TBK Bank, SSB
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Data as of · sourced from FFIEC call reports. How we update
TBK Bank, SSB is an FDIC-insured savings bank headquartered in Dallas, TX, established in 1981 (FDIC certificate 23498), and it is supervised by the FDIC. At Q2 2026 it reported total assets of $7.40B, up 13.9% from Q2 2025, the 15th largest of 346 banks headquartered in Texas. Its CET1 capital ratio was 11.36% at Q2 2026, above regulatory requirements.
- Charter
- Savings bank
- Regulator
- FDIC
- Deposit insurance
- FDIC
- FDIC certificate
- 23498
- Headquarters
- Dallas, TX
- Established
- 1981
- Total assets, Q2 2026
- $7.40B
- Assets vs Q2 2025
- +13.9%
- CET1 ratio, Q2 2026
- 11.36%
- Domestic offices
- 64 FDIC institution directory, current count
- Routing number
- 111909579
- Holding company
- TRIUMPH FINANCIAL, INC.
- Asset rank in state
- 15th of 346 in Texas
TBK Bank, SSB, based in Dallas, Texas, reported $7.4 billion in assets at June 30, 2026, up 13.9% from a year earlier. It returns 5.0% a year on shareholders' equity, about a third the median of 12.6% for the 895 banks with $1 billion to $10 billion in assets. It also spends about 81 cents to bring in each dollar of revenue, higher than about 9 in 10 banks its size (median 58 cents).
Earnings jumped: net income for the quarter was $13 million, 104% above the same quarter a year earlier. Over the same year, loans grew 10.5% and deposits grew 19.8%. Credit is the area to watch: it carries problem assets equal to 13.0% of the capital and reserves that would absorb them, 3.6 times the median of 3.6% for banks its size.
As of June 30, 2026, TBK Bank, SSB reported a CET1 capital ratio of 11.36%, a return on assets of 0.73%, a nonperforming-loan ratio of 1.65% and a Texas ratio of 12.99%. The figures come from its call report filed with the FFIEC.
By total assets at Q2 2026, TBK Bank, SSB is the 15th largest of the 346 banks headquartered in Texas. Between Q1 2026 and Q2 2026, its total assets rose 7.7% to $7.40B, loans rose 5.5% and deposits rose 9.0%. The largest part of its loan book on June 30, 2026 was commercial and industrial loans, at 59.1% of total loans, ahead of loans to nondepository financial institutions at 19.3%. The FDIC Summary of Deposits lists 62 offices for it, in 53 cities across 6 states; its Dallas 2 offices book 62% of its branch deposits. By the capital ratios in its Q2 2026 call report, TBK Bank, SSB meets every capital ratio test for well capitalized.
Headquarters Profile
- Address
- 12700 Park Central Dr, Dallas, TX 75251
- County
- Dallas
- Metro Area
- Dallas-Fort Worth-Arlington, TX
- Charter
- State-chartered stock savings bank, FDIC-supervised
- Primary Regulator
- FDIC
- FDIC Region
- Dallas (Region 13)
- Federal Reserve member
- —
- Federal Reserve district
- District 11, Dallas
- Fiduciary (trust) powers
- Full trust powers granted
- Call Report form
- FFIEC 041
- Established
- July 15, 1981
- Former names
- Triumph Savings Bank, SSB (2010-2015); Equity Bank,SSB (2004-2010)
- Domestic offices
- 64 FDIC institution directory, current count
- Employees (FTE)
- 1,459
- Domestic deposits
- $6.23B
- Allowance for credit losses
- $34.8M
- Net charge-offs (YTD)
- $3.6M
- Average total assets
- $7.26B
- Average total loans
- $5.27B
- Average interest-bearing deposits
- $2.51B
- Tax status
- C corporation
- Ownership
- Stock
- Community bank
- No
- FDIC-insured since
- July 15, 1981
- FDIC Cert
- 23498
- Fed RSSD
- 766164
- SEC CIK
- 1539638 → filed by TRIUMPH FINANCIAL, INC.
