Susser Bank
BankRegReports is independent of Susser Bank and never asks for online banking logins or passwords.
Data as of · sourced from FFIEC call reports. How we update
Susser Bank is an FDIC-insured commercial bank headquartered in Dallas, TX, established in 1959 (FDIC certificate 34885), and it is supervised by the Federal Reserve. At Q2 2026 it reported total assets of $2.99B, up 13.9% from Q2 2025, the 32nd largest of 346 banks headquartered in Texas. Its CET1 capital ratio was 11.65% at Q2 2026, above regulatory requirements.
- Charter
- Commercial bank
- Regulator
- Federal Reserve
- Deposit insurance
- FDIC
- FDIC certificate
- 34885
- Headquarters
- Dallas, TX
- Established
- 1959
- Total assets, Q2 2026
- $2.99B
- Assets vs Q2 2025
- +13.9%
- CET1 ratio, Q2 2026
- 11.65%
- Domestic offices
- 11 FDIC institution directory, current count
- Routing number
- 311978818
- Holding company
- SUSSER BANC HOLDINGS CORPORATION
- Asset rank in state
- 32nd of 346 in Texas
Susser Bank operates with a thinner capital cushion than most banks of its size. It reported $3.0 billion in assets at June 30, 2026, up 13.9% from a year earlier. It holds common equity equal to 11.65% of its risk-weighted assets, lower than about three-quarters of the 895 banks with $1 billion to $10 billion in assets (median 13.52%). It also grew deposits 13.9% over the year, about triple the median of 5.1% for banks its size.
Earnings jumped: net income for the quarter was $6.3 million, 83% above the same quarter a year earlier. Problem loans roughly halved over the year: loans on nonaccrual or 90 or more days past due, net of government guarantees are down to 0.42% of loans from 0.97%. Funding is the softer spot: it pays an average of 2.58% on its deposits and borrowings, higher than about three-quarters of banks its size (median 2.01%).
As of June 30, 2026, Susser Bank reported a CET1 capital ratio of 11.65%, a return on assets of 0.90%, a nonperforming-loan ratio of 0.42% and a Texas ratio of 3.02%. The figures come from its call report filed with the FFIEC.
Susser Bank ranks as the 32nd largest of the 346 banks based in Texas, by total assets at Q2 2026. Between Q1 2026 and Q2 2026, its total assets rose 3.0% to $2.99B, loans rose 4.4% and deposits rose 3.3%. Its loan book on June 30, 2026 was led by commercial and industrial loans, at 28.8% of total loans, followed by non-owner-occupied commercial real estate loans at 18.3%. Its 11 offices in the FDIC Summary of Deposits are in 10 cities in TX; its Arlington 2 offices book 23% of its branch deposits. By the capital ratios in its Q2 2026 call report, Susser Bank meets every capital ratio test for well capitalized.
Headquarters Profile
- Address
- 4020 Maple Ave, Dallas, TX 75219
- County
- Dallas
- Metro Area
- Dallas-Fort Worth-Arlington, TX
- Charter
- Commercial bank, state charter, Fed member, FRB-supervised
- Primary Regulator
- Federal Reserve
- FDIC Region
- Dallas (Region 13)
- Federal Reserve member
- Yes
- Federal Reserve district
- District 11, Dallas
- Fiduciary (trust) powers
- —
- Call Report form
- FFIEC 041
- Established
- January 1, 1959
- Former names
- Affiliated Bank, National Association (2018-2020); Affiliated Bank (2001-2018)
- Domestic offices
- 11 FDIC institution directory, current count
- Employees (FTE)
- 266
- Domestic deposits
- $2.66B
- Allowance for credit losses
- $29.8M
- Net charge-offs (YTD)
- $85K
- Average total assets
- $2.81B
- Average total loans
- $2.18B
- Average interest-bearing deposits
- $2.00B
- Tax status
- C corporation
- Ownership
- Stock
- Community bank
- No
- FDIC-insured since
- June 1, 1998
- FDIC Cert
- 34885
- Fed RSSD
- 965789
- Website
- www.susserbank.com/ →
- Parent Holding Company
- SUSSER BANC HOLDINGS CORPORATION (RSSD 3823291)
- Ultimate Parent
- SBH MANAGER, LLC (RSSD 5189450)
Profitability
Q2 annualizedCapital & Liquidity
Balance Sheet
Income Statement
Operating & Funding
Ratios tagged annualized use the Q2 income alone. The UBPR and FDIC annualize the year to date instead. FDIC BankFind divides by the average of quarter-end total assets, the UBPR by RC-K average assets. The YTD margin is the UBPR's tax-equivalent figure over its own average earning assets; FDIC BankFind's margin is not tax-equivalent. How we compute these figures
Quarterly trends
Over the 12 quarters to Q2 2026, Susser Bank's total assets ran between $2.12B (Q3 2023) and $2.99B (Q2 2026), and it earned a profit in all 12 quarters. The line under each chart compares Q2 2026 with Q2 2025. How these charts are built
$2.99B total assets against $2.63B; $2.68B total liabilities against $2.35B.
$2.19B net loans and leases against $1.94B; $2.66B total deposits against $2.34B.
$100.2M securities against $131.3M; $609.6M cash and balances due against $464.9M.
$42.2M total interest income against $41.5M; $15.9M total interest expense against $17.6M.
$26.3M net interest income against $23.9M.
$2.1M total noninterest income against $1.6M; $17.5M total noninterest expense against $15.3M.
$2.8M provision for credit losses against $5.7M.
$6.3M net income against $3.5M.
0.90% return on assets against 0.54%; 3.83% net interest margin against 3.83%.
