Austin Bank, Texas N.A.: Regulatory Capital
Data as of · Call Report Schedule RC-R How we update
The regulatory capital stack and the risk-weighted assets it is measured against. A bank is well capitalized at 6.5% CET1, 8% Tier 1 and 10% total risk-based capital; the conservation buffer effectively lifts CET1 to 7%.
The standout move of Q2 2026 was in Accumulated other comprehensive income: 50.0% lower than in Q1 2026, at -$5.2M.
Risk-based capital ratios
| Line item | Q2 2026 |
|---|---|
| Common equity Tier 1 ratio | — |
| Tier 1 risk-based capital ratio | — |
| Total risk-based capital ratio | — |
| Tier 1 leverage ratio | 15.12% |
This bank files the community bank leverage ratio (CBLR), the simplified capital framework for qualifying community banks. It does not report CET1, Tier 1 or total risk-based ratios, so the Tier 1 leverage ratio is the capital measure that applies.
Capital amounts
| Line item | Q2 2026 |
|---|---|
| Common equity Tier 1 capital | $496.2M |
| Tier 1 capital | $496.2M |
| Total risk-based capital | — |
| Total equity capital | $504.4M |
| Risk-weighted assets | — |
Capital adequacy
| Line item | Q2 2026 |
|---|---|
| Equity capital to total assets | 15.14% |
| Tangible equity to tangible assets | 14.80% |
| Equity capital to average assets | 15.30% |
| Internal capital growth rate | 10.68% |
Capital structure
| Line item | Q2 2026 |
|---|---|
| Common stock | $1.0M |
| Common stock surplus | $38.0M |
| Retained earnings | $470.5M |
| Preferred stock and surplus | $0 |
| Accumulated other comprehensive income | -$5.2M |
| Subordinated notes and debentures | $0 |
Regulatory Capital trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Regulatory Capital by quarter
| Quarter | Tier 1 leverage | Equity / assets | Tangible equity / tangible assets |
|---|---|---|---|
| Q3 2023 | 13.49% | 12.84% | 12.50% |
| Q4 2023 | 13.82% | 13.59% | 13.25% |
| Q1 2024 | 14.06% | 13.55% | 13.22% |
| Q2 2024 | 14.06% | 13.95% | 13.62% |
| Q3 2024 | 14.37% | 14.06% | 13.74% |
| Q4 2024 | 14.31% | 14.35% | 14.03% |
| Q1 2025 | 14.30% | 13.89% | 13.53% |
| Q2 2025 | 14.10% | 14.24% | 13.87% |
| Q3 2025 | 14.36% | 14.41% | 14.05% |
| Q4 2025 | 14.53% | 14.84% | 14.49% |
| Q1 2026 | 15.03% | 15.09% | 14.74% |
| Q2 2026 | 15.12% | 15.14% | 14.80% |
Austin Bank, Texas N.A. regulatory capital, all the way back
Regulatory Capital back to 2001 · peer percentiles on every line item · Excel export
Unlock Austin Bank, Texas N.A., freeSource: Call Report Schedule RC-R, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Austin Bank, Texas N.A. profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 3276) · FFIEC NIC profile (RSSD 548351)