Pegasus Bank: Yields and Funding Costs
Data as of · Call Report Schedules RI and RC-K How we update
What the bank earns on its assets, what it pays for its funding, and the spread between them. Net interest margin is the output of the two: it is the engine of earnings for almost every commercial bank.
Yield on securities rose 0.66 percentage points from Q1 2026 to Q2 2026, ending at 2.61% against 1.95%. It was the largest change among the key lines on this page. Pegasus Bank ranks 238th of 345 Texas banks on net interest margin, in the lower half at 3.74% (Q2 2026). The median for banks in the $1B-10B asset tier is 3.71% on net interest margin; Pegasus Bank reported 3.74% for Q2 2026, nearly level with it.
Asset yields
| Line item | Q2 2026 |
|---|---|
| Yield on earning assets | 5.64% |
| Yield on loans | — |
| Yield on securities | — |
Funding costs
| Line item | Q2 2026 |
|---|---|
| Cost of funds | 2.07% |
| Cost of interest-bearing deposits | 2.92% |
| Cost of interest-bearing liabilities | 2.95% |
| Cost of borrowings | 4.78% |
Spread and margin
| Line item | Q2 2026 |
|---|---|
| Net interest margin | 3.74% |
| Yield to cost spread | 2.69% |
Interest income and expense
| Line item | Q2 2026 |
|---|---|
| Interest income on loans | $15.9M |
| Total interest expense | $6.7M |
| Interest expense on deposits | $6.5M |
Yields and Funding Costs trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Yields and Funding Costs by quarter
| Quarter | Yield on earning assets | Cost of funds | Net interest margin |
|---|---|---|---|
| Q3 2023 | 6.12% | 2.49% | 3.82% |
| Q4 2023 | 6.23% | 2.75% | 3.71% |
| Q1 2024 | 6.12% | 2.84% | 3.51% |
| Q2 2024 | 6.22% | 2.88% | 3.61% |
| Q3 2024 | 6.48% | 2.74% | 3.89% |
| Q4 2024 | 6.17% | 2.52% | 3.84% |
| Q1 2025 | 5.87% | 2.32% | 3.72% |
| Q2 2025 | 5.89% | 2.40% | 3.65% |
| Q3 2025 | 5.97% | 2.50% | 3.67% |
| Q4 2025 | 5.65% | 2.40% | 3.52% |
| Q1 2026 | 5.45% | 2.13% | 3.51% |
| Q2 2026 | 5.64% | 2.07% | 3.74% |
Pegasus Bank yields and funding costs, all the way back
Yields and Funding Costs back to 2001 · peer percentiles on every line item · Excel export
Unlock Pegasus Bank, freeSource: Call Report Schedules RI and RC-K, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Pegasus Bank profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 58483) · FFIEC NIC profile (RSSD 3465392)