Bank of Marin
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Data as of · sourced from FFIEC call reports. How we update
Bank of Marin is an FDIC-insured commercial bank headquartered in Corte Madera, CA, established in 1990 (FDIC certificate 32779), and it is supervised by the FDIC. At Q2 2026 it reported total assets of $3.86B, up 3.5% from Q2 2025, the 29th largest of 113 banks headquartered in California. Its CET1 capital ratio was 13.69% at Q2 2026, comfortably above the 7% level required once the capital conservation buffer is included.
- Charter
- Commercial bank
- Regulator
- FDIC
- Deposit insurance
- FDIC
- FDIC certificate
- 32779
- Headquarters
- Corte Madera, CA
- Established
- 1990
- Total assets, Q2 2026
- $3.86B
- Assets vs Q2 2025
- +3.5%
- CET1 ratio, Q2 2026
- 13.69%
- Domestic offices
- 29 FDIC institution directory, current count
- Routing number
- 121141877
- Latest call report
- Q2 2026, FFIEC 041 · Bank of Marin call report
- Holding company
- BANK OF MARIN BANCORP
- Asset rank in state
- 29th of 113 in California
Bank of Marin, based in Corte Madera, California, reported $3.9 billion in assets at June 30, 2026, up 3.5% from a year earlier. It pays an average of 1.00% on its deposits and borrowings, about half the median of 2.01% for the 895 banks with $1 billion to $10 billion in assets. On the other hand, it holds commercial real estate loans worth 3.7 times its capital, higher than about 9 in 10 banks its size (median 2.2 times).
Problem loans fell by more than half over the year: loans on nonaccrual or 90 or more days past due, net of government guarantees are down to 0.40% of loans from 1.57%. Its $1.1 billion non-owner-occupied commercial real estate book is improving, with 0.80% past due or on nonaccrual, down from 2.48% a year earlier. Where it has less room is capital: it funds 9.16% of its assets with Tier 1 capital, lower than about three-quarters of banks its size (median 10.52%).
As of June 30, 2026, Bank of Marin reported a CET1 capital ratio of 13.69%, a return on assets of 1.06%, a nonperforming-loan ratio of 0.40% and a Texas ratio of 2.32%. The figures come from its call report filed with the FFIEC.
By total assets at Q2 2026, Bank of Marin is the 29th largest of the 113 banks headquartered in California. Between Q1 2026 and Q2 2026, its total assets fell 1.5% to $3.86B, loans fell 0.7% and deposits fell 1.8%. The largest part of its loan book on June 30, 2026 was non-owner-occupied commercial real estate loans, at 51.1% of total loans, ahead of owner-occupied commercial real estate loans at 13.1%. The FDIC Summary of Deposits lists 28 offices for it, in 19 cities in CA; its San Rafael 3 offices book 16% of its branch deposits. By the capital ratios in its Q2 2026 call report, Bank of Marin meets every capital ratio test for well capitalized.
Headquarters Profile
- Address
- 504 Redwood Blvd, Corte Madera, CA 94947
- County
- Marin
- Metro Area
- San Francisco-Oakland-Fremont, CA
- Charter
- Commercial bank, state charter, Fed non-member, FDIC-supervised
- Primary Regulator
- FDIC
- FDIC Region
- San Francisco (Region 14)
- Federal Reserve member
- No
- Federal Reserve district
- District 12, San Francisco
- Fiduciary (trust) powers
- Full trust powers granted
- Call Report form
- FFIEC 041
- Established
- January 23, 1990
- Domestic offices
- 29 FDIC institution directory, current count
- Employees (FTE)
- 315
- Domestic deposits
- $3.39B
- Allowance for credit losses
- $22.5M
- Net charge-offs (YTD)
- $7.3M
- Average total assets
- $3.89B
- Average total loans
- $2.11B
- Average interest-bearing deposits
- $3.05B
- Tax status
- C corporation
- Ownership
- Stock
- Community bank
- Yes
- FDIC-insured since
- January 23, 1990
- FDIC Cert
- 32779
- Fed RSSD
- 1436204
- SEC CIK
- 1403475 → filed by BANK OF MARIN BANCORP
- Website
- www.bankofmarin.com →
- Parent Holding Company
- BANK OF MARIN BANCORP (RSSD 3590388) · BMRC
Management
Senior officers at parent holding company, from SEC Form 3/4/5 disclosures
| Name | Role | Title |
|---|---|---|
| Timothy D Myers | CEO | PRESIDENT & CEO |
| David Bonaccorso | CFO | EVP, Chief Financial Officer |
Profitability
Q2 annualizedCapital & Liquidity
Balance Sheet
Income Statement
Operating & Funding
Ratios tagged annualized use the Q2 income alone. The UBPR and FDIC annualize the year to date instead. FDIC BankFind divides by the average of quarter-end total assets, the UBPR by RC-K average assets. The YTD margin is the UBPR's tax-equivalent figure over its own average earning assets; FDIC BankFind's margin is not tax-equivalent. How we compute these figures
Quarterly trends
Over the 12 quarters to Q2 2026, Bank of Marin's total assets ran between $3.69B (Q2 2024) and $4.04B (Q3 2023), and it earned a profit in 9 of the 12 quarters. The line under each chart compares Q2 2026 with Q2 2025. How these charts are built
$3.86B total assets against $3.73B; $3.44B total liabilities against $3.32B.
