Bessemer Trust Company: Regulatory Capital
Data as of · Call Report Schedule RC-R How we update
The regulatory capital stack and the risk-weighted assets it is measured against. A bank is well capitalized at 6.5% CET1, 8% Tier 1 and 10% total risk-based capital; the conservation buffer effectively lifts CET1 to 7%.
Equity capital to total assets dropped 1.68 percentage points in Q2 2026, from 7.25% to 5.57%. It was the largest change from Q1 2026 among the key lines here. Bessemer Trust Company has the highest CET1 ratio of the 37 banks headquartered in New Jersey, 56.09% as of Q2 2026. Bessemer Trust Company's CET1 ratio of 56.09% is well above the 13.48% median for banks in the $1B-10B asset tier, a gap of 42.61 points (Q2 2026).
Risk-based capital ratios
| Line item | Q2 2026 |
|---|---|
| Common equity Tier 1 ratio | 56.09% |
| Tier 1 risk-based capital ratio | 56.09% |
| Total risk-based capital ratio | 56.09% |
| Tier 1 leverage ratio | 6.66% |
The leverage ratio is measured against average total assets, not risk-weighted assets, so it will normally sit well below the risk-based ratios. Equal values would indicate a reporting error.
Capital amounts
| Line item | Q2 2026 |
|---|---|
| Common equity Tier 1 capital | $132.1M |
| Tier 1 capital | $132.1M |
| Total risk-based capital | $132.1M |
| Total equity capital | $131.6M |
| Risk-weighted assets | $235.4M |
Capital adequacy
| Line item | Q2 2026 |
|---|---|
| Equity capital to total assets | 5.57% |
| Tangible equity to tangible assets | 5.57% |
| Equity capital to average assets | 6.63% |
| Internal capital growth rate | 4.60% |
Capital structure
| Line item | Q2 2026 |
|---|---|
| Common stock | $500K |
| Common stock surplus | $552K |
| Retained earnings | $131.0M |
| Preferred stock and surplus | $0 |
| Accumulated other comprehensive income | -$465K |
| Subordinated notes and debentures | $0 |
Regulatory Capital trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Regulatory Capital by quarter
| Quarter | CET1 | Tier 1 RBC | Total RBC | Tier 1 leverage | Risk-weighted assets |
|---|---|---|---|---|---|
| Q3 2023 | 41.66% | 41.66% | 41.66% | 18.17% | $285.2M |
| Q4 2023 | 36.69% | 36.69% | 36.69% | 18.23% | $293.1M |
| Q1 2024 | 31.91% | 31.91% | 31.91% | 19.92% | $351.9M |
| Q2 2024 | 33.56% | 33.56% | 33.56% | 20.14% | $339.5M |
| Q3 2024 | 38.66% | 38.66% | 38.66% | 21.72% | $304.3M |
| Q4 2024 | 39.29% | 39.29% | 39.29% | 16.58% | $293.6M |
| Q1 2025 | 44.34% | 44.34% | 44.34% | 13.54% | $275.6M |
| Q2 2025 | 44.01% | 44.01% | 44.01% | 9.75% | $283.7M |
| Q3 2025 | 48.36% | 48.36% | 48.36% | 7.50% | $264.9M |
| Q4 2025 | 49.45% | 49.45% | 49.45% | 7.17% | $251.5M |
| Q1 2026 | 55.30% | 55.30% | 55.30% | 6.85% | $236.1M |
| Q2 2026 | 56.09% | 56.09% | 56.09% | 6.66% | $235.4M |
Bessemer Trust Company regulatory capital, all the way back
Regulatory Capital back to 2001 · peer percentiles on every line item · Excel export
Unlock Bessemer Trust Company, freeSource: Call Report Schedule RC-R, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Bessemer Trust Company profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 20015) · FFIEC NIC profile (RSSD 7009)