MB Remainco, Inc
MB Remainco, Inc is an FDIC-insured commercial bank headquartered in Los Angeles, CA, supervised by the FDIC, with $3.44B in total assets at Q3 2026, down 54.2% from Q3 2025, the 31st largest of 113 banks headquartered in California. It was established in 1962 and holds FDIC certificate 18618. Its CET1 capital ratio was 27.49% at Q3 2026, comfortably above the 7% level required once the capital conservation buffer is included.
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Data as of · sourced from FFIEC call reports. How we update
- Charter
- Commercial bank
- Regulator
- FDIC
- Deposit insurance
- FDIC
- FDIC certificate
- 18618
- Headquarters
- Los Angeles, CA
- Established
- 1962
- Total assets, Q3 2026
- $3.44B
- Assets vs Q3 2025
- -54.2%
- CET1 ratio, Q3 2026
- 27.49%
- Domestic offices
- 8 branches
- Safety and soundness
- Is MB Remainco, Inc safe?
- Latest call report
- Q3 2026, FFIEC 041 · MB Remainco, Inc call report
- Holding company
- SMBC AMERICAS HOLDINGS, INC.
- Asset rank in state
- 31st of 113 in California
MB Remainco, Inc spends more to run itself than most banks of its size. The Los Angeles, California bank had $3.4 billion in assets at September 30, 2026, down 54.2% from a year earlier. It loses about $2.63 a year on every $100 of assets, lower than about 9 in 10 of the 887 banks with $1 billion to $10 billion in assets (median $1.32). It also keeps 1.17 cents of net interest income on every dollar of earning assets, about a third the median of 3.80 cents for banks its size.
It lost $36 million in the quarter. Problem loans roughly halved over the year: loans on nonaccrual or 90 or more days past due, net of government guarantees are down to 0.29% of loans from 0.55%. Funding is the softer spot: it holds about half of its deposits (55%) above the FDIC insurance limit, higher than about 9 in 10 banks its size (median 31.1%).
As of September 30, 2026, MB Remainco, Inc reported a CET1 capital ratio of 27.49%, a return on assets of -2.63%, a nonperforming-loan ratio of 0.39% and a Texas ratio of 0.83%. The figures come from its call report filed with the FFIEC.
By total assets at Q3 2026, MB Remainco, Inc is the 31st largest of the 113 banks headquartered in California. From Q2 2026 to Q3 2026, its total assets fell 47.8% to $3.44B, loans fell 22.9% and deposits fell 53.3%. The largest part of its loan book on September 30, 2026 was commercial and industrial loans, at 37.3% of total loans, ahead of non-owner-occupied commercial real estate loans at 29.5%. Its 8 offices in the FDIC Summary of Deposits are in 6 cities in CA; its Los Angeles 3 offices book 78% of its branch deposits. Judged on its Q3 2026 call report, MB Remainco, Inc meets every capital ratio test for well capitalized.
Headquarters Profile
- Address
- 515 South Figueroa Street, Ground Floor, Los Angeles, CA 90071
- County
- Los Angeles
- Metro Area
- Los Angeles-Long Beach-Anaheim, CA
- Charter
- Commercial bank, state charter, Fed non-member, FDIC-supervised
- Primary Regulator
- FDIC
- FDIC Region
- San Francisco (Region 14)
- Federal Reserve member
- No
- Federal Reserve district
- District 12, San Francisco
- Fiduciary (trust) powers
- Trust powers not granted
- Call Report form
- FFIEC 041
- Established
- October 29, 1962
- Former names
- Manufacturers Bank (2014-2023); Mitsui Manufacturers Bank (1981-1992)
- Domestic offices
- 8 branches
- Employees (FTE)
- 530
- Domestic deposits
- $2.60B
- Allowance for credit losses
- $0
- Net charge-offs (YTD)
- $66.7M
- Average total assets
- $5.48B
- Average total loans
- $2.31B
- Average interest-bearing deposits
- $3.89B
- Tax status
- C corporation
- Ownership
- Stock
- Community bank
- Yes
- FDIC-insured since
- October 29, 1962
- FDIC Cert
- 18618
- Fed RSSD
- 930965
- SEC CIK
- 1022837 → filed by SUMITOMO MITSUI FINANCIAL GROUP, INC.
