Manasquan Bank
BankRegReports is independent of Manasquan Bank and never asks for online banking logins or passwords.
Data as of · sourced from FFIEC call reports. How we update
Manasquan Bank is an FDIC-insured savings bank headquartered in Wall Township, NJ, established in 1874 (FDIC certificate 30470), and it is supervised by the FDIC. At Q2 2026 it reported total assets of $3.59B, up 8.8% from Q2 2025, the 12th largest of 49 banks headquartered in New Jersey. Its CET1 capital ratio was 11.00% at Q2 2026, above regulatory requirements.
- Charter
- Savings bank
- Regulator
- FDIC
- Deposit insurance
- FDIC
- FDIC certificate
- 30470
- Headquarters
- Wall Township, NJ
- Established
- 1874
- Total assets, Q2 2026
- $3.59B
- Assets vs Q2 2025
- +8.8%
- CET1 ratio, Q2 2026
- 11.00%
- Domestic offices
- 15 FDIC institution directory, current count
- Routing number
- 221272167
- Holding company
- MB BANCORP, INC.
- Asset rank in state
- 12th of 49 in New Jersey
Manasquan Bank operates with a thinner capital cushion than most banks of its size. The Wall Township, New Jersey bank had $3.6 billion in assets at June 30, 2026, up 8.8% from a year earlier. It holds common equity equal to 11.00% of its risk-weighted assets, lower than about 9 in 10 of the 895 banks with $1 billion to $10 billion in assets (median 13.52%). It also holds commercial real estate loans worth 3.4 times its capital, higher than about three-quarters of banks its size (median 2.2 times).
Net income for the quarter rose 19% from a year earlier, to $8.4 million. Over the same year, loans grew 6.9% and deposits grew 10.2%. Its margin is thin by comparison: it keeps 3.22 cents of net interest income on every dollar of earning assets, lower than about three-quarters of banks its size (median 3.71 cents).
As of June 30, 2026, Manasquan Bank reported a CET1 capital ratio of 11.00%, a return on assets of 0.95%, a nonperforming-loan ratio of 0.64% and a Texas ratio of 5.31%. The figures come from its call report filed with the FFIEC.
By total assets at Q2 2026, Manasquan Bank is the 12th largest of the 49 banks headquartered in New Jersey. Between Q1 2026 and Q2 2026, its total assets rose 3.7% to $3.59B, loans rose 3.7% and deposits rose 4.1%. 1-4 family residential loans made up 35.0% of its total loans on June 30, 2026, its largest category; next came non-owner-occupied commercial real estate loans at 25.9%. Its 15 offices in the FDIC Summary of Deposits are in 12 cities in NJ; its Manasquan 3 offices book 29% of its branch deposits. Judged on its Q2 2026 call report, Manasquan Bank meets every capital ratio test for well capitalized.
Headquarters Profile
- Address
- 2221 Landmark Pl, Wall Township, NJ 08736
- County
- Monmouth
- Metro Area
- New York-Newark-Jersey City, NY-NJ
- Charter
- State-chartered stock savings bank, FDIC-supervised
- Primary Regulator
- FDIC
- FDIC Region
- New York (Region 2)
- Federal Reserve member
- —
- Federal Reserve district
- District 2, New York
- Fiduciary (trust) powers
- —
- Call Report form
- FFIEC 041
- Established
- January 1, 1874
- Former names
- Manasquan Savings Bank (1992-2015)
- Domestic offices
- 15 FDIC institution directory, current count
- Employees (FTE)
- 271
- Domestic deposits
- $3.12B
- Allowance for credit losses
- $25.3M
- Net charge-offs (YTD)
- $4.1M
- Average total assets
- $3.50B
- Average total loans
- $2.94B
- Average interest-bearing deposits
- $2.31B
- Tax status
- C corporation
- Ownership
- Stock
- Community bank
- Yes
- FDIC-insured since
- August 9, 1989
- FDIC Cert
- 30470
- Fed RSSD
- 459671
- Website
- www.manasquanbank.com →
- Parent Holding Company
- MB BANCORP, INC. (RSSD 2589723)
- Ultimate Parent
- MB MUTUAL HOLDING COMPANY (RSSD 2589714)
Profitability
Q2 annualizedCapital & Liquidity
Balance Sheet
Income Statement
Operating & Funding
Ratios tagged annualized use the Q2 income alone. The UBPR and FDIC annualize the year to date instead. FDIC BankFind divides by the average of quarter-end total assets, the UBPR by RC-K average assets. The YTD margin is the UBPR's tax-equivalent figure over its own average earning assets; FDIC BankFind's margin is not tax-equivalent. How we compute these figures
Quarterly trends
Over the 12 quarters to Q2 2026, Manasquan Bank's total assets ran between $2.89B (Q3 2023) and $3.59B (Q2 2026), and it earned a profit in all 12 quarters. The line under each chart compares Q2 2026 with Q2 2025. How these charts are built
$3.59B total assets against $3.30B; $3.25B total liabilities against $3.00B.
