Dominion Bank: Liquidity and Borrowings
Data as of · Call Report Schedules RC