- Website
- www.smbcmanubank.com →
- Parent Holding Company
- SMBC AMERICAS HOLDINGS, INC. (RSSD 2170804)
- Ultimate Parent
- SUMITOMO MITSUI FINANCIAL GROUP, INC. (RSSD 3133262)
Profitability
Q3 annualizedCapital & Liquidity
Balance Sheet
Income Statement
Operating & Funding
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Ratios tagged annualized use the Q3 income alone. The UBPR and FDIC annualize the year to date instead. How we compute these figures
Quarterly trends
Over the 12 quarters to Q3 2026, MB Remainco, Inc's total assets ran between $3.44B (Q3 2026) and $7.73B (Q1 2026), and it earned a profit in 1 of the 12 quarters. The line under each chart compares Q3 2026 with Q3 2025. How these charts are built
$3.44B total assets against $7.51B; $2.72B total liabilities against $6.56B.
$2.07B net loans and leases against $4.44B; $2.60B total deposits against $6.31B.
$0 securities against $1.41B; $1.14B cash and balances due against $1.35B.
$29.9M total interest income against $110.6M; $14.8M total interest expense against $50.8M.
$15.1M net interest income against $59.8M.
$9.5M total noninterest income against $4.2M; $3.7M total noninterest expense against $94.1M.
$0 provision for credit losses against $11.1M.
-$36.1M net income against -$28.5M.
-2.63% return on assets against -1.64%; 1.17% net interest margin against 3.46%.
27.49% CET1 capital ratio against 18.28%; 12.56% tier 1 leverage ratio against 13.13%.
Inside the full MB Remainco, Inc terminal
21 quarters of trends · 8 tabs · peer percentiles · watchlist alerts
Unlock this bank, freeWatch flags
Automated conditions triggered on this bank's latest filing. Advisory only; see the source metric pages for full context. Each flag is tagged Regulatory when it cites an official supervisory threshold, or BRR analysis when it's our own band, informed by our data and models.
More than half of deposits are uninsured (above the $250K FDIC threshold). Worth understanding the depositor concentration in stressed scenarios. BankRegReports early-warning band.
MB Remainco, Inc rankings
Its closest position to the top of a national ranking is 9 of 3,624, for efficiency ratio; its furthest is 3,608 of 3,627, for ROA.
Quarterly trend: last 8 quarters
Across the 8 quarters to Q3 2026, its return on assets ran from -6.84% (Q1 2026) to 0.08% (Q2 2026) and its net interest margin ran from 0.45% (Q1 2026) to 3.51% (Q4 2024).
| Quarter | CET1 | ROA | NPL | Texas | NIM |
|---|---|---|---|---|---|
| Q3 2026 | 27.49% | -2.63% | 0.39% | 0.83% | 1.17% |
| Q2 2026 | 23.92% | 0.08% | 0.30% | 0.82% | 1.35% |
| Q1 2026 | 15.42% | -6.84% | 0.33% | 1.62% | 0.45% |
| Q4 2025 | 17.27% | -2.79% | 0.40% | 1.82% | 3.42% |
| Q3 2025 | 18.28% | -1.64% | 0.59% | 2.23% | 3.46% |
| Q2 2025 | 19.22% | -2.90% | 1.11% | 4.06% | 3.28% |
| Q1 2025 | 21.09% | -2.31% | 1.56% | 5.39% | 3.38% |
| Q4 2024 | 22.34% | -1.82% | 1.65% | 5.44% | 3.51% |
Swipe the table sideways to see every column.
