Skip to main content
BanksOmb Bank

Omb Bank

SPRINGFIELD, MOLargeEst. Apr 13, 1883FDIC #8252RSSD #2785646FED
Latest ·

Headquartered in Springfield, Omb Bank serves the Missouri market as a community-focused commercial bank. Total assets stand at $2.2B. Profitability is strong — 1.22% ROA, paired with 13.69% ROE and a 3.54% net interest margin. Regulatory capital is solid — 9.92% CET1 and 11.17% total risk-based capital ratio. Credit metrics are in line with industry norms — 0.52% NPL ratio. It operates 10 branches, primarily in Missouri.

Headquarters Profile

Address
3570 S National Ave, SPRINGFIELD, MO 65807
County
Greene
Metro Area
SPRINGFIELD, MO
Charter
Commercial bank, state charter, Fed member, FRB-supervised
Primary Regulator
FED
Fed District
11
Established
April 13, 1883
Branches
10 domestic
Employees (FTE)
240
FDIC Cert
8252
Fed RSSD
2785646
Assets
$2.2B
Deposits
$1.9B
Loans
$1.9B
Equity
$197M

Inside the full Omb Bank terminal

8 tabs · 24-year trend charts · peer percentiles · Excel export

Unlock Omb Bank — free

This is just Omb Bank's summary.

See the full 24-year trend, peer benchmarking, and risk analysis for this bank — plus every one of the 4,335 currently filing institutions, with CAMELS analytics and exportable tearsheets.

24+ years of history
Peer benchmarking
Excel tearsheet exports
Risk & failure probability
View Omb Bank's full dashboard

Free account · no credit card required

Watch flags

Automated conditions triggered on this bank's latest filing. Advisory only — see the source metric pages for full context.

Loan-to-Deposit at 101.3% — loans exceed deposit baseWhat does this mean? →

Loans outstanding exceed total deposits — the bank is funding the gap with wholesale sources (FHLB advances, brokered deposits, repo) that are more rate-sensitive and can dry up in a stress scenario.

Quarterly trend — last 6 quarters

Quarter-over-quarter movement in the five most-watched ratios. Sourced from the bank's own FFIEC call report filings.

QuarterCET1ROANPLTexasNIM
2026-03-319.92%1.22%0.52%6.75%3.54%
2025-12-3110.03%1.17%0.66%7.83%3.65%
2025-09-309.76%1.25%0.66%8.86%3.81%
2025-06-309.61%1.22%0.70%8.66%3.65%
2025-03-319.47%1.08%0.75%7.68%3.53%
2024-12-319.38%1.18%0.68%7.04%3.60%

Branch Network

Every branch from the FDIC Summary of Deposits — mapped, and listed with the deposits booked at each location.

BranchLocationZIPDeposits
Loading branches…

Events & Regulatory History

Mergers, charter changes, enforcement actions, FDIC assistance, and (if applicable) failure events recorded against this institution. Click a year to see what else was happening across US banking that year.

  1. Structure Change
    Charter Discontinued (Merger or Purchase & Assumption)
    FFIEC NIC
  2. Participated in Absorption/Consolidation/Merger
    FDIC

Sourced from unified bank events (FDIC, Federal Reserve NIC, OCC, and OTS). Showing the most recent 2 events.

Frequently asked about Omb Bank

What are Omb Bank's total assets?

As of the Q1 2026 filing, Omb Bank reported total assets of $2.21 billion in its most recent FFIEC call report. All figures come directly from the bank's quarterly Schedule RC filing.

Where is Omb Bank headquartered?

Omb Bank is headquartered in SPRINGFIELD, MO, United States. It files quarterly FFIEC call reports as required of all FDIC-insured commercial banks.

When was Omb Bank founded?

Omb Bank was established in 1883, per the FDIC institution directory.

Is Omb Bank FDIC-insured?

Yes. Omb Bank is an FDIC-insured commercial bank (FDIC Certificate #8252). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category, per FDIC rules.

Who regulates Omb Bank?

Omb Bank's primary federal regulator is the FED. All FDIC-insured banks also report to the FDIC and, depending on charter, the Federal Reserve.

What is Omb Bank's CET1 capital ratio?

Omb Bank reported a Common Equity Tier 1 (CET1) capital ratio of 9.92% in its most recent quarterly filing — above the regulatory minimum but inside the capital conservation buffer.

How many branches does Omb Bank operate?

Omb Bank operates 10 domestic branches, per the most recent FDIC Summary of Deposits filing.

What is Omb Bank's Texas Ratio?

Omb Bank's Texas Ratio is 6.75% — within the healthy range (under 25%). The Texas Ratio measures non-performing assets against the bank's capital and reserves; see our /glossary/texas-ratio/ page for the full definition.

Go deeper on Omb Bank.

Unlock the full terminal — 24 years of quarterly trends, peer benchmarking, watch flags, and Excel tearsheets for this bank and every other US institution.

Start free

Free account · no credit card required