Bank of Marin: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks Bank of Marin of Corte Madera, CA against its peer group of 931 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 1.06% | 1.46% | -0.40% | 34th below |
| ROAE | 10.00% | 12.72% | -2.72% | 32nd below |
| Net Interest Margin | 3.52% | 3.85% | -0.33% | 36th below |
| Efficiency Ratio | 59.40% | 57.40% | +2.00% | 47th below |
| PPNR / Avg Assets | 1.43% | 1.88% | -0.45% | 33rd below |
| Yield on Earning Assets | 4.70% | 5.72% | -1.02% | 11th bottom |
| Cost of Funds | 1.00% | 2.02% | -1.02% | 95th top |
| Net Interest Spread | 2.72% | 3.18% | -0.46% | 30th below |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans | 0.55% | 1.00% | -0.45% | 55th above |
| NPA / Total Assets | 0.30% | 0.76% | -0.46% | 66th above |
| NCO / Avg Loans | 0.01% | 0.43% | -0.42% | 64th above |
| ACL / Total Loans | 1.07% | 1.31% | -0.24% | 39th below |
| ACL / NPLs (Coverage) Behind the peer average, ahead of the median peer. | 195.46% | 543.88% | -348.42% | 54th above |
| Texas Ratio | 3.16% | 7.40% | -4.24% | 64th above |
| Provision / NCO | -4.38% | 619.70% | -624.08% | 7th bottom |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| CET1 Ratio Behind the peer average, ahead of the median peer. | 13.69% | 17.34% | -3.65% | 53rd above |
| Tier 1 Ratio Behind the peer average, ahead of the median peer. | 13.69% | 17.37% | -3.68% | 53rd above |
| Total Capital Ratio | 14.61% | 18.43% | -3.82% | 49th below |
| Leverage Ratio | 9.16% | 11.44% | -2.28% | 16th bottom |
| Equity / Assets Behind the peer average, ahead of the median peer. | 10.79% | 11.34% | -0.55% | 57th above |
| TCE / Tangible Assets | 9.03% | 10.50% | -1.47% | 33rd below |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 61.89% | 86.99% | -25.10% | 92nd top |
| Core Deposit Ratio | 97.77% | 85.54% | +12.23% | 95th top |
| Uninsured Deposit Ratio | 36.84% | 33.12% | +3.72% | 35th below |
| Wholesale Funding Ratio | 0.02% | 5.71% | -5.69% | 98th top |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | 3.50% | 9.69% | -6.19% | 39th below |
| Loan Growth (Y/Y) | 1.32% | 8.07% | -6.75% | 24th bottom |
| Deposit Growth (Y/Y) | 3.62% | 7.88% | -4.26% | 41st below |
See Bank of Marin's peers by name
The 931 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock Bank of Marin, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full Bank of Marin profile, how to read a UBPR, or how this data updates.