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BanksAmerican Bank, N.A.

American Bank, N.A.

DALLAS, TXMediumEst. May 2, 1974FDIC #21567RSSD #494654OCC
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American Bank, N.A. is a locally rooted FDIC-insured community bank based in Dallas, TX. The Q1 2026 balance sheet stands at $723M in assets, including $549M in loans. Profitability is strong — 1.80% ROA, paired with 16.72% ROE and a 4.86% net interest margin. Under the simplified Community Bank Leverage Ratio framework, leverage of 10.77% exceeds the 9% CBLR threshold. Credit metrics are pristine, with nonperforming loans at just 0.26%. It operates 3 branches, primarily in Texas.

Headquarters Profile

Address
2707 W Northwest Hwy, DALLAS, TX 75220
County
Dallas
Metro Area
DALLAS-FORT WORTH-ARLINGTON, TX
Charter
Commercial bank, national (federal) charter, Fed member, OCC-supervised
Primary Regulator
OCC
Fed District
13
Established
May 2, 1974
Branches
3 domestic
Employees (FTE)
54
FDIC Cert
21567
Fed RSSD
494654
Assets
$723M
Deposits
$611M
Loans
$549M
Equity
$76M

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Quarterly trend — last 6 quarters

Quarter-over-quarter movement in the five most-watched ratios. Sourced from the bank's own FFIEC call report filings.

QuarterCET1ROANPLTexasNIM
2026-03-311.80%0.26%1.75%4.86%
2025-12-311.55%0.20%1.40%5.17%
2025-09-301.72%0.14%1.04%5.04%
2025-06-301.75%0.13%1.15%4.88%
2025-03-311.58%0.08%0.75%5.23%
2024-12-311.58%0.10%3.18%5.05%

Branch Network

Every branch from the FDIC Summary of Deposits — mapped, and listed with the deposits booked at each location.

BranchLocationZIPDeposits
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Frequently asked about American Bank, N.A.

What are American Bank, N.A.'s total assets?

As of the Q1 2026 filing, American Bank, N.A. reported total assets of $722.7 million in its most recent FFIEC call report. All figures come directly from the bank's quarterly Schedule RC filing.

Where is American Bank, N.A. headquartered?

American Bank, N.A. is headquartered in DALLAS, TX, United States. It files quarterly FFIEC call reports as required of all FDIC-insured commercial banks.

When was American Bank, N.A. founded?

American Bank, N.A. was established in 1974, per the FDIC institution directory.

Is American Bank, N.A. FDIC-insured?

Yes. American Bank, N.A. is an FDIC-insured commercial bank (FDIC Certificate #21567). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category, per FDIC rules.

Who regulates American Bank, N.A.?

American Bank, N.A.'s primary federal regulator is the OCC. All FDIC-insured banks also report to the FDIC and, depending on charter, the Federal Reserve.

How many branches does American Bank, N.A. operate?

American Bank, N.A. operates 3 domestic branches, per the most recent FDIC Summary of Deposits filing.

What is American Bank, N.A.'s Texas Ratio?

American Bank, N.A.'s Texas Ratio is 1.75% — within the healthy range (under 25%). The Texas Ratio measures non-performing assets against the bank's capital and reserves; see our /glossary/texas-ratio/ page for the full definition.

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