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Pegasus Bank

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Dallas, TX $1B to $10B in assets Est. January 24, 2007 FDIC #58483 RSSD #3465392 Routing #111025466 Federal Reserve

Data as of · sourced from FFIEC call reports. How we update

Pegasus Bank is an FDIC-insured commercial bank headquartered in Dallas, TX, established in 2007 (FDIC certificate 58483), and it is supervised by the Federal Reserve. At Q2 2026 it reported total assets of $1.46B, up 2.8% from Q2 2025, the 65th largest of 346 banks headquartered in Texas. Its CET1 capital ratio was 16.40% at Q2 2026, comfortably above the 7% level required once the capital conservation buffer is included.

Charter
Commercial bank
Regulator
Federal Reserve
Deposit insurance
FDIC
FDIC certificate
58483
Headquarters
Dallas, TX
Established
2007
Total assets, Q2 2026
$1.46B
Assets vs Q2 2025
+2.8%
CET1 ratio, Q2 2026
16.40%
Domestic offices
3 FDIC institution directory, current count
Routing number
111025466
Holding company
BANCFIRST CORPORATION
Asset rank in state
65th of 346 in Texas
Assets
$1.46B
Deposits
$1.27B
Loans
$923.5M
Equity
$165.1M

Pegasus Bank runs leaner than most banks of its size. Its balance sheet stood at $1.5 billion at June 30, 2026, up 2.8% from a year earlier; it is based in Dallas, Texas. It spends about 40 cents to bring in each dollar of revenue, lower than about 9 in 10 of the 895 banks with $1 billion to $10 billion in assets (median 58 cents). On the other hand, it holds about two-thirds of its deposits (69%) above the FDIC insurance limit, about double the median of 30.9% for banks its size.

Loans are outrunning deposits: over the year loans rose 4.1% and deposits rose 0.5%.

As of June 30, 2026, Pegasus Bank reported a CET1 capital ratio of 16.40%, a return on assets of 1.74%, a nonperforming-loan ratio of 0.00% and a Texas ratio of 0.00%. The figures come from its call report filed with the FFIEC.

Of the 346 banks headquartered in Texas, Pegasus Bank is the 65th largest by total assets at Q2 2026. Between Q1 2026 and Q2 2026, its total assets fell 2.5% to $1.46B, loans fell 2.5% and deposits fell 2.6%. Commercial and industrial loans made up 31.6% of its total loans on June 30, 2026, its largest category; next came non-owner-occupied commercial real estate loans at 17.0%. Its 3 offices in the FDIC Summary of Deposits are in Dallas, TX. On its Q2 2026 call report, Pegasus Bank meets every capital ratio test for well capitalized.

Headquarters Profile

Address
4515 W Mockingbird Ln, Dallas, TX 75209
County
Dallas
Metro Area
Dallas-Fort Worth-Arlington, TX
Charter
Commercial bank, state charter, Fed member, FRB-supervised
Primary Regulator
Federal Reserve
FDIC Region
Dallas (Region 13)
Federal Reserve member
Yes
Federal Reserve district
District 11, Dallas
Fiduciary (trust) powers
—
Call Report form
FFIEC 041
Established
January 24, 2007
Domestic offices
3 FDIC institution directory, current count
Employees (FTE)
77
Domestic deposits
$1.27B
Allowance for credit losses
$11.3M
Net charge-offs (YTD)
$0
Average total assets
$1.46B
Average total loans
$948.7M
Average interest-bearing deposits
$897.0M
Tax status
C corporation
Ownership
Stock
Community bank
No
FDIC-insured since
January 24, 2007
FDIC Cert
58483
Fed RSSD
3465392
SEC CIK
760498 → filed by BANCFIRST CORPORATION
Parent Holding Company
BANCFIRST CORPORATION (RSSD 1133286) · BANF

Management

Senior officers at parent holding company, from SEC Form 3/4/5 disclosures

Name Role Title
Jason A Carroll CRO Chief Risk Officer
John K Slay Jr CCO Chief Credit Officer

Profitability

Q2 annualized
Return on Assets1.74%YTD 1.63%
Return on Equity15.25%YTD 14.58%
Net Interest Margin3.74%YTD 3.62%

Balance Sheet

Total liabilities$1.29B
Cash & balances due$403.8M
Securities, available-for-sale$92.8M
Securities, held-to-maturity$0
Goodwill & intangibles$0

Income Statement

Net income Q2$6.3M
Net interest income YTD$26.1M
Total interest income YTD$39.9M
Total interest expense YTD$13.8M
Provision for credit losses YTD$417K

Operating & Funding

Total noninterest income YTD$1.3M
Total noninterest expense YTD$11.7M

Ratios tagged annualized use the Q2 income alone. The UBPR and FDIC annualize the year to date instead. FDIC BankFind divides by the average of quarter-end total assets, the UBPR by RC-K average assets. The YTD margin is the UBPR's tax-equivalent figure over its own average earning assets; FDIC BankFind's margin is not tax-equivalent. How we compute these figures

Quarterly trends

Pegasus Bank's total assets moved between a low of $1.21B (Q4 2023) and a high of $1.54B (Q4 2025) from Q3 2023 to Q2 2026, and it earned a profit in all 12 quarters. The line under each chart compares Q2 2026 with Q2 2025. How these charts are built

Total assets and total liabilities

$1.46B total assets against $1.42B; $1.29B total liabilities against $1.27B.

