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Dominion Bank

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Dallas, TX $100M to $1B in assets Est. August 1, 1911 FDIC #11934 RSSD #404653 Routing #113113923 FDIC

Data as of · sourced from FFIEC call reports. How we update

Dominion Bank is an FDIC-insured commercial bank headquartered in Dallas, TX, established in 1911 (FDIC certificate 11934), and it is supervised by the FDIC. At Q2 2026 it reported total assets of $647.4M, up 3.7% from Q2 2025, the 134th largest of 346 banks headquartered in Texas. Its CET1 capital ratio was 13.08% at Q2 2026, comfortably above the 7% level required once the capital conservation buffer is included.

Charter
Commercial bank
Regulator
FDIC
Deposit insurance
FDIC
FDIC certificate
11934
Headquarters
Dallas, TX
Established
1911
Total assets, Q2 2026
$647.4M
Assets vs Q2 2025
+3.7%
CET1 ratio, Q2 2026
13.08%
Domestic offices
5 FDIC institution directory, current count
Routing number
113113923
Latest call report
Q2 2026, FFIEC 051 · Dominion Bank call report
Holding company
DOMINION BANCSHARES, INC.
Asset rank in state
134th of 346 in Texas
Assets
$647.4M
Deposits
$569.9M
Loans
$508.1M
Equity
$71.6M

Problem loans are rising at Dominion Bank. The Dallas, Texas bank had $647 million in assets at June 30, 2026, up 3.7% from a year earlier. Loans on nonaccrual or 90 or more days past due, net of government guarantees, rose to 0.73% of loans from 0.00% a year earlier. It pays an average of 3.03% on its deposits and borrowings, higher than about 9 in 10 of the 2,660 banks with $100 million to $1 billion in assets (median 1.80%). It also holds commercial real estate loans worth 3.4 times its capital, about triple the median of 1.2 times for banks its size.

The commercial and industrial book ($175 million) is worsening: 3.16% of it is past due or on nonaccrual, up from 1.12% a year earlier. Loans and deposits moved in opposite directions: over the year loans fell 4.1% and deposits rose 3.0%. Its margin is thin by comparison: it keeps 3.33 cents of net interest income on every dollar of earning assets, lower than about three-quarters of banks its size (median 3.95 cents).

As of June 30, 2026, Dominion Bank reported a CET1 capital ratio of 13.08%, a return on assets of 1.13%, a nonperforming-loan ratio of 0.73% and a Texas ratio of 4.90%. The figures come from its call report filed with the FFIEC.

By total assets at Q2 2026, Dominion Bank is the 134th largest of the 346 banks headquartered in Texas. Between Q1 2026 and Q2 2026, its total assets rose 1.9% to $647.4M, loans fell 7.0% and deposits rose 1.9%. Its loan book on June 30, 2026 was led by commercial and industrial loans, at 34.5% of total loans, followed by non-owner-occupied commercial real estate loans at 34.3%. The FDIC Summary of Deposits lists 5 offices for it, in Dallas, TX and Grapeland, TX; its Dallas 3 offices book 94% of its branch deposits. Judged on its Q2 2026 call report, Dominion Bank meets every capital ratio test for well capitalized.

Headquarters Profile

Address
17304 Preston Rd, Dallas, TX 75252
County
Collin
Metro Area
Dallas-Fort Worth-Arlington, TX
Charter
Commercial bank, state charter, Fed non-member, FDIC-supervised
Primary Regulator
FDIC
FDIC Region
Dallas (Region 13)
Federal Reserve member
No
Federal Reserve district
District 11, Dallas
Fiduciary (trust) powers
—
Call Report form
FFIEC 051
Established
August 1, 1911
Domestic offices
5 FDIC institution directory, current count
Employees (FTE)
46
Domestic deposits
$569.9M
Allowance for credit losses
$4.9M
Net charge-offs (YTD)
$0
Average total assets
$632.4M
Average total loans
$527.2M
Average interest-bearing deposits
$465.4M
Tax status
C corporation
Ownership
Stock
Community bank
Yes
FDIC-insured since
January 1, 1934
FDIC Cert
11934
Fed RSSD
404653
SEC CIK
1775359 → filed by DOMINION BANCSHARES, INC.

Profitability

Q2 annualized
Return on Assets1.13%YTD 0.98%
Return on Equity10.13%YTD 8.84%
Net Interest Margin3.33%YTD 3.31%

Balance Sheet

Total liabilities$575.8M
Cash & balances due$128.2M
Securities, available-for-sale$3.9M
Securities, held-to-maturity$0
Goodwill & intangibles$1.1M

Income Statement

Net income Q2$1.8M
Net interest income YTD$10.3M
Total interest income YTD$18.7M
Total interest expense YTD$8.3M
Provision for credit losses YTD$45K

Operating & Funding

Total noninterest income YTD$375K
Total noninterest expense YTD$6.7M

Ratios tagged annualized use the Q2 income alone. The UBPR and FDIC annualize the year to date instead. FDIC BankFind divides by the average of quarter-end total assets, the UBPR by RC-K average assets. The YTD margin is the UBPR's tax-equivalent figure over its own average earning assets; FDIC BankFind's margin is not tax-equivalent. How we compute these figures

Quarterly trends

Over the 12 quarters to Q2 2026, Dominion Bank's total assets ran between $515.1M (Q1 2024) and $662.3M (Q4 2025), and it earned a profit in all 12 quarters. The line under each chart compares Q2 2026 with Q2 2025. How these charts are built

Total assets and total liabilities

$647.4M total assets against $624.0M; $575.8M total liabilities against $558.5M.

