Bessemer Trust Company: Liquidity and Borrowings
Data as of · Call Report Schedules RC and RC-M How we update
Cash, the assets that can be turned into cash, and the borrowed money standing behind the deposit base. Heavy reliance on non-core wholesale funding is what turns a deposit outflow into a forced sale of securities.
The standout move of Q2 2026 was in Cash and balances due from depository institutions: 117.0% higher than in Q1 2026, at $544.3M. On loan-to-deposit ratio, Bessemer Trust Company is 3rd from the bottom among 49 New Jersey banks, 11.17% (Q2 2026). Bessemer Trust Company's loan-to-deposit ratio of 11.17% is well below the 88.20% median for banks in the $1B-10B asset tier, a gap of 77.04 points (Q2 2026).
Liquid assets
| Line item | Q2 2026 |
|---|---|
| Cash and balances due from depository institutions | $544.3M |
| Cash and noninterest-bearing balances to assets | — |
| Cash and securities | $2.10B |
| Fed funds sold and reverse repos | $0 |
| Fed funds sold and reverse repos to assets | 0.00% |
Borrowed funds
| Line item | Q2 2026 |
|---|---|
| Fed funds purchased and repos | $0 |
| Other borrowed money | $0 |
| Subordinated notes and debentures | $0 |
| Other borrowed money to assets | 0.00% |
| Trading liabilities | $0 |
Funding structure
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 11.17% |
| Net loans and leases to deposits | 11.17% |
| Loans and leases to core deposits | 11.17% |
| Core deposits to total deposits | 100.00% |
| Brokered deposits to total deposits | 0.00% |
Liquidity and Borrowings trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Liquidity and Borrowings by quarter
| Quarter | Loan-to-deposit | Core deposits share | Fed funds purchased and repos | Other borrowed money |
|---|---|---|---|---|
| Q3 2023 | 50.67% | 100.00% | $0 | $0 |
| Q4 2023 | 59.16% | 100.00% | $0 | $0 |
| Q1 2024 | 76.88% | 100.00% | $0 | $0 |
| Q2 2024 | 82.47% | 100.00% | $0 | $0 |
| Q3 2024 | 55.59% | 100.00% | $0 | $0 |
| Q4 2024 | 34.30% | 100.00% | $0 | $0 |
| Q1 2025 | 33.40% | 100.00% | $0 | $0 |
| Q2 2025 | 16.42% | 100.00% | $0 | $0 |
| Q3 2025 | 14.89% | 100.00% | $0 | $0 |
| Q4 2025 | 14.96% | 100.00% | $0 | $0 |
| Q1 2026 | 15.23% | 100.00% | $0 | $0 |
| Q2 2026 | 11.17% | 100.00% | $0 | $0 |
Bessemer Trust Company liquidity and borrowings, all the way back
Liquidity and Borrowings back to 2001 · peer percentiles on every line item · Excel export
Unlock Bessemer Trust Company, freeSource: Call Report Schedules RC and RC-M, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Bessemer Trust Company profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 20015) · FFIEC NIC profile (RSSD 7009)