Dominion Bank: Vital Signs
Data as of · Call Report Schedules RC, RC-N, RC-R and RI How we update
The headline measure from each supervisory category on one page: capital adequacy, asset quality, earnings and liquidity, the same four corners a CAMELS examiner works through.
The standout move of Q2 2026 was in Reserve coverage of non-performing loans: 60.28 percentage points higher than in Q1 2026, at 126.14%. Dominion Bank ranks 237th of 345 Texas banks on return on assets, in the lower half at 1.13% (Q2 2026). Dominion Bank reported 1.13% on return on assets for Q2 2026, 0.12 points below the 1.25% median for banks in the $100M-1B asset tier.
Capital adequacy
| Line item | Q2 2026 |
|---|---|
| CET1 capital ratio | 13.08% |
| Tier 1 risk-based capital ratio | 13.08% |
| Total risk-based capital ratio | 14.03% |
| Tier 1 leverage ratio | 11.17% |
| Equity capital to assets | 11.06% |
| Tangible equity to tangible assets | 10.90% |
Asset quality
| Line item | Q2 2026 |
|---|---|
| Non-performing loans to loans | 0.77% |
| Non-performing assets ratio | 0.60% |
| Net charge-off ratio | 0.00% |
| Texas ratio | 5.17% |
| Allowance for credit losses to loans | 0.97% |
| Reserve coverage of non-performing loans | 126.14% |
Earnings
| Line item | Q2 2026 |
|---|---|
| Return on assets | 1.13% |
| Return on equity | 10.13% |
| Net interest margin | 3.33% |
| Efficiency ratio | 60.49% |
| Yield on earning assets | 5.98% |
| Cost of funds | 3.03% |
Liquidity and funding
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 89.14% |
| Core deposits to total deposits | 95.08% |
| Brokered deposits to total deposits | 0.00% |
| Deposits to assets | 88.04% |
| Securities to assets | 0.60% |
Vital Signs trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Vital Signs by quarter
| Quarter | CET1 | Tier 1 RBC | Total RBC | Tier 1 leverage | ROA |
|---|---|---|---|---|---|
| Q3 2023 | 11.87% | 11.87% | 12.73% | 10.18% | 1.17% |
| Q4 2023 | 12.10% | 12.10% | 12.98% | 10.67% | 1.14% |
| Q1 2024 | 12.20% | 12.20% | 13.06% | 11.03% | 0.89% |
| Q2 2024 | 12.58% | 12.58% | 13.46% | 10.98% | 0.85% |
| Q3 2024 | 12.07% | 12.07% | 12.91% | 11.27% | 0.97% |
| Q4 2024 | 12.24% | 12.24% | 13.06% | 11.13% | 1.01% |
| Q1 2025 | 12.13% | 12.13% | 12.95% | 11.26% | 0.80% |
| Q2 2025 | 11.54% | 11.54% | 12.37% | 10.85% | 1.01% |
| Q3 2025 | 12.21% | 12.21% | 13.03% | 10.57% | 1.09% |
| Q4 2025 | 11.92% | 11.92% | 12.83% | 10.53% | 0.73% |
| Q1 2026 | 11.93% | 11.93% | 12.85% | 10.90% | 0.82% |
| Q2 2026 | 13.08% | 13.08% | 14.03% | 11.17% | 1.13% |
Dominion Bank vital signs, all the way back
Vital Signs back to 2001 · peer percentiles on every line item · Excel export
Unlock Dominion Bank, freeSource: Call Report Schedules RC, RC-N, RC-R and RI, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Dominion Bank profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 11934) · FFIEC NIC profile (RSSD 404653)