Loans and leases against deposits

$503.1M net loans and leases against $525.3M; $569.9M total deposits against $553.4M.

Securities and cash

$3.9M securities against $4.5M; $128.2M cash and balances due against $82.8M.

Interest income against interest expense

$9.4M total interest income against $9.8M; $4.2M total interest expense against $4.4M.

Net interest income

$5.2M net interest income against $5.3M.

Noninterest income against noninterest expense

$270K total noninterest income against $270K; $3.3M total noninterest expense against $3.3M.

Provision for credit losses

-$125K provision for credit losses against $341K.

Net income

$1.8M net income against $1.5M.

Return on assets and net interest margin

1.13% return on assets against 1.01%; 3.33% net interest margin against 3.61%.

CET1 and Tier 1 leverage ratios

13.08% CET1 capital ratio against 11.54%; 11.17% tier 1 leverage ratio against 10.85%.

Inside the full Dominion Bank terminal

21 quarters of trends · 8 tabs · peer percentiles · watchlist alerts

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Watch flags

Automated conditions triggered on this bank's latest filing. Advisory only; see the source metric pages for full context. Each flag is tagged Regulatory when it cites an official supervisory threshold, or BRR analysis when it's our own band, informed by our data and models.

CRE concentration at 336% of capital, above interagency guidance Regulatory What does this mean? →

Commercial real estate loans exceed 300% of total capital, the threshold at which the 2006 interagency guidance flags a bank for heightened supervisory scrutiny. CRE concentration has been the central stress vector for regional banks since 2023. 2006 Interagency CRE Concentration Guidance (SR 07-1).

Quarterly trend: last 8 quarters

Across the 8 quarters to Q2 2026, its return on assets ran from 0.73% (Q4 2025) to 1.13% (Q2 2026) and its net interest margin ran from 3.29% (Q1 2026) to 3.69% (Q3 2024).

Quarter CET1 ROA NPL Texas NIM
Q2 2026 13.08% 1.13% 0.73% 4.90% 3.33%
Q1 2026 11.93% 0.82% 0.68% 5.05% 3.29%
Q4 2025 11.92% 0.73% 0.71% 5.19% 3.36%
Q3 2025 12.21% 1.09% 0.01% 0.05% 3.48%
Q2 2025 11.54% 1.01% 0.00% 0.00% 3.61%
Q1 2025 12.13% 0.80% 0.00% 0.00% 3.38%
Q4 2024 12.24% 1.01% 0.00% 0.00% 3.54%
Q3 2024 12.07% 0.97% 0.00% 0.00% 3.69%

Swipe the table sideways to see every column.

Branch Network

View all 5 branches → Branch count from the FDIC Summary of Deposits, June 30, 2026. The domestic office count above is the FDIC's current figure, so the two can differ.

1–5 of 5
Branch Location ZIP Deposits
Dominion Bank (main office) Dallas , TX 75252 $292.6M
Sherry Lane Branch Dallas , TX 75225 $243.2M
Grapeland Branch Grapeland , TX 75844 $34.1M
Grapeland Drive Thru Branch Grapeland , TX 75844 $0
North Dallas Branch Dallas , TX 75252 $0

Regulatory record

Facts as filed or published, not a rating.

Deposit market share
<0.1% of deposits in TX, rank 174 of 441 institutions
Period: June 30, 2026. Source: FDIC Summary of Deposits.
SBA 7(a) lending
2 loans, $4.1M approved, $2.1M average. 0.00% of that year's loans have since been charged off
Period: Federal fiscal year 2025 (October to September). Source: SBA 7(a) and 504 loan data (FOIA).
Not on file
Enforcement actions, Mortgage lending (HMDA), Consumer complaints, CFPB enforcement, CRA examination rating. No record from these sources, which is not the same as a clean record. Sources

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Dominion Bank: regulatory capital profile · BankRegReports

Frequently asked about Dominion Bank

What are Dominion Bank's total assets?

As of the Q2 2026 filing, Dominion Bank reported total assets of $647.4 million in its FFIEC call report.

Where is Dominion Bank headquartered?

It is headquartered in Dallas, TX, United States.

When was Dominion Bank founded?

It was established in 1911, per the FDIC institution directory.

Is Dominion Bank FDIC-insured?

Yes. It is an FDIC-insured commercial bank (FDIC Certificate #11934). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category, per FDIC rules.

Who regulates Dominion Bank?

Dominion Bank's primary federal regulator is the FDIC.

What is Dominion Bank's CET1 capital ratio?

It reported a Common Equity Tier 1 (CET1) capital ratio of 13.08% in its Q2 2026 call report, comfortably above the 7% level required once the capital conservation buffer is included.

How many branches does Dominion Bank operate?

It operates 5 domestic offices, per the FDIC institution directory. That count includes administrative and limited-service offices as well as full-service branches.

What is Dominion Bank's Texas Ratio?

Its Texas Ratio is 4.90% in its Q2 2026 call report, within the healthy range (at or below 50%, the level at which problem assets reach half of the capital cushion). The Texas Ratio measures non-performing assets against the bank's capital and reserves.

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