Dominion Bank: Loan Portfolio
Data as of · Call Report Schedule RC-C How we update
The loan book by category. Concentration is what supervisors read here: a portfolio weighted heavily toward one collateral type carries that sector's cycle, which is the mechanism behind most community-bank failures.
The standout move of Q2 2026 was in CRE concentration (Tier 1 capital + allowance): 22.63 percentage points lower than in Q1 2026, at 336.27%. Within Texas, Dominion Bank is 57th of 346 on loan-to-deposit ratio, 89.14% as of Q2 2026, above the middle of the field. Dominion Bank reported 89.14% on loan-to-deposit ratio for Q2 2026, 8.30 points above the 80.84% median for banks in the $100M-1B asset tier.
Loan totals
| Line item | Q2 2026 |
|---|---|
| Total loans and leases | $508.1M |
| Net loans and leases | $503.1M |
| Loans held for sale | $0 |
| Loans to total assets | 78.48% |
| Loan-to-deposit ratio | 89.14% |
| Net loans to equity capital | 7.03% |
Portfolio mix (share of total loans)
| Line item | Q2 2026 |
|---|---|
| Commercial real estate (nonfarm nonresidential) | 43.82% |
| Multifamily (5+ residential) | 3.38% |
| Commercial and industrial | 34.53% |
| Consumer | 0.22% |
| Credit cards | 0.00% |
| Farm | 0.49% |
| Loans to depository institutions | 0.00% |
| State and political subdivisions | 0.00% |
Concentration measures
| Line item | Q2 2026 |
|---|---|
| CRE concentration (Tier 1 capital + allowance) | 336.27% |
| Construction concentration (Tier 1 capital + allowance) | 82.20% |
Supervisory definition (FFIEC UBPR page 7B): construction and land development, multifamily, non-owner-occupied nonfarm nonresidential and unsecured CRE loans, over Tier 1 capital plus the allowance for credit losses. Owner-occupied CRE and farmland are excluded. The 2006 interagency guidance flags CRE above 300% of capital, or construction and development above 100%, for heightened supervisory scrutiny. These are screening thresholds, not limits.
Loan earnings
| Line item | Q2 2026 |
|---|---|
| Yield on loans | — |
| Interest income on loans | $8.4M |
Loan Portfolio trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Loan Portfolio by quarter
| Quarter | Total loans | Total deposits | Commercial real estate | Commercial and industrial | Consumer |
|---|---|---|---|---|---|
| Q3 2023 | $439.6M | $453.8M | 43.73% | 38.25% | 0.26% |
| Q4 2023 | $444.4M | $471.2M | 47.39% | 34.24% | 0.23% |
| Q1 2024 | $451.0M | $450.5M | 47.63% | 34.64% | 0.29% |
| Q2 2024 | $447.7M | $462.2M | 49.52% | 29.47% | 0.29% |
| Q3 2024 | $477.1M | $482.3M | 53.78% | 29.50% | 0.27% |
| Q4 2024 | $473.4M | $501.0M | 52.72% | 30.11% | 0.26% |
| Q1 2025 | $489.3M | $507.7M | 51.94% | 31.98% | 0.25% |
| Q2 2025 | $529.7M | $553.4M | 48.65% | 36.13% | 0.21% |
| Q3 2025 | $510.3M | $563.6M | 48.87% | 32.54% | 0.24% |
| Q4 2025 | $526.3M | $588.4M | 44.60% | 34.78% | 0.21% |
| Q1 2026 | $546.3M | $559.3M | 42.85% | 35.33% | 0.22% |
| Q2 2026 | $508.1M | $569.9M | 43.82% | 34.53% | 0.22% |
Dominion Bank loan portfolio, all the way back
Loan Portfolio back to 2001 · peer percentiles on every line item · Excel export
Unlock Dominion Bank, freeSource: Call Report Schedule RC-C, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Dominion Bank profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 11934) · FFIEC NIC profile (RSSD 404653)