Loans and leases against deposits

$912.2M net loans and leases against $877.5M; $1.27B total deposits against $1.27B.

Securities and cash

$92.8M securities against $124.5M; $403.8M cash and balances due against $387.4M.

Interest income against interest expense

$20.0M total interest income against $20.3M; $6.7M total interest expense against $7.7M.

Net interest income

$13.3M net interest income against $12.6M.

Noninterest income against noninterest expense

$577K total noninterest income against $760K; $5.6M total noninterest expense against $5.7M.

Provision for credit losses

$224K provision for credit losses against $111K.

Net income

$6.3M net income against $6.0M.

Return on assets and net interest margin

1.74% return on assets against 1.70%; 3.74% net interest margin against 3.65%.

CET1 and Tier 1 leverage ratios

16.40% CET1 capital ratio against 15.83%; 11.41% tier 1 leverage ratio against 10.78%.

Inside the full Pegasus Bank terminal

21 quarters of trends · 8 tabs · peer percentiles · watchlist alerts

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Watch flags

Automated conditions triggered on this bank's latest filing. Advisory only; see the source metric pages for full context. Each flag is tagged Regulatory when it cites an official supervisory threshold, or BRR analysis when it's our own band, informed by our data and models.

Uninsured deposits at 69.4% of total, meaningful run-risk exposure BRR analysis What does this mean? →

More than half of deposits are uninsured (above the $250K FDIC threshold). Worth understanding the depositor concentration in stressed scenarios. BankRegReports early-warning band.

Quarterly trend: last 8 quarters

From Q3 2024 to Q2 2026, its return on assets ran from 1.49% (Q4 2025) to 1.74% (Q2 2026) and its net interest margin ran from 3.51% (Q1 2026) to 3.89% (Q3 2024).

Quarter CET1 ROA NPL Texas NIM
Q2 2026 16.40% 1.74% 0.00% 0.00% 3.74%
Q1 2026 16.51% 1.51% 0.00% 0.00% 3.51%
Q4 2025 15.87% 1.49% 0.00% 0.00% 3.52%
Q3 2025 15.55% 1.65% 0.00% 0.00% 3.67%
Q2 2025 15.83% 1.70% 0.00% 0.00% 3.65%
Q1 2025 15.63% 1.67% 0.01% 0.08% 3.72%
Q4 2024 15.11% 1.65% 0.01% 0.08% 3.84%
Q3 2024 14.78% 1.70% 0.01% 0.08% 3.89%

Swipe the table sideways to see every column.

Branch Network

View all 3 branches → Branch count from the FDIC Summary of Deposits, June 30, 2026. The domestic office count above is the FDIC's current figure, so the two can differ.

1–3 of 3
Branch Location ZIP Deposits
Pegasus Bank (main office) Dallas , TX 75209 $739.8M
Forest Lane Branch Dallas , TX 75230 $317.4M
Knox Street Branch Dallas , TX 75205 $214.3M

Regulatory record

Facts as filed or published, not a rating.

Deposit market share
<0.1% of deposits in TX, rank 93 of 441 institutions
Period: June 30, 2026. Source: FDIC Summary of Deposits.
Mortgage lending (HMDA)
19 applications, 19 loans originated, $22.6M originated, across 3 states
Period: Calendar year 2025. Source: FFIEC HMDA loan application register.
Consumer complaints
26 complaints in the last 4 full quarters. Raw counts, not adjusted for size
Period: 2025-Q4 to 2026-Q3. Source: CFPB consumer complaint database.
Not on file
Enforcement actions, SBA 7(a) lending, CFPB enforcement, CRA examination rating. No record from these sources, which is not the same as a clean record. Sources

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Pegasus Bank: regulatory capital profile · BankRegReports

Frequently asked about Pegasus Bank

What are Pegasus Bank's total assets?

As of the Q2 2026 filing, Pegasus Bank reported total assets of $1.46 billion in its FFIEC call report.

Where is Pegasus Bank headquartered?

It is headquartered in Dallas, TX, United States.

When was Pegasus Bank founded?

It was established in 2007, per the FDIC institution directory.

Is Pegasus Bank FDIC-insured?

Yes. It is an FDIC-insured commercial bank (FDIC Certificate #58483). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category, per FDIC rules.

Who regulates Pegasus Bank?

Pegasus Bank's primary federal regulator is the Federal Reserve.

What is Pegasus Bank's CET1 capital ratio?

It reported a Common Equity Tier 1 (CET1) capital ratio of 16.40% in its Q2 2026 call report, comfortably above the 7% level required once the capital conservation buffer is included.

How many branches does Pegasus Bank operate?

It operates 3 domestic offices, per the FDIC institution directory. That count includes administrative and limited-service offices as well as full-service branches.

What is Pegasus Bank's Texas Ratio?

Its Texas Ratio is 0.00% in its Q2 2026 call report, within the healthy range (at or below 50%, the level at which problem assets reach half of the capital cushion). The Texas Ratio measures non-performing assets against the bank's capital and reserves.

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