$2.08B net loans and leases against $2.04B; $3.39B total deposits against $3.28B.
$1.24B securities against $1.22B; $279.6M cash and balances due against $228.9M.
$42.5M total interest income against $36.7M; $10.7M total interest expense against $10.4M.
$31.8M net interest income against $26.3M.
$3.0M total noninterest income against $2.8M; $20.9M total noninterest expense against $20.9M.
-$320K provision for credit losses against $0.
$10.3M net income against -$8.1M.
1.06% return on assets against -0.86%; 3.52% net interest margin against 2.98%.
13.69% CET1 capital ratio against 13.78%; 9.16% tier 1 leverage ratio against 9.37%.
Inside the full Bank of Marin terminal
21 quarters of trends · 8 tabs · peer percentiles · watchlist alerts
Unlock this bank, freeWatch flags
Automated conditions triggered on this bank's latest filing. Advisory only; see the source metric pages for full context. Each flag is tagged Regulatory when it cites an official supervisory threshold, or BRR analysis when it's our own band, informed by our data and models.
Commercial real estate loans exceed 300% of total capital, the threshold at which the 2006 interagency guidance flags a bank for heightened supervisory scrutiny. CRE concentration has been the central stress vector for regional banks since 2023. 2006 Interagency CRE Concentration Guidance (SR 07-1).
Bank of Marin rankings
Its closest position to the top of a national ranking is 338 of 4,196, for total assets; its furthest is 2,364 of 3,611, for ROA.
Quarterly trend: last 8 quarters
Across the 8 quarters to Q2 2026, its return on assets ran from -3.92% (Q4 2025) to 1.06% (Q2 2026) and its net interest margin ran from 2.77% (Q3 2024) to 3.52% (Q2 2026).
| Quarter | CET1 | ROA | NPL | Texas | NIM |
|---|---|---|---|---|---|
| Q2 2026 | 13.69% | 1.06% | 0.40% | 2.32% | 3.52% |
| Q1 2026 | 13.17% | 0.94% | 0.41% | 2.42% | 3.41% |
| Q4 2025 | 12.69% | -3.92% | 1.27% | 7.49% | 2.99% |
| Q3 2025 | 13.92% | 0.82% | 1.51% | 8.45% | 3.18% |
| Q2 2025 | 13.78% | -0.86% | 1.57% | 8.97% | 2.98% |
| Q1 2025 | 15.25% | 0.55% | 1.59% | 8.48% | 2.88% |
| Q4 2024 | 14.91% | 0.67% | 1.63% | 8.91% | 2.87% |
| Q3 2024 | 14.60% | 0.51% | 1.91% | 10.58% | 2.77% |
Swipe the table sideways to see every column.
Branch Network
View all 28 branches → Branch count from the FDIC Summary of Deposits, June 30, 2026. The domestic office count above is the FDIC's current figure, so the two can differ.
| Branch | Location | ZIP | Deposits |
|---|---|---|---|
| Corte Madera Branch | Corte Madera , CA | 94925 | $413.6M |
| Novato Branch | Novato , CA | 94945 | $283.1M |
| Las Gallinas Branch | San Rafael , CA | 94903 | $266.8M |
| San Rafael Branch | San Rafael , CA | 94901 | $216.3M |
| Napa Redwood Branch | Napa , CA | 94558 | $197.2M |
| Alameda South Shore Branch | Alameda , CA | 94501 | $150.4M |
| Sausalito Branch | Sausalito , CA | 94965 | $148.4M |
| Napa Downtown Branch | Napa , CA | 94559 | $148.3M |
| Oakland Branch | Oakland , CA | 94612 | $144.9M |
| Greenbrae Branch | Greenbrae , CA | 94904 | $141.2M |
| Petaluma Marina Branch | Petaluma , CA | 94954 | $121.6M |
| Mill Valley Branch | Mill Valley , CA | 94941 | $118.0M |
| Point West Branch | Sacramento , CA | 95815 | $114.4M |
| Ignacio Branch | Novato , CA | 94949 | $112.7M |
| Jackson Branch | Jackson , CA | 95642 | $93.0M |
| Santa Rosa Branch | Santa Rosa , CA | 95404 | $76.9M |
| Andersen Drive Branch | San Rafael , CA | 94901 | $70.6M |
| Gold River Branch | Gold River , CA | 95670 | $69.0M |
| Bradshaw Plaza Branch | Sacramento , CA | 95827 | $67.9M |
| Petaluma North Branch | Petaluma , CA | 94954 | $59.6M |
| Roseville Branch | Roseville , CA | 95661 | $57.0M |
| Alameda Marina Village Branch | Alameda , CA | 94501 | $57.0M |
| Capitol Mall Branch | Sacramento , CA | 95814 | $56.8M |
| Healdsburg Downtown Branch | Healdsburg , CA | 95448 | $56.8M |
| Bank of Marin (main office) | Novato , CA | 94947 | $45.2M |
Events & Regulatory History
Mergers, charter changes, enforcement actions, FDIC assistance, and (if applicable) failure events recorded against this institution. Click a year to see what else was happening across US banking that year.