$2.97B net loans and leases against $2.78B; $3.12B total deposits against $2.83B.
$190.3M securities against $151.4M; $299.6M cash and balances due against $238.3M.
$45.3M total interest income against $41.0M; $17.7M total interest expense against $17.0M.
$27.6M net interest income against $23.9M.
$1.7M total noninterest income against $1.8M; $16.9M total noninterest expense against $15.9M.
$961K provision for credit losses against $361K.
$8.4M net income against $7.0M.
0.95% return on assets against 0.87%; 3.22% net interest margin against 3.00%.
11.00% CET1 capital ratio against 10.70%; 9.69% tier 1 leverage ratio against 9.47%.
Inside the full Manasquan Bank terminal
21 quarters of trends · 8 tabs · peer percentiles · watchlist alerts
Unlock this bank, freeWatch flags
Automated conditions triggered on this bank's latest filing. Advisory only; see the source metric pages for full context. Each flag is tagged Regulatory when it cites an official supervisory threshold, or BRR analysis when it's our own band, informed by our data and models.
Commercial real estate loans exceed 300% of total capital, the threshold at which the 2006 interagency guidance flags a bank for heightened supervisory scrutiny. CRE concentration has been the central stress vector for regional banks since 2023. 2006 Interagency CRE Concentration Guidance (SR 07-1).
Manasquan Bank rankings
Its closest position to the top of a national ranking is 358 of 4,196, for total assets; its furthest is 1,957 of 2,134, for CET1 ratio.
Quarterly trend: last 8 quarters
From Q3 2024 to Q2 2026, its return on assets ran from 0.39% (Q1 2026) to 0.95% (Q2 2026) and its net interest margin ran from 2.74% (Q4 2024) to 3.22% (Q2 2026).
| Quarter | CET1 | ROA | NPL | Texas | NIM |
|---|---|---|---|---|---|
| Q2 2026 | 11.00% | 0.95% | 0.64% | 5.31% | 3.22% |
| Q1 2026 | 11.13% | 0.39% | 0.75% | 6.15% | 3.12% |
| Q4 2025 | 10.86% | 0.82% | 0.85% | 7.17% | 3.13% |
| Q3 2025 | 10.94% | 0.94% | 0.86% | 7.29% | 3.12% |
| Q2 2025 | 10.70% | 0.87% | 0.72% | 6.36% | 3.00% |
| Q1 2025 | 10.56% | 0.77% | 0.57% | 5.02% | 2.78% |
| Q4 2024 | 10.67% | 0.53% | 0.59% | 5.23% | 2.74% |
| Q3 2024 | 10.77% | 0.62% | 0.04% | 0.38% | 2.75% |
Swipe the table sideways to see every column.
