Dominion Bank: Yields and Funding Costs
Data as of · Call Report Schedules RI and RC-K How we update
What the bank earns on its assets, what it pays for its funding, and the spread between them. Net interest margin is the output of the two: it is the engine of earnings for almost every commercial bank.
The biggest quarter-over-quarter change on this page was a small one: Yield on loans edged up 0.10 percentage points between Q1 2026 and Q2 2026, to 6.41%. Dominion Bank ranks 285th of 345 Texas banks on net interest margin, in the lower half at 3.33% (Q2 2026). Dominion Bank reported 3.33% on net interest margin for Q2 2026, 0.62 points below the 3.95% median for banks in the $100M-1B asset tier.
Asset yields
| Line item | Q2 2026 |
|---|---|
| Yield on earning assets | 5.98% |
| Yield on loans | 6.41% |
| Yield on securities | 3.61% |
Funding costs
| Line item | Q2 2026 |
|---|---|
| Cost of funds | 3.03% |
| Cost of interest-bearing deposits | 3.45% |
| Cost of interest-bearing liabilities | 3.45% |
| Cost of borrowings | — |
Spread and margin
| Line item | Q2 2026 |
|---|---|
| Net interest margin | 3.33% |
| Yield to cost spread | 2.53% |
Interest income and expense
| Line item | Q2 2026 |
|---|---|
| Interest income on loans | $8.4M |
| Total interest expense | $4.2M |
| Interest expense on deposits | $4.2M |
Yields and Funding Costs trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Yields and Funding Costs by quarter
| Quarter | Yield on earning assets | Cost of funds | Net interest margin | Loans | Securities |
|---|---|---|---|---|---|
| Q3 2023 | 7.11% | 3.57% | 3.88% | 7.52% | 3.36% |
| Q4 2023 | 7.24% | 3.95% | 3.73% | 7.58% | 3.72% |
| Q1 2024 | 7.13% | 3.98% | 3.57% | 7.47% | 3.46% |
| Q2 2024 | 7.18% | 4.02% | 3.60% | 7.52% | 3.44% |
| Q3 2024 | 7.33% | 4.11% | 3.69% | 7.63% | 3.79% |
| Q4 2024 | 6.87% | 3.76% | 3.54% | 7.19% | 3.73% |
| Q1 2025 | 6.50% | 3.43% | 3.38% | 6.81% | 3.58% |
| Q2 2025 | 6.63% | 3.39% | 3.61% | 6.93% | 3.53% |
| Q3 2025 | 6.58% | 3.45% | 3.48% | 6.99% | 3.85% |
| Q4 2025 | 6.22% | 3.23% | 3.36% | 6.73% | 3.72% |
| Q1 2026 | 5.95% | 2.99% | 3.29% | 6.31% | 3.59% |
| Q2 2026 | 5.98% | 3.03% | 3.33% | 6.41% | 3.61% |
Dominion Bank yields and funding costs, all the way back
Yields and Funding Costs back to 2001 · peer percentiles on every line item · Excel export
Unlock Dominion Bank, freeSource: Call Report Schedules RI and RC-K, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Dominion Bank profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 11934) · FFIEC NIC profile (RSSD 404653)