Manasquan Bank: Liquidity and Borrowings
Data as of · Call Report Schedules RC and RC-M How we update
Cash, the assets that can be turned into cash, and the borrowed money standing behind the deposit base. Heavy reliance on non-core wholesale funding is what turns a deposit outflow into a forced sale of securities.
The largest change between Q1 2026 and Q2 2026 was in Loans and leases to core deposits, which fell 0.67 percentage points to 110.63%. Within New Jersey, Manasquan Bank is 22nd of 49 on loan-to-deposit ratio, 96.07% as of Q2 2026, above the middle of the field. Manasquan Bank reported 96.07% on loan-to-deposit ratio for Q2 2026, 7.87 points above the 88.20% median for banks in the $1B-10B asset tier.
Liquid assets
| Line item | Q2 2026 |
|---|---|
| Cash and balances due from depository institutions | $299.6M |
| Cash and noninterest-bearing balances to assets | 8.35% |
| Cash and securities | $489.9M |
| Fed funds sold and reverse repos | $0 |
| Fed funds sold and reverse repos to assets | 0.00% |
Borrowed funds
| Line item | Q2 2026 |
|---|---|
| Fed funds purchased and repos | $0 |
| Other borrowed money | $107.8M |
| Subordinated notes and debentures | $0 |
| Other borrowed money to assets | 3.00% |
| Trading liabilities | $0 |
Funding structure
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 96.07% |
| Net loans and leases to deposits | 95.26% |
| Loans and leases to core deposits | 110.63% |
| Core deposits to total deposits | 86.84% |
| Brokered deposits to total deposits | 0.64% |
Liquidity and Borrowings trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Liquidity and Borrowings by quarter
| Quarter | Loan-to-deposit | Core deposits share | Fed funds purchased and repos | Other borrowed money |
|---|---|---|---|---|
| Q3 2023 | 91.55% | 90.19% | $15.0M | $60.0M |
| Q4 2023 | 93.65% | 90.13% | $15.5M | $59.7M |
| Q1 2024 | 94.04% | 88.03% | $13.1M | $89.3M |
| Q2 2024 | 97.23% | 87.71% | $17.4M | $113.6M |
| Q3 2024 | 99.20% | 87.83% | $16.7M | $112.9M |
| Q4 2024 | 101.23% | 89.29% | $16.8M | $177.2M |
| Q1 2025 | 100.03% | 88.67% | $13.8M | $171.5M |
| Q2 2025 | 99.03% | 88.68% | $9.2M | $135.7M |
| Q3 2025 | 94.98% | 88.40% | $3.9M | $110.0M |
| Q4 2025 | 95.96% | 87.02% | $969K | $109.3M |
| Q1 2026 | 96.44% | 86.65% | $519K | $108.5M |
| Q2 2026 | 96.07% | 86.84% | $0 | $107.8M |
Manasquan Bank liquidity and borrowings, all the way back
Liquidity and Borrowings back to 2001 · peer percentiles on every line item · Excel export
Unlock Manasquan Bank, freeSource: Call Report Schedules RC and RC-M, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Manasquan Bank profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 30470) · FFIEC NIC profile (RSSD 459671)