TBK Bank, SSB: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks TBK Bank, SSB of Dallas, TX against its peer group of 931 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 0.73% | 1.44% | -0.71% | 16th bottom |
| ROAE | 5.02% | 12.51% | -7.49% | 11th bottom |
| Net Interest Margin | 6.16% | 3.84% | +2.32% | 98th top |
| Efficiency Ratio | 80.60% | 58.85% | +21.75% | 7th bottom |
| PPNR / Avg Assets | 1.17% | 1.78% | -0.61% | 21st bottom |
| Yield on Earning Assets | 7.64% | 5.71% | +1.93% | 97th top |
| Cost of Funds | 1.62% | 2.03% | -0.41% | 74th above |
| Net Interest Spread | 3.88% | 3.18% | +0.70% | 88th top |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans | 3.13% | 0.96% | +2.17% | 5th bottom |
| NPA / Total Assets | 2.32% | 0.75% | +1.57% | 5th bottom |
| NCO / Avg Loans Ahead of the peer average, behind the median peer. | 0.13% | 0.31% | -0.18% | 24th bottom |
| ACL / Total Loans | 0.63% | 1.25% | -0.62% | 7th bottom |
| ACL / NPLs (Coverage) | 20.29% | 699.59% | -679.30% | 1st bottom |
| Texas Ratio | 24.81% | 7.14% | +17.67% | 4th bottom |
| Provision / NCO | 51.95% | 815.54% | -763.59% | 19th bottom |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| CET1 Ratio | 11.36% | 17.41% | -6.05% | 15th bottom |
| Tier 1 Ratio | 11.36% | 17.45% | -6.09% | 15th bottom |
| Total Capital Ratio | 11.97% | 18.51% | -6.54% | 9th bottom |
| Leverage Ratio | 9.91% | 11.60% | -1.69% | 34th below |
| Equity / Assets | 14.28% | 11.33% | +2.95% | 91st top |
| TCE / Tangible Assets | 9.40% | 10.65% | -1.25% | 41st below |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit Behind the peer average, ahead of the median peer. | 87.92% | 86.35% | +1.57% | 51st above |
| Core Deposit Ratio | 94.96% | 85.55% | +9.41% | 85th top |
| Uninsured Deposit Ratio | 26.37% | 32.72% | -6.35% | 67th above |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | 13.94% | 10.45% | +3.49% | 85th top |
| Loan Growth (Y/Y) | 10.47% | 7.99% | +2.48% | 74th above |
| Deposit Growth (Y/Y) | 19.79% | 7.97% | +11.82% | 90th top |
See TBK Bank, SSB's peers by name
The 931 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock TBK Bank, SSB, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full TBK Bank, SSB profile, how to read a UBPR, or how this data updates.