11.65% CET1 capital ratio against 11.27%; 10.10% tier 1 leverage ratio against 9.79%.
Inside the full Susser Bank terminal
21 quarters of trends · 8 tabs · peer percentiles · watchlist alerts
Unlock this bank, freeWatch flags
Automated conditions triggered on this bank's latest filing. Advisory only; see the source metric pages for full context. Each flag is tagged Regulatory when it cites an official supervisory threshold, or BRR analysis when it's our own band, informed by our data and models.
Commercial real estate loans are between 200% and 300% of total capital, approaching the 2006 interagency guidance threshold of 300% that triggers heightened supervisory attention. BankRegReports early-warning band below the 300% guidance.
Susser Bank rankings
Its closest position to the top of a national ranking is 420 of 4,196, for total assets; its furthest is 1,816 of 2,134, for CET1 ratio.
Metric pages for Susser Bank: Uninsured deposits.
Quarterly trend: last 8 quarters
From Q3 2024 to Q2 2026, its return on assets ran from 0.54% (Q2 2025) to 1.34% (Q3 2025) and its net interest margin ran from 3.59% (Q1 2026) to 3.91% (Q3 2025).
| Quarter | CET1 | ROA | NPL | Texas | NIM |
|---|---|---|---|---|---|
| Q2 2026 | 11.65% | 0.90% | 0.42% | 3.02% | 3.83% |
| Q1 2026 | 12.06% | 1.02% | 0.58% | 4.15% | 3.59% |
| Q4 2025 | 11.66% | 0.97% | 0.92% | 6.57% | 3.62% |
| Q3 2025 | 11.67% | 1.34% | 0.81% | 5.69% | 3.91% |
| Q2 2025 | 11.27% | 0.54% | 0.97% | 8.39% | 3.83% |
| Q1 2025 | 11.14% | 1.00% | 1.16% | 9.88% | 3.67% |
| Q4 2024 | 11.18% | 0.97% | 0.67% | 7.09% | 3.67% |
| Q3 2024 | 11.44% | 0.68% | 0.65% | 5.67% | 3.78% |
Swipe the table sideways to see every column.
Branch Network
View all 11 branches → Branch count from the FDIC Summary of Deposits, June 30, 2026. The domestic office count above is the FDIC's current figure, so the two can differ.
| Branch | Location | ZIP | Deposits |
|---|---|---|---|
| Houston Branch | Houston , TX | 77056 | $542.7M |
| Susser Bank (main office) | Dallas , TX | 75219 | $503.3M |
| Matlock Branch | Arlington , TX | 76015 | $401.9M |
| Austin Branch | Austin , TX | 78746 | $305.6M |
| Bedford Branch | Bedford , TX | 76021 | $210.1M |
| Arlington Branch | Arlington , TX | 76015 | $204.8M |
| Fort Worth Hulen Branch | Fort Worth , TX | 76109 | $162.8M |
| San Antonio Branch | San Antonio , TX | 78209 | $145.6M |
| Round Rock - I-35 Branch | Round Rock , TX | 78681 | $101.2M |
| Plano Branch | Plano , TX | 75024 | $56.5M |
| Garland Branch | Garland , TX | 75043 | $27.8M |
Regulatory record
Facts as filed or published, not a rating.
- Deposit market share
- 0.2% of deposits in TX, rank 52 of 441 institutions
- Period: June 30, 2026. Source: FDIC Summary of Deposits.
- Mortgage lending (HMDA)
- 467 applications, 337 loans originated, $181.7M originated, across 16 states
- Period: Calendar year 2025. Source: FFIEC HMDA loan application register.
- SBA 7(a) lending
- 10 loans, $7.7M approved, $772K average. 0.00% of that year's loans have since been charged off
- Period: Federal fiscal year 2025 (October to September). Source: SBA 7(a) and 504 loan data (FOIA).
- Not on file
- Enforcement actions, Consumer complaints, CFPB enforcement, CRA examination rating. No record from these sources, which is not the same as a clean record. Sources
Add this badge to your website
Free to use. It shows Susser Bank’s latest filed figures and updates each quarter.
Similar banks
Compare Susser Bank with peers
Frequently asked about Susser Bank
What are Susser Bank's total assets?
As of the Q2 2026 filing, Susser Bank reported total assets of $2.99 billion in its FFIEC call report.
Where is Susser Bank headquartered?
It is headquartered in Dallas, TX, United States.
When was Susser Bank founded?
It was established in 1959, per the FDIC institution directory.
Is Susser Bank FDIC-insured?
Yes. It is an FDIC-insured commercial bank (FDIC Certificate #34885). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category, per FDIC rules.
Who regulates Susser Bank?
Susser Bank's primary federal regulator is the Federal Reserve.
What is Susser Bank's CET1 capital ratio?
It reported a Common Equity Tier 1 (CET1) capital ratio of 11.65% in its Q2 2026 call report, above regulatory requirements.
How many branches does Susser Bank operate?
It operates 11 domestic offices, per the FDIC institution directory. That count includes administrative and limited-service offices as well as full-service branches.
What is Susser Bank's Texas Ratio?
Its Texas Ratio is 3.02% in its Q2 2026 call report, within the healthy range (at or below 50%, the level at which problem assets reach half of the capital cushion). The Texas Ratio measures non-performing assets against the bank's capital and reserves.
What was Susser Bank previously called?
The charter now named Susser Bank has also operated as Affiliated Bank, National Association (2018-2020), Affiliated Bank (2001-2018), per FDIC structure-change records.
Go deeper on Susser Bank.
Get an email when Susser Bank files its next call report, and benchmark it against any peer you choose.
Unlock Susser Bank, freeFree account