Susser Bank: Yields and Funding Costs
Data as of · Call Report Schedules RI and RC-K How we update
What the bank earns on its assets, what it pays for its funding, and the spread between them. Net interest margin is the output of the two: it is the engine of earnings for almost every commercial bank.
Compared with Q1 2026, Net interest margin rose 0.24 percentage points in Q2 2026 to 3.83%, the biggest move on this page. Susser Bank ranks 220th of 345 Texas banks on net interest margin, in the lower half at 3.83% (Q2 2026). The median for banks in the $1B-10B asset tier is 3.71% on net interest margin. Susser Bank sits 0.12 points higher, at 3.83% (Q2 2026).
Asset yields
| Line item | Q2 2026 |
|---|---|
| Yield on earning assets | 6.14% |
| Yield on loans | 6.82% |
| Yield on securities | 2.94% |
Funding costs
| Line item | Q2 2026 |
|---|---|
| Cost of funds | 2.58% |
| Cost of interest-bearing deposits | 2.94% |
| Cost of interest-bearing liabilities | 2.94% |
| Cost of borrowings | 0.00% |
Spread and margin
| Line item | Q2 2026 |
|---|---|
| Net interest margin | 3.83% |
| Yield to cost spread | 3.20% |
Interest income and expense
| Line item | Q2 2026 |
|---|---|
| Interest income on loans | $37.2M |
| Total interest expense | $15.9M |
| Interest expense on deposits | $15.9M |
Yields and Funding Costs trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Yields and Funding Costs by quarter
| Quarter | Yield on earning assets | Cost of funds | Net interest margin | Loans | Securities |
|---|---|---|---|---|---|
| Q3 2023 | 6.61% | 3.39% | 3.48% | 7.34% | 2.23% |
| Q4 2023 | 6.58% | 3.40% | 3.38% | 7.29% | 2.64% |
| Q1 2024 | 6.86% | 3.49% | 3.65% | 7.62% | 2.98% |
| Q2 2024 | 6.98% | 3.53% | 3.79% | 7.66% | 3.15% |
| Q3 2024 | 7.08% | 3.60% | 3.78% | 7.81% | 3.23% |
| Q4 2024 | 6.75% | 3.38% | 3.67% | 7.46% | 3.28% |
| Q1 2025 | 6.49% | 3.15% | 3.67% | 7.16% | 3.29% |
| Q2 2025 | 6.66% | 3.16% | 3.83% | 7.30% | 3.28% |
| Q3 2025 | 6.74% | 3.13% | 3.91% | 7.51% | 3.15% |
| Q4 2025 | 6.24% | 2.92% | 3.62% | 7.11% | 2.93% |
| Q1 2026 | 5.98% | 2.66% | 3.59% | 6.80% | 2.83% |
| Q2 2026 | 6.14% | 2.58% | 3.83% | 6.82% | 2.94% |
Susser Bank yields and funding costs, all the way back
Yields and Funding Costs back to 2001 · peer percentiles on every line item · Excel export
Unlock Susser Bank, freeSource: Call Report Schedules RI and RC-K, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Susser Bank profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 34885) · FFIEC NIC profile (RSSD 965789)