- Website
- www.tbkbank.com →
- Parent Holding Company
- TRIUMPH FINANCIAL, INC. (RSSD 3233126) · TFIN
Management
Senior officers at parent holding company, from SEC Form 3/4/5 disclosures
| Name | Role | Title |
|---|---|---|
| Aaron P Graft | CEO | President & CEO |
| Todd Ritterbusch | PRES | President - TBK Bank, SSB |
| William B. Voss | CFO | Chief Financial Officer |
| Schreyer Edward Joseph | COO | EVP, Chief Operating Officer |
| Adam D Nelson | GC | EVP and General Counsel |
Profitability
Q2 annualizedCapital & Liquidity
Balance Sheet
Income Statement
Operating & Funding
Ratios tagged annualized use the Q2 income alone. The UBPR and FDIC annualize the year to date instead. FDIC BankFind divides by the average of quarter-end total assets, the UBPR by RC-K average assets. The YTD margin is the UBPR's tax-equivalent figure over its own average earning assets; FDIC BankFind's margin is not tax-equivalent. How we compute these figures
Quarterly trends
TBK Bank, SSB's total assets moved between a low of $5.35B (Q4 2023) and a high of $7.40B (Q2 2026) from Q3 2023 to Q2 2026, and it earned a profit in all 12 quarters. The line under each chart compares Q2 2026 with Q2 2025. How these charts are built
$7.40B total assets against $6.49B; $6.34B total liabilities against $5.49B.
$5.44B net loans and leases against $4.92B; $6.23B total deposits against $5.20B.
$272.7M securities against $396.8M; $896.6M cash and balances due against $282.2M.
$124.5M total interest income against $109.2M; $24.1M total interest expense against $18.8M.
$100.5M net interest income against $90.3M.
$21.4M total noninterest income against $19.1M; $100.7M total noninterest expense against $99.8M.
$2.8M provision for credit losses against -$605K.
$13.2M net income against $6.4M.
0.73% return on assets against 0.40%; 6.16% net interest margin against 6.45%.
11.36% CET1 capital ratio against 10.90%; 9.91% tier 1 leverage ratio against 10.30%.
Inside the full TBK Bank, SSB terminal
21 quarters of trends · 8 tabs · peer percentiles · watchlist alerts
Unlock this bank, freeTBK Bank, SSB rankings
Its closest position to the top of a national ranking is 208 of 4,196, for total assets; its furthest is 3,270 of 3,606, for efficiency ratio.
Quarterly trend: last 8 quarters
From Q3 2024 to Q2 2026, its return on assets ran from 0.15% (Q1 2025) to 1.29% (Q4 2025) and its net interest margin ran from 6.02% (Q1 2026) to 6.95% (Q3 2024).
| Quarter | CET1 | ROA | NPL | Texas | NIM |
|---|---|---|---|---|---|
| Q2 2026 | 11.36% | 0.73% | 1.65% | 12.99% | 6.16% |
| Q1 2026 | 11.54% | 0.52% | 1.77% | 15.06% | 6.02% |
| Q4 2025 | 11.77% | 1.29% | 1.18% | 10.25% | 6.45% |
| Q3 2025 | 11.17% | 0.24% | 1.36% | 10.60% | 6.38% |
| Q2 2025 | 10.90% | 0.40% | 1.59% | 12.73% | 6.45% |
| Q1 2025 | 14.00% | 0.15% | 2.11% | 12.73% | 6.44% |
| Q4 2024 | 14.17% | 0.46% | 2.52% | 14.88% | 6.76% |
| Q3 2024 | 15.08% | 0.56% | 2.67% | 14.65% | 6.95% |
Swipe the table sideways to see every column.
Branch Network
View all 62 branches → Branch count from the FDIC Summary of Deposits, June 30, 2026. The domestic office count above is the FDIC's current figure, so the two can differ.
| Branch | Location | ZIP | Deposits |
|---|---|---|---|
| TBK Bank, SSB (main office) | Dallas , TX | 75251 | $3.37B |
| Sherry Lane Branch | Dallas , TX | 75225 | $483.8M |
| Durango Branch | Durango , CO | 81301 | $242.4M |
| Grants Branch | Grants , NM | 87020 | $162.1M |
| Bettendorf Branch | Bettendorf , IA | 52722 | $123.6M |
| Elgin Branch | Elgin , IL | 60124 | $99.9M |
| 30 North 4th Branch | Brighton , CO | 80601 | $93.7M |
| Keenesburg Branch | Keenesburg , CO | 80643 | $82.9M |
| Bayfield Office Branch | Bayfield , CO | 81122 | $71.5M |
| Morrison Branch | Morrison , IL | 61270 | $52.8M |
| 42nd St. Branch | East Moline , IL | 61244 | $52.1M |
| Brighton Bromley Lane Branch | Brighton , CO | 80601 | $48.5M |
| Stratton Branch | Stratton , CO | 80836 | $46.3M |
| 6171 North Washington Branch | Denver , CO | 80216 | $44.8M |
| Mead Branch | Mead , CO | 80542 | $44.0M |
| Carbon Valley Branch | Dacono , CO | 80514 | $43.3M |
| Jersey Ridge Branch | Davenport , IA | 52807 | $42.4M |
| Buena Vista Branch | Buena Vista , CO | 81211 | $41.9M |
| Strasburg Branch | Strasburg , CO | 80136 | $41.7M |
| Pagosa Springs Branch | Pagosa Springs , CO | 81147 | $40.5M |
| Fairplay Branch | Fairplay , CO | 80440 | $40.1M |
| La Salle Branch | La Salle , CO | 80645 | $39.6M |
| Hudson Branch | Hudson , CO | 80642 | $38.6M |
| Fortino Branch | Pueblo , CO | 81008 | $38.2M |
| 1523 Eighth Street Branch | East Moline , IL | 61244 | $37.2M |
Events & Regulatory History
Mergers, charter changes, enforcement actions, FDIC assistance, and (if applicable) failure events recorded against this institution. Click a year to see what else was happening across US banking that year.
