Bessemer Trust Company
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Data as of · sourced from FFIEC call reports. How we update
Bessemer Trust Company is an FDIC-insured commercial bank headquartered in Woodbridge, NJ, established in 1907 (FDIC certificate 20015), and it is supervised by the FDIC. At Q2 2026 it reported total assets of $2.36B, up 37.2% from Q2 2025, the 16th largest of 49 banks headquartered in New Jersey.
- Charter
- Commercial bank
- Regulator
- FDIC
- Deposit insurance
- FDIC
- FDIC certificate
- 20015
- Headquarters
- Woodbridge, NJ
- Established
- 1907
- Total assets, Q2 2026
- $2.36B
- Assets vs Q2 2025
- +37.2%
- Capital ratio
- Not reported
- Domestic offices
- 1 FDIC institution directory, current count
- Routing number
- 021203970
- Latest call report
- Q2 2026, FFIEC 051 · Bessemer Trust Company call report
- Holding company
- BESSEMER GROUP, INCORPORATED, THE
- Asset rank in state
- 16th of 49 in New Jersey
Bessemer Trust Company is one of the more profitable banks of its size. It reported $2.4 billion in assets at June 30, 2026, up 37.2% from a year earlier. It returns 30.9% a year on shareholders' equity, 2.4 times the median of 12.6% for the 895 banks with $1 billion to $10 billion in assets. On the other hand, it keeps 0.83 cents of net interest income on every dollar of earning assets, a small fraction of the median of 3.71 cents for banks its size.
Net income for the quarter rose 17% from a year earlier, to $10 million. Over the same year, loans shrank 5.1% and deposits grew 39.5%. Funding is the softer spot: it pays an average of 3.23% on its deposits and borrowings, higher than about 9 in 10 banks its size (median 2.01%).
As of June 30, 2026, Bessemer Trust Company reported a CET1 capital ratio of 56.09%, a return on assets of 2.04%, a nonperforming-loan ratio of 0.00% and a Texas ratio of 0.00%. The figures come from its call report filed with the FFIEC.
Bessemer Trust Company ranks as the 16th largest of the 49 banks based in New Jersey, by total assets at Q2 2026. Between Q1 2026 and Q2 2026, its total assets rose 31.7% to $2.36B, loans fell 1.6% and deposits rose 34.3%. The largest part of its loan book on June 30, 2026 was other consumer loans, at 59.8% of total loans, ahead of all other loans at 21.0%. The FDIC Summary of Deposits lists a single office for it, in Woodbridge, NJ. By the capital ratios in its Q2 2026 call report, Bessemer Trust Company meets every capital ratio test for well capitalized.
Headquarters Profile
- Address
- 100 Woodbridge Center Dr, Woodbridge, NJ 07095
- County
- Middlesex
- Metro Area
- New York-Newark-Jersey City, NY-NJ
- Charter
- Commercial bank, state charter, Fed non-member, FDIC-supervised
- Primary Regulator
- FDIC
- FDIC Region
- New York (Region 2)
- Federal Reserve member
- No
- Federal Reserve district
- District 2, New York
- Fiduciary (trust) powers
- Full trust powers granted
- Call Report form
- FFIEC 051
- Established
- January 1, 1907
- Domestic offices
- 1 FDIC institution directory, current count
- Employees (FTE)
- 173
- Domestic deposits
- $2.21B
- Allowance for credit losses
- $0
- Net charge-offs (YTD)
- $0
- Average total assets
- $1.98B
- Average total loans
- $249.8M
- Average interest-bearing deposits
- $1.74B
- Tax status
- C corporation
- Ownership
- Stock
- Community bank
- No
- FDIC-insured since
- August 14, 1969
- FDIC Cert
- 20015
- Fed RSSD
- 7009
- SEC CIK
- 1054074 → filed by BESSEMER GROUP, INCORPORATED, THE
- Website
- http://www.bessemertrust.com →
- Parent Holding Company
- BESSEMER GROUP, INCORPORATED, THE (RSSD 1246159)
Profitability
Q2 annualizedCapital & Liquidity
Balance Sheet
Income Statement
Operating & Funding
Ratios tagged annualized use the Q2 income alone. The UBPR and FDIC annualize the year to date instead. FDIC BankFind divides by the average of quarter-end total assets, the UBPR by RC-K average assets. The YTD margin is the UBPR's tax-equivalent figure over its own average earning assets; FDIC BankFind's margin is not tax-equivalent. How we compute these figures
Quarterly trends
From Q3 2023 to Q2 2026, Bessemer Trust Company's total assets ranged from $502.4M (Q2 2024) to $2.36B (Q2 2026), and it earned a profit in all 12 quarters. The line under each chart compares Q2 2026 with Q2 2025. How these charts are built
$2.36B total assets against $1.72B; $2.23B total liabilities against $1.60B.