| Date | Category | Event | Source |
|---|---|---|---|
| August 7, 2021 | M&A | Acquired American River Bank merger for the acquired bank | SEC |
| August 7, 2021 | Merger | Participated in Absorption/Consolidation/Merger | FDIC |
| August 7, 2021 | Structure Change | Acquired American River Bank Charter Discontinued (Merger or Purchase & Assumption) for the acquired bank | FFIEC NIC |
| November 21, 2017 | M&A | Acquired Bank of Napa, N.A. merger for the acquired bank | SEC |
| November 21, 2017 | Merger | Participated in Absorption/Consolidation/Merger | FDIC |
| November 21, 2017 | Structure Change | Acquired Bank of Napa, N.A. Charter Discontinued (Merger or Purchase & Assumption) for the acquired bank | FFIEC NIC |
| November 30, 2013 | M&A | Acquired Bank of Alameda merger for the acquired bank | SEC |
| November 30, 2013 | Merger | Participated in Absorption/Consolidation/Merger | FDIC |
| November 30, 2013 | Structure Change | Acquired Bank of Alameda Charter Discontinued (Merger or Purchase & Assumption) for the acquired bank | FFIEC NIC |
| February 19, 2011 | M&A | Acquired Charter Oak Bank failure_government_assistance_provided for the acquired bank | SEC |
| February 19, 2011 | Structure Change | Acquired Charter Oak Bank Failure, Government Assistance Provided for the acquired bank | FFIEC NIC |
| February 18, 2011 | Merger | Participated in FDIC Assisted Merger | FDIC |
Sourced from the bank event history (FDIC, Federal Reserve NIC, OCC, and OTS). Showing the most recent 12 events, scroll the table for the full history.
Regulatory record
Facts as filed or published, not a rating.
- Deposit market share
- 0.2% of deposits in CA, rank 44 of 164 institutions
- Period: June 30, 2026. Source: FDIC Summary of Deposits.
- Mortgage lending (HMDA)
- 346 applications, 241 loans originated, $127.2M originated, across 1 states
- Period: Calendar year 2025. Source: FFIEC HMDA loan application register.
- SBA 7(a) lending
- 1 loans, $150K approved, $150K average. 0.00% of that year's loans have since been charged off
- Period: Federal fiscal year 2010 (October to September). Source: SBA 7(a) and 504 loan data (FOIA).
- Not on file
- Enforcement actions, Consumer complaints, CFPB enforcement, CRA examination rating. No record from these sources, which is not the same as a clean record. Sources
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Frequently asked about Bank of Marin
What are Bank of Marin's total assets?
As of the Q2 2026 filing, Bank of Marin reported total assets of $3.86 billion in its FFIEC call report.
Where is Bank of Marin headquartered?
It is headquartered in Corte Madera, CA, United States.
When was Bank of Marin founded?
It was established in 1990, per the FDIC institution directory.
Is Bank of Marin FDIC-insured?
Yes. It is an FDIC-insured commercial bank (FDIC Certificate #32779). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category, per FDIC rules.
Who regulates Bank of Marin?
Bank of Marin's primary federal regulator is the FDIC.
What is Bank of Marin's CET1 capital ratio?
It reported a Common Equity Tier 1 (CET1) capital ratio of 13.69% in its Q2 2026 call report, comfortably above the 7% level required once the capital conservation buffer is included.
How many branches does Bank of Marin operate?
It operates 29 domestic offices, per the FDIC institution directory. That count includes administrative and limited-service offices as well as full-service branches.
What is Bank of Marin's Texas Ratio?
Its Texas Ratio is 2.32% in its Q2 2026 call report, within the healthy range (at or below 50%, the level at which problem assets reach half of the capital cushion). The Texas Ratio measures non-performing assets against the bank's capital and reserves.
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