Branch Network
View all 15 branches → Branch count from the FDIC Summary of Deposits, June 30, 2026. The domestic office count above is the FDIC's current figure, so the two can differ.
| Branch | Location | ZIP | Deposits |
|---|---|---|---|
| Manasquan Branch | Manasquan , NJ | 08736 | $373.4M |
| Metuchen Savings Branch | Metuchen , NJ | 08840 | $335.4M |
| Manasquan Bank (main office) | Manasquan , NJ | 08736 | $309.4M |
| Point Pleasant Branch | Point Pleasant Beach , NJ | 08742 | $282.2M |
| 1115 Highway 35 North | Ocean , NJ | 07712 | $229.9M |
| Springlake Heights Branch | Spring Lake , NJ | 07762 | $214.4M |
| Princeton Avenue Branch | Brick , NJ | 08724 | $213.5M |
| Wall Township Branch | Manasquan , NJ | 08736 | $206.6M |
| Shrewsbury Branch | Shrewsbury , NJ | 07702 | $193.3M |
| Bay Head Branch | Bay Head , NJ | 08742 | $157.5M |
| Ramtown Branch | Howell , NJ | 07731 | $143.8M |
| Stafford Township Branch | Stafford Township , NJ | 08050 | $131.2M |
| Howell Branch | Howell , NJ | 07731 | $130.4M |
| Colts Neck Branch | Colts Neck , NJ | 07722 | $126.8M |
| Little Egg Township Branch | Little Egg Harbor Township , NJ | 08087 | $69.1M |
Events & Regulatory History
Mergers, charter changes, enforcement actions, FDIC assistance, and (if applicable) failure events recorded against this institution. Click a year to see what else was happening across US banking that year.
| Date | Category | Event | Source |
|---|---|---|---|
| April 1, 2019 | Merger | Participated in Absorption/Consolidation/Merger | FDIC |
| April 1, 2019 | Structure Change | Acquired Metuchen Savings Bank Charter Discontinued (Merger or Purchase & Assumption) for the acquired bank | FFIEC NIC |
Sourced from the bank event history (FDIC, Federal Reserve NIC, OCC, and OTS). Showing the most recent 2 events.
Regulatory record
Facts as filed or published, not a rating.
- Deposit market share
- 0.7% of deposits in NJ, rank 22 of 96 institutions
- Period: June 30, 2026. Source: FDIC Summary of Deposits.
- Mortgage lending (HMDA)
- 853 applications, 649 loans originated, $341.8M originated, across 5 states
- Period: Calendar year 2025. Source: FFIEC HMDA loan application register.
- SBA 7(a) lending
- 8 loans, $3.0M approved, $369K average. 0.00% of that year's loans have since been charged off
- Period: Federal fiscal year 2025 (October to September). Source: SBA 7(a) and 504 loan data (FOIA).
- Not on file
- Enforcement actions, Consumer complaints, CFPB enforcement, CRA examination rating. No record from these sources, which is not the same as a clean record. Sources
Add this badge to your website
Free to use. It shows Manasquan Bank’s latest filed figures and updates each quarter.
Similar banks
Compare Manasquan Bank with peers
Frequently asked about Manasquan Bank
What are Manasquan Bank's total assets?
As of the Q2 2026 filing, Manasquan Bank reported total assets of $3.59 billion in its FFIEC call report.
Where is Manasquan Bank headquartered?
It is headquartered in Wall Township, NJ, United States.
When was Manasquan Bank founded?
It was established in 1874, per the FDIC institution directory.
Is Manasquan Bank FDIC-insured?
Yes. It is an FDIC-insured savings bank (FDIC Certificate #30470). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category, per FDIC rules.
Who regulates Manasquan Bank?
Manasquan Bank's primary federal regulator is the FDIC.
What is Manasquan Bank's CET1 capital ratio?
It reported a Common Equity Tier 1 (CET1) capital ratio of 11.00% in its Q2 2026 call report, above regulatory requirements.
How many branches does Manasquan Bank operate?
It operates 15 domestic offices, per the FDIC institution directory. That count includes administrative and limited-service offices as well as full-service branches.
What is Manasquan Bank's Texas Ratio?
Its Texas Ratio is 5.31% in its Q2 2026 call report, within the healthy range (at or below 50%, the level at which problem assets reach half of the capital cushion). The Texas Ratio measures non-performing assets against the bank's capital and reserves.
What was Manasquan Bank previously called?
The charter now named Manasquan Bank has also operated as Manasquan Savings Bank (1992-2015), per FDIC structure-change records.
Go deeper on Manasquan Bank.
Get an email when Manasquan Bank files its next call report, and benchmark it against any peer you choose.
Unlock Manasquan Bank, freeFree account