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Texas Capital Bank

DALLAS, TXRegionalEst. Oct 3, 1997FDIC #34383RSSD #2618780FED
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Texas Capital Bank is a regional commercial bank serving Texas and adjacent markets, with headquarters in Dallas. As of Q1 2026, the bank held approximately $33.2B in total assets and $29.1B in deposits. Earnings are mid-range — 1.00% ROA and a 3.45% net interest margin. Capital cushions are healthy: 13.18% CET1, 11.91% Tier 1 leverage. Credit metrics are in line with industry norms — 0.73% NPL ratio. It operates 10 branches, primarily in Texas.

Headquarters Profile

Address
2000 Mckinney Ave, DALLAS, TX 75201
County
Dallas
Metro Area
DALLAS-FORT WORTH-ARLINGTON, TX
Charter
Commercial bank, state charter, Fed member, FRB-supervised
Primary Regulator
FED
Fed District
13
Established
October 3, 1997
Branches
10 domestic
Employees (FTE)
1758
FDIC Cert
34383
Fed RSSD
2618780

Management

Senior officers at parent holding company — SEC Form 3/4/5 disclosures

NameRoleTitle
Jones George F JrCEOChief Executive Officer
Bartholow Peter BCFOChief Financial Officer
Cargill C KeithCOOPresident, COO and CLO
Ackerson Vince A.PRESDallas Regional President
Assets
$33.2B
Deposits
$29.1B
Loans
$25.2B
Equity
$3.6B

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Quarterly trend — last 6 quarters

Quarter-over-quarter movement in the five most-watched ratios. Sourced from the bank's own FFIEC call report filings.

QuarterCET1ROANPLTexasNIM
2026-03-3113.18%1.00%0.73%5.18%3.45%
2025-12-3113.01%1.29%0.57%4.06%3.45%
2025-09-3012.53%1.33%0.47%3.09%3.53%
2025-06-3011.81%1.03%0.60%4.12%3.37%
2025-03-3111.90%0.69%0.66%4.29%3.19%
2024-12-3112.75%0.94%0.70%4.16%3.02%

Branch Network

Every branch from the FDIC Summary of Deposits — mapped, and listed with the deposits booked at each location.

BranchLocationZIPDeposits
Loading branches…

Frequently asked about Texas Capital Bank

What are Texas Capital Bank's total assets?

As of the Q1 2026 filing, Texas Capital Bank reported total assets of $33.21 billion in its most recent FFIEC call report. All figures come directly from the bank's quarterly Schedule RC filing.

Where is Texas Capital Bank headquartered?

Texas Capital Bank is headquartered in DALLAS, TX, United States. It files quarterly FFIEC call reports as required of all FDIC-insured commercial banks.

When was Texas Capital Bank founded?

Texas Capital Bank was established in 1997, per the FDIC institution directory.

Is Texas Capital Bank FDIC-insured?

Yes. Texas Capital Bank is an FDIC-insured commercial bank (FDIC Certificate #34383). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category, per FDIC rules.

Who regulates Texas Capital Bank?

Texas Capital Bank's primary federal regulator is the FED. All FDIC-insured banks also report to the FDIC and, depending on charter, the Federal Reserve.

What is Texas Capital Bank's CET1 capital ratio?

Texas Capital Bank reported a Common Equity Tier 1 (CET1) capital ratio of 13.18% in its most recent quarterly filing — comfortably above the 7% well-capitalized regulatory floor.

How many branches does Texas Capital Bank operate?

Texas Capital Bank operates 10 domestic branches, per the most recent FDIC Summary of Deposits filing.

What is Texas Capital Bank's Texas Ratio?

Texas Capital Bank's Texas Ratio is 5.18% — within the healthy range (under 25%). The Texas Ratio measures non-performing assets against the bank's capital and reserves; see our /glossary/texas-ratio/ page for the full definition.

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