Manasquan Bank: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks Manasquan Bank of Wall Township, NJ against its peer group of 931 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 0.95% | 1.46% | -0.51% | 27th below |
| ROAE | 10.12% | 12.72% | -2.60% | 33rd below |
| Net Interest Margin | 3.22% | 3.85% | -0.63% | 23rd bottom |
| Efficiency Ratio Behind the peer average, ahead of the median peer. | 57.42% | 57.41% | +0.01% | 53rd above |
| PPNR / Avg Assets | 1.42% | 1.88% | -0.46% | 32nd below |
| Yield on Earning Assets | 5.29% | 5.72% | -0.43% | 34th below |
| Cost of Funds | 2.38% | 2.02% | +0.36% | 26th below |
| Net Interest Spread | 2.57% | 3.18% | -0.61% | 22nd bottom |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans | 1.24% | 1.00% | +0.24% | 26th below |
| NPA / Total Assets | 1.03% | 0.76% | +0.27% | 23rd bottom |
| NCO / Avg Loans | -0.00% | 0.43% | -0.43% | 85th top |
| ACL / Total Loans | 0.85% | 1.31% | -0.46% | 16th bottom |
| ACL / NPLs (Coverage) | 68.46% | 544.03% | -475.57% | 16th bottom |
| Texas Ratio | 10.29% | 7.39% | +2.90% | 23rd bottom |
| Provision / NCO Behind the peer average, ahead of the median peer. | 160.66% | 619.35% | -458.69% | 50th above |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| CET1 Ratio | 11.00% | 17.35% | -6.35% | 10th bottom |
| Tier 1 Ratio | 11.00% | 17.38% | -6.38% | 10th bottom |
| Total Capital Ratio | 11.94% | 18.43% | -6.49% | 8th bottom |
| Leverage Ratio | 9.69% | 11.44% | -1.75% | 28th below |
| Equity / Assets | 9.33% | 11.34% | -2.01% | 28th below |
| TCE / Tangible Assets | 9.32% | 10.50% | -1.18% | 39th below |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 96.07% | 86.94% | +9.13% | 26th below |
| Core Deposit Ratio Ahead of the peer average, behind the median peer. | 86.84% | 85.55% | +1.29% | 41st below |
| Uninsured Deposit Ratio Ahead of the peer average, behind the median peer. | 32.61% | 33.12% | -0.51% | 45th below |
| Wholesale Funding Ratio | 3.00% | 5.71% | -2.71% | 57th above |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) Behind the peer average, ahead of the median peer. | 8.82% | 9.68% | -0.86% | 70th above |
| Loan Growth (Y/Y) Behind the peer average, ahead of the median peer. | 6.88% | 8.06% | -1.18% | 57th above |
| Deposit Growth (Y/Y) | 10.18% | 7.87% | +2.31% | 76th top |
See Manasquan Bank's peers by name
The 931 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock Manasquan Bank, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full Manasquan Bank profile, how to read a UBPR, or how this data updates.