Dixon | 1.2% | $1.13B | 10 |
Banks in Sacramento: common questions
What is the biggest bank in Sacramento, CA?
U.S. Bank N.A. is the biggest bank in Sacramento, CA, with $36.51B in deposits at its Sacramento branches, 61.1% of the city's total as of the June 30, 2026 FDIC Summary of Deposits. Wells Fargo Bank, N.A. has the most branches there, with 21.
How many banks are in Sacramento, CA?
28 FDIC-insured banks operate 98 branches in Sacramento, CA as of the June 30, 2026 FDIC Summary of Deposits. This counts every bank with a branch in the city, not only banks headquartered there. Credit unions are not in the Summary of Deposits.
What are the largest banks in Sacramento, CA?
Ranked by deposits held in Sacramento branches as of the June 30, 2026 FDIC Summary of Deposits: 1. U.S. Bank N.A. (61.1%); 2. Wells Fargo Bank, N.A. (8.5%); 3. River City Bank (8.4%); 4. Bank of America, N.A. (6.5%); 5. JPMorgan Chase Bank, N.A. (5.2%). The share is each bank's part of all deposits in the city.
Largest banks in California
For the state as a whole, see the largest banks in California, ranked by total assets and by deposits in California branches, or every bank in the California bank directory.
Banks in other California cities:
About this data
Branch counts and local deposits come from the FDIC Summary of Deposits, the annual June 30 survey of branch-office deposits for every FDIC-insured bank. Click any bank to see its full regulatory profile and complete branch network. Looking for banks headquartered here instead? See the US bank directory.