$246.3M net loans and leases against $259.6M; $2.21B total deposits against $1.58B.
$1.55B securities against $375.7M; $544.3M cash and balances due against $1.07B.
$18.5M total interest income against $14.7M; $14.5M total interest expense against $10.3M.
$4.0M net interest income against $4.3M.
$40.3M total noninterest income against $33.3M; $30.9M total noninterest expense against $26.1M.
No provision recorded in the last 12 quarters.
$10.1M net income against $8.6M.
2.04% return on assets against 2.69%; 0.83% net interest margin against 1.39%.
56.09% CET1 capital ratio against 44.01%; 6.66% tier 1 leverage ratio against 9.75%.
Inside the full Bessemer Trust Company terminal
21 quarters of trends · 8 tabs · peer percentiles · watchlist alerts
Unlock this bank, freeWatch flags
Automated conditions triggered on this bank's latest filing. Advisory only; see the source metric pages for full context. Each flag is tagged Regulatory when it cites an official supervisory threshold, or BRR analysis when it's our own band, informed by our data and models.
Over 70% of deposits sit above the $250K FDIC insurance threshold. This is the depositor-concentration profile that triggered Silicon Valley Bank's March 2023 deposit run. BankRegReports band; the $250K limit is statutory but this risk threshold is ours (post-SVB).
Bessemer Trust Company rankings
Its closest position to the top of a national ranking is 13 of 980, for uninsured deposits; its furthest is 3,356 of 3,640, for Texas Ratio.
Metric pages for Bessemer Trust Company: Uninsured deposits.
Quarterly trend: last 8 quarters
From Q3 2024 to Q2 2026, its return on assets ran from 2.00% (Q1 2026) to 7.25% (Q3 2024) and its net interest margin ran from 0.83% (Q1 2026) to 3.12% (Q3 2024).
| Quarter | CET1 | ROA | NPL | Texas | NIM |
|---|---|---|---|---|---|
| Q2 2026 | 56.09% | 2.04% | 0.00% | 0.00% | 0.83% |
| Q1 2026 | 55.30% | 2.00% | 0.00% | 0.00% | 0.83% |
| Q4 2025 | 49.45% | 2.20% | 0.00% | 0.00% | 0.85% |
| Q3 2025 | 48.36% | 2.43% | 0.00% | 0.00% | 1.03% |
| Q2 2025 | 44.01% | 2.69% | 0.00% | 0.00% | 1.39% |
| Q1 2025 | 44.34% | 4.33% | 0.00% | 0.00% | 1.62% |
| Q4 2024 | 39.29% | 6.14% | 0.00% | 0.00% | 2.15% |
| Q3 2024 | 38.66% | 7.25% | 0.00% | 0.00% | 3.12% |
Swipe the table sideways to see every column.
Branch Network
View the branch → Branch count from the FDIC Summary of Deposits, June 30, 2026. The domestic office count above is the FDIC's current figure, so the two can differ.
| Branch | Location | ZIP | Deposits |
|---|---|---|---|
| Bessemer Trust Company (main office) | Woodbridge , NJ | 07095 | $2.21B |
Regulatory record
Facts as filed or published, not a rating.
- Deposit market share
- 0.5% of deposits in NJ, rank 29 of 96 institutions
- Period: June 30, 2026. Source: FDIC Summary of Deposits.
- Not on file
- Enforcement actions, Mortgage lending (HMDA), SBA 7(a) lending, Consumer complaints, CFPB enforcement, CRA examination rating. No record from these sources, which is not the same as a clean record. Sources
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Frequently asked about Bessemer Trust Company
What are Bessemer Trust Company's total assets?
As of the Q2 2026 filing, Bessemer Trust Company reported total assets of $2.36 billion in its FFIEC call report.
Where is Bessemer Trust Company headquartered?
It is headquartered in Woodbridge, NJ, United States.
When was Bessemer Trust Company founded?
It was established in 1907, per the FDIC institution directory.
Is Bessemer Trust Company FDIC-insured?
Yes. It is an FDIC-insured commercial bank (FDIC Certificate #20015). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category, per FDIC rules.
Who regulates Bessemer Trust Company?
Bessemer Trust Company's primary federal regulator is the FDIC.
What is Bessemer Trust Company's CET1 capital ratio?
It reported a Common Equity Tier 1 (CET1) capital ratio of 56.09% in its Q2 2026 call report, comfortably above the 7% level required once the capital conservation buffer is included.
How many branches does Bessemer Trust Company operate?
It operates 1 domestic office, per the FDIC institution directory. That count includes administrative and limited-service offices as well as full-service branches.
What is Bessemer Trust Company's Texas Ratio?
Its Texas Ratio is 0.00% in its Q2 2026 call report, within the healthy range (at or below 50%, the level at which problem assets reach half of the capital cushion). The Texas Ratio measures non-performing assets against the bank's capital and reserves.
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