Branch Network
View all 8 branches → Branch count from the FDIC Summary of Deposits, June 30, 2026. The domestic office count above is the FDIC's current figure, so the two can differ.
| Branch | Location | ZIP | Deposits |
|---|---|---|---|
| Smbc Manubank | Los Angeles , CA | 90071 | $3.94B |
| Orange County Branch | Newport Beach , CA | 92660 | $406.6M |
| Torrance Branch | Torrance , CA | 90502 | $370.3M |
| Encino Branch | Los Angeles , CA | 91436 | $273.5M |
| Brea Branch | Brea , CA | 92821 | $186.6M |
| Warner Center Branch | Los Angeles , CA | 91367 | $141.5M |
| Beverly Hills Branch | Beverly Hills , CA | 90212 | $137.9M |
| Glendale Branch | Glendale , CA | 91203 | $109.5M |
Events & Regulatory History
Mergers, charter changes, enforcement actions, FDIC assistance, and (if applicable) failure events recorded against this institution. Click a year to see what else was happening across US banking that year.
| Date | Category | Event | Source |
|---|---|---|---|
| March 31, 1998 | Structure Change | Acquired Casc Corporation Charter Discontinued (Merger or Purchase & Assumption) for the acquired bank | FFIEC NIC |
| July 1, 1981 | Structure Change | Charter Discontinued (Merger or Purchase & Assumption) | FFIEC NIC |
| July 1, 1981 | Merger | Participated in Absorption/Consolidation/Merger | FDIC |
| December 31, 1973 | Merger | Participated in Absorption/Consolidation/Merger | FDIC |
| December 31, 1973 | Structure Change | Acquired Lincoln Bank Charter Discontinued (Merger or Purchase & Assumption) for the acquired bank | FFIEC NIC |
| July 3, 1965 | Structure Change | Acquired Guardian Bank Charter Discontinued (Merger or Purchase & Assumption) for the acquired bank | FFIEC NIC |
Sourced from the bank event history (FDIC, Federal Reserve NIC, OCC, and OTS). Showing the most recent 6 events.
Regulatory record
Facts as filed or published, not a rating.
- Deposit market share
- 0.3% of deposits in CA, rank 30 of 164 institutions
- Period: June 30, 2026. Source: FDIC Summary of Deposits.
- Not on file
- Enforcement actions, Mortgage lending (HMDA), SBA 7(a) lending, Consumer complaints, CFPB enforcement, CRA examination rating. No record from these sources, which is not the same as a clean record. Sources
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Frequently asked about MB Remainco, Inc
What are MB Remainco, Inc's total assets?
As of the Q3 2026 filing, MB Remainco, Inc reported total assets of $3.44 billion in its FFIEC call report.
Where is MB Remainco, Inc headquartered?
It is headquartered in Los Angeles, CA, United States.
When was MB Remainco, Inc founded?
It was established in 1962, per the FDIC institution directory.
Is MB Remainco, Inc FDIC-insured?
Yes. It is an FDIC-insured commercial bank (FDIC Certificate #18618). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category, per FDIC rules.
Who regulates MB Remainco, Inc?
MB Remainco, Inc's primary federal regulator is the FDIC.
What is MB Remainco, Inc's CET1 capital ratio?
It reported a Common Equity Tier 1 (CET1) capital ratio of 27.49% in its Q3 2026 call report, comfortably above the 7% level required once the capital conservation buffer is included.
How many branches does MB Remainco, Inc operate?
It operates 8 domestic offices, per the FDIC institution directory. That count includes administrative and limited-service offices as well as full-service branches.
What is MB Remainco, Inc's Texas Ratio?
Its Texas Ratio is 0.83% in its Q3 2026 call report, within the healthy range (at or below 50%, the level at which problem assets reach half of the capital cushion). The Texas Ratio measures nonperforming assets against the bank's capital and reserves.
What was MB Remainco, Inc previously called?
The charter now named MB Remainco, Inc has also operated as Manufacturers Bank (2014-2023), Mitsui Manufacturers Bank (1981-1992), per FDIC structure-change records.
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