Susser Bank: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks Susser Bank of Dallas, TX against its peer group of 941 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 0.90% | 1.34% | -0.44% | 21st bottom |
| ROAE | 8.32% | 12.34% | -4.02% | 20th bottom |
| Net Interest Margin | 3.83% | 3.83% | +0.00% | 58th above |
| Efficiency Ratio | 61.07% | 58.97% | +2.10% | 40th below |
| PPNR / Avg Assets | 1.55% | — | — | 38th below |
| Yield on Earning Assets | 6.14% | 5.71% | +0.43% | 81st top |
| Cost of Funds | 2.58% | 2.02% | +0.56% | 19th bottom |
| Net Interest Spread | 3.20% | — | — | 59th above |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans | 0.42% | 0.87% | -0.45% | 58th above |
| NPA / Total Assets | 0.31% | — | — | 60th above |
| NCO / Avg Loans | 0.02% | 0.43% | -0.41% | 57th above |
| ACL / Total Loans | 1.35% | — | — | 75th top |
| ACL / NPLs (Coverage) | 321.76% | — | — | 66th above |
| Texas Ratio | 3.02% | 5.48% | -2.46% | 57th above |
| Provision / NCO | 3363.10% | — | — | — |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| CET1 Ratio | 11.65% | 14.99% | -3.34% | 18th bottom |
| Tier 1 Ratio | 11.65% | 15.02% | -3.37% | 17th bottom |
| Total Capital Ratio | 12.90% | — | — | 20th bottom |
| Leverage Ratio | 10.10% | 11.11% | -1.01% | 39th below |
| Equity / Assets | 10.26% | 11.02% | -0.76% | 48th below |
| TCE / Tangible Assets | 9.38% | — | — | 41st below |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 83.24% | 86.99% | -3.75% | 63rd above |
| Core Deposit Ratio | 95.99% | 85.57% | +10.42% | 90th top |
| Uninsured Deposit Ratio | 43.42% | 33.19% | +10.23% | 20th bottom |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | 13.91% | — | — | 84th top |
| Loan Growth (Y/Y) | 12.83% | — | — | 80th top |
| Deposit Growth (Y/Y) | 13.92% | — | — | 84th top |
See Susser Bank's peers by name
The 941 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock Susser Bank, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full Susser Bank profile, how to read a UBPR, or how this data updates. For every peer by name over many quarters, with each ratio broken into its filed parts, open the Susser Bank peer analysis.