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Susser Bank: Uninsured Deposit Ratio

43.42% Ranks #214 of 980 U.S. banks · 78th percentile

Data as of · sourced from FFIEC call reports. How we update

Susser Bank reported an uninsured deposit ratio of 43.42% as of Q2 2026, ranking #214 of 980 U.S. banks (78th percentile). That is up 10.23 percentage points from 33.19% a year earlier, and above the 30.89% median of the 815 Large Community Banks ($1B–$10B in assets). Uninsured deposits (those above the $250K FDIC insurance threshold) have economic incentive to flee at the first sign of trouble. The risk Silicon Valley Bank's failure brought to national attention.

12-Quarter Trend

Q3 2023 Q2 2026 (latest)
Q2 2026 43.42%
Q1 2026 41.90%
Q4 2025 41.02%
Q3 2025 41.22%
Q2 2025 33.19%
Q1 2025 34.40%
Q4 2024 39.17%
Q3 2024 38.35%
Q2 2024 38.34%
Q1 2024 35.52%
Q4 2023 39.63%
Q3 2023 39.81%

National Context

Latest value 43.42%
National rank#214 of 980
Percentile 78th
12-quarter low33.19%
12-quarter high43.42%
Full rankingView leaderboard

What is the Uninsured Deposit Ratio?

The Uninsured Deposit Ratio measures deposits above the $250K FDIC insurance threshold as a percentage of total deposits. Made infamous by the Silicon Valley Bank failure in 2023, it captures deposit base run-risk.

Most US community banks report uninsured deposit ratios between 20% and 50%. Above 60% warrants attention. The bank is exposed to run-risk in a crisis scenario. SVB at failure reported uninsured deposits over 90% of total.

Full definition & formula →

Frequently asked questions

What is Susser Bank's Uninsured Deposit Ratio?

Susser Bank's Uninsured Deposit Ratio was 43.42% as of Q2 2026, ranking #214 of 980 U.S. banks.

What is the Uninsured Deposit Ratio?

The Uninsured Deposit Ratio measures deposits above the $250K FDIC insurance threshold as a percentage of total deposits. Made infamous by the Silicon Valley Bank failure in 2023, it captures deposit base run-risk.

Source: FFIEC call reports, standardized by BankRegReports. Values are point-in-time as filed. See the full Susser Bank profile or how this data updates. The figures come from the bank's call report.

Regulator records: FDIC BankFind (cert 34885) · FFIEC NIC profile (RSSD 965789)