Pegasus Bank: Regulatory Capital
Data as of · Call Report Schedule RC-R How we update
The regulatory capital stack and the risk-weighted assets it is measured against. A bank is well capitalized at 6.5% CET1, 8% Tier 1 and 10% total risk-based capital; the conservation buffer effectively lifts CET1 to 7%.
Accumulated other comprehensive income climbed 14.6% in Q2 2026, from -$1.3M to -$1.1M. It was the largest change from Q1 2026 among the key lines here. Within Texas, Pegasus Bank is 99th of 184 on CET1 ratio, 16.40% as of Q2 2026, below the middle of the field. Pegasus Bank reported 16.40% on CET1 ratio for Q2 2026, 2.92 points above the 13.48% median for banks in the $1B-10B asset tier.
Risk-based capital ratios
| Line item | Q2 2026 |
|---|---|
| Common equity Tier 1 ratio | 16.40% |
| Tier 1 risk-based capital ratio | 16.40% |
| Total risk-based capital ratio | 17.51% |
| Tier 1 leverage ratio | 11.41% |
The leverage ratio is measured against average total assets, not risk-weighted assets, so it will normally sit well below the risk-based ratios. Equal values would indicate a reporting error.
Capital amounts
| Line item | Q2 2026 |
|---|---|
| Common equity Tier 1 capital | $166.2M |
| Tier 1 capital | $166.2M |
| Total risk-based capital | $177.5M |
| Total equity capital | $165.1M |
| Risk-weighted assets | $1.01B |
Capital adequacy
| Line item | Q2 2026 |
|---|---|
| Equity capital to total assets | 11.32% |
| Tangible equity to tangible assets | 11.32% |
| Equity capital to average assets | 11.33% |
| Internal capital growth rate | -6.36% |
Capital structure
| Line item | Q2 2026 |
|---|---|
| Common stock | $10.7M |
| Common stock surplus | $47.8M |
| Retained earnings | $107.7M |
| Preferred stock and surplus | $0 |
| Accumulated other comprehensive income | -$1.1M |
| Subordinated notes and debentures | $0 |
Regulatory Capital trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Regulatory Capital by quarter
| Quarter | CET1 | Tier 1 RBC | Total RBC | Tier 1 leverage | Risk-weighted assets |
|---|---|---|---|---|---|
| Q3 2023 | 17.10% | 17.10% | 18.16% | 11.26% | $792.4M |
| Q4 2023 | 15.92% | 15.92% | 16.98% | 10.56% | $821.3M |
| Q1 2024 | 15.86% | 15.86% | 17.11% | 10.64% | $840.9M |
| Q2 2024 | 14.86% | 14.86% | 15.85% | 10.59% | $906.7M |
| Q3 2024 | 14.78% | 14.78% | 15.77% | 10.55% | $950.9M |
| Q4 2024 | 15.11% | 15.11% | 16.12% | 10.75% | $967.6M |
| Q1 2025 | 15.63% | 15.63% | 16.66% | 11.11% | $964.4M |
| Q2 2025 | 15.83% | 15.83% | 16.88% | 10.78% | $952.2M |
| Q3 2025 | 15.55% | 15.55% | 16.58% | 10.68% | $1.01B |
| Q4 2025 | 15.87% | 15.87% | 16.93% | 10.23% | $1.03B |
| Q1 2026 | 16.51% | 16.51% | 17.60% | 11.27% | $1.02B |
| Q2 2026 | 16.40% | 16.40% | 17.51% | 11.41% | $1.01B |
Pegasus Bank regulatory capital, all the way back
Regulatory Capital back to 2001 · peer percentiles on every line item · Excel export
Unlock Pegasus Bank, freeSource: Call Report Schedule RC-R, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Pegasus Bank profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 58483) · FFIEC NIC profile (RSSD 3465392)