| Date | Category | Event | Source |
|---|---|---|---|
| January 1, 2025 | Structure Change | Acquired Triumph Financial Services LLC Charter Discontinued (Merger or Purchase & Assumption) for the acquired bank | FFIEC NIC |
| September 8, 2018 | Merger | Participated in Absorption/Consolidation/Merger | FDIC |
| September 8, 2018 | Structure Change | Acquired The First National Bank of Durango Charter Discontinued (Merger or Purchase & Assumption) for the acquired bank | FFIEC NIC |
| December 9, 2017 | Merger | Participated in Absorption/Consolidation/Merger | FDIC |
| December 9, 2017 | Structure Change | Acquired Valley Bank & Trust Charter Discontinued (Merger or Purchase & Assumption) for the acquired bank | FFIEC NIC |
| August 1, 2016 | Merger | Participated in Absorption/Consolidation/Merger | FDIC |
| August 1, 2016 | Structure Change | Acquired Colorado East Bank & Trust Charter Discontinued (Merger or Purchase & Assumption) for the acquired bank | FFIEC NIC |
| October 1, 2015 | Merger | Participated in Absorption/Consolidation/Merger | FDIC |
| October 1, 2015 | Structure Change | Acquired Triumph Community Bank, National Association Charter Discontinued (Merger or Purchase & Assumption) for the acquired bank | FFIEC NIC |
Sourced from the bank event history (FDIC, Federal Reserve NIC, OCC, and OTS). Showing the most recent 9 events.
Regulatory record
Facts as filed or published, not a rating.
- Deposit market share
- 0.2% of deposits in TX, rank 42 of 441 institutions
- Period: June 30, 2026. Source: FDIC Summary of Deposits.
- Mortgage lending (HMDA)
- 284 applications, 106 loans originated, $41.7M originated, across 9 states
- Period: Calendar year 2025. Source: FFIEC HMDA loan application register.
- SBA 7(a) lending
- 1 loans, $486K approved, $486K average. 0.00% of that year's loans have since been charged off
- Period: Federal fiscal year 2023 (October to September). Source: SBA 7(a) and 504 loan data (FOIA).
- Not on file
- Enforcement actions, Consumer complaints, CFPB enforcement, CRA examination rating. No record from these sources, which is not the same as a clean record. Sources
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Frequently asked about TBK Bank, SSB
What are TBK Bank, SSB's total assets?
As of the Q2 2026 filing, TBK Bank, SSB reported total assets of $7.40 billion in its FFIEC call report.
Where is TBK Bank, SSB headquartered?
It is headquartered in Dallas, TX, United States.
When was TBK Bank, SSB founded?
It was established in 1981, per the FDIC institution directory.
Is TBK Bank, SSB FDIC-insured?
Yes. It is an FDIC-insured savings bank (FDIC Certificate #23498). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category, per FDIC rules.
Who regulates TBK Bank, SSB?
TBK Bank, SSB's primary federal regulator is the FDIC.
What is TBK Bank, SSB's CET1 capital ratio?
It reported a Common Equity Tier 1 (CET1) capital ratio of 11.36% in its Q2 2026 call report, above regulatory requirements.
How many branches does TBK Bank, SSB operate?
It operates 64 domestic offices, per the FDIC institution directory. That count includes administrative and limited-service offices as well as full-service branches.
What is TBK Bank, SSB's Texas Ratio?
Its Texas Ratio is 12.99% in its Q2 2026 call report, within the healthy range (at or below 50%, the level at which problem assets reach half of the capital cushion). The Texas Ratio measures non-performing assets against the bank's capital and reserves.
What was TBK Bank, SSB previously called?
The charter now named TBK Bank, SSB has also operated as Triumph Savings Bank, SSB (2010-2015), Equity Bank,SSB (2004-2010), per FDIC structure-change records.
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