Austin Bank, Texas N.A.
Austin Bank, Texas completed a merger involving an acquired institution in February 2025. Austin Bank, Texas, N.A. is an FDIC-insured commercial bank. Austin Bank, Texas's Q1 2026 balance sheet shows $3.3B in assets funded primarily by $2.7B in customer deposits. Returns are notably above industry norms: 2.05% ROA, 13.64% ROE, and 5.07% NIM. Under the simplified Community Bank Leverage Ratio framework, leverage of 15.03% exceeds the 9% CBLR threshold. Asset quality is solid — 0.56% nonperforming loans and a 3.28% Texas Ratio. Austin Bank, Texas operates a 39-branch network.
Headquarters Profile
- Address
- 200 E Commerce St, JACKSONVILLE, TX 75766
- County
- Cherokee
- Metro Area
- JACKSONVILLE, TX
- Charter
- Commercial bank, national (federal) charter, Fed member, OCC-supervised
- Primary Regulator
- OCC
- Fed District
- 13
- Established
- October 1, 1900
- Branches
- 39 domestic
- Employees (FTE)
- 537
- FDIC Cert
- 3276
- Fed RSSD
- 548351
- Website
- www.austinbank.com →
- Parent Holding Company
- AUSTIN BANCORP, INC. (RSSD 1108350)
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Austin Bank, Texas N.A. rankings
How this bank ranks against the full population of US commercial banks in each leaderboard. Click any rank to see the full ranked list.
Quarterly trend — last 6 quarters
Quarter-over-quarter movement in the five most-watched ratios. Sourced from the bank's own FFIEC call report filings.
Branch Network
Every branch from the FDIC Summary of Deposits — mapped, and listed with the deposits booked at each location.
| Branch | Location | ZIP | Deposits |
|---|---|---|---|
| Loading branches… | |||
Events & Regulatory History
Mergers, charter changes, enforcement actions, FDIC assistance, and (if applicable) failure events recorded against this institution. Click a year to see what else was happening across US banking that year.
- Structure ChangeCharter Discontinued (Merger or Purchase & Assumption)FFIEC NIC
- MergerParticipated in Absorption/Consolidation/MergerFDIC
- Structure ChangeCharter Discontinued (Merger or Purchase & Assumption)FFIEC NIC
- MergerParticipated in Absorption/Consolidation/MergerFDIC
- Structure ChangeCharter Discontinued (Merger or Purchase & Assumption)FFIEC NIC
- MergerParticipated in Absorption/Consolidation/MergerFDIC
- Structure ChangeCharter Discontinued (Merger or Purchase & Assumption)FFIEC NIC
- MergerParticipated in Absorption/Consolidation/MergerFDIC
- Structure ChangeCharter Discontinued (Merger or Purchase & Assumption)FFIEC NIC
- MergerParticipated in Absorption/Consolidation/MergerFDIC
- Structure ChangeCharter Discontinued (Merger or Purchase & Assumption)FFIEC NIC
- MergerParticipated in Absorption/Consolidation/MergerFDIC
- Structure ChangeCharter Discontinued (Merger or Purchase & Assumption)FFIEC NIC
- MergerParticipated in Absorption/Consolidation/MergerFDIC
- Structure ChangeFailure, Government Assistance ProvidedFFIEC NIC
- MergerParticipated in Absorption/Consolidation/MergerFDIC
Sourced from unified bank events (FDIC, Federal Reserve NIC, OCC, and OTS). Showing the most recent 16 events.
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Frequently asked about Austin Bank, Texas N.A.
What are Austin Bank, Texas N.A.'s total assets?
As of the Q1 2026 filing, Austin Bank, Texas N.A. reported total assets of $3.27 billion in its most recent FFIEC call report. All figures come directly from the bank's quarterly Schedule RC filing.
Where is Austin Bank, Texas N.A. headquartered?
Austin Bank, Texas N.A. is headquartered in JACKSONVILLE, TX, United States. It files quarterly FFIEC call reports as required of all FDIC-insured commercial banks.
When was Austin Bank, Texas N.A. founded?
Austin Bank, Texas N.A. was established in 1900, per the FDIC institution directory.
Is Austin Bank, Texas N.A. FDIC-insured?
Yes. Austin Bank, Texas N.A. is an FDIC-insured commercial bank (FDIC Certificate #3276). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category, per FDIC rules.
Who regulates Austin Bank, Texas N.A.?
Austin Bank, Texas N.A.'s primary federal regulator is the OCC. All FDIC-insured banks also report to the FDIC and, depending on charter, the Federal Reserve.
How many branches does Austin Bank, Texas N.A. operate?
Austin Bank, Texas N.A. operates 39 domestic branches, per the most recent FDIC Summary of Deposits filing.
What is Austin Bank, Texas N.A.'s Texas Ratio?
Austin Bank, Texas N.A.'s Texas Ratio is 3.28% — within the healthy range (under 25%). The Texas Ratio measures non-performing assets against the bank's capital and reserves; see our /glossary/texas-ratio/ page for the full definition.
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