Academy Bank, N.A.
Academy Bank completed a merger involving an acquired institution in November 2024. Academy Bank, N.A. is a community bank chartered in 1966, based in Kansas City, MO. Total assets stand at $3.3B. Returns are in line with industry norms at 1.01% ROA and 7.23% ROE; net interest margin is 3.30%. Regulatory capital is solid — 16.79% CET1 and 18.04% total risk-based capital ratio. Asset quality merits closer attention with NPLs at 2.72%. Academy Bank operates a 80-branch network.
Headquarters Profile
- Address
- 1201 Walnut St, KANSAS CITY, MO 64106
- County
- Jackson
- Metro Area
- COLORADO SPRINGS, CO
- Charter
- Commercial bank, national (federal) charter, Fed member, OCC-supervised
- Primary Regulator
- OCC
- Fed District
- 11
- Established
- June 15, 1966
- Branches
- 80 domestic
- Employees (FTE)
- 501
- FDIC Cert
- 19600
- Fed RSSD
- 535753
- Website
- www.academybank.com →
- Parent Holding Company
- DICKINSON FINANCIAL CORPORATION (RSSD 1399484)
Capital & Liquidity
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Academy Bank, N.A. rankings
How this bank ranks against the full population of US commercial banks in each leaderboard. Click any rank to see the full ranked list.
Quarterly trend — last 6 quarters
Quarter-over-quarter movement in the five most-watched ratios. Sourced from the bank's own FFIEC call report filings.
Branch Network
Every branch from the FDIC Summary of Deposits — mapped, and listed with the deposits booked at each location.
| Branch | Location | ZIP | Deposits |
|---|---|---|---|
| Loading branches… | |||
Events & Regulatory History
Mergers, charter changes, enforcement actions, FDIC assistance, and (if applicable) failure events recorded against this institution. Click a year to see what else was happening across US banking that year.
- Structure ChangeCharter Discontinued (Merger or Purchase & Assumption)FFIEC NIC
- MergerParticipated in Absorption/Consolidation/MergerFDIC
- Structure ChangeCharter Discontinued (Merger or Purchase & Assumption)FFIEC NIC
- MergerParticipated in Absorption/Consolidation/MergerFDIC
- Structure ChangeCharter Discontinued (Merger or Purchase & Assumption)FFIEC NIC
- MergerParticipated in Absorption/Consolidation/MergerFDIC
- Structure ChangeCharter Discontinued (Merger or Purchase & Assumption)FFIEC NIC
- MergerParticipated in Absorption/Consolidation/MergerFDIC
Sourced from unified bank events (FDIC, Federal Reserve NIC, OCC, and OTS). Showing the most recent 8 events.
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Frequently asked about Academy Bank, N.A.
What are Academy Bank, N.A.'s total assets?
As of the Q1 2026 filing, Academy Bank, N.A. reported total assets of $3.28 billion in its most recent FFIEC call report. All figures come directly from the bank's quarterly Schedule RC filing.
Where is Academy Bank, N.A. headquartered?
Academy Bank, N.A. is headquartered in KANSAS CITY, MO, United States. It files quarterly FFIEC call reports as required of all FDIC-insured commercial banks.
When was Academy Bank, N.A. founded?
Academy Bank, N.A. was established in 1966, per the FDIC institution directory.
Is Academy Bank, N.A. FDIC-insured?
Yes. Academy Bank, N.A. is an FDIC-insured commercial bank (FDIC Certificate #19600). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category, per FDIC rules.
Who regulates Academy Bank, N.A.?
Academy Bank, N.A.'s primary federal regulator is the OCC. All FDIC-insured banks also report to the FDIC and, depending on charter, the Federal Reserve.
What is Academy Bank, N.A.'s CET1 capital ratio?
Academy Bank, N.A. reported a Common Equity Tier 1 (CET1) capital ratio of 16.79% in its most recent quarterly filing — comfortably above the 7% well-capitalized regulatory floor.
How many branches does Academy Bank, N.A. operate?
Academy Bank, N.A. operates 80 domestic branches, per the most recent FDIC Summary of Deposits filing.
What is Academy Bank, N.A.'s Texas Ratio?
Academy Bank, N.A.'s Texas Ratio is 14.19% — within the healthy range (under 25%). The Texas Ratio measures non-performing assets against the bank's capital and reserves; see our /glossary/texas-ratio/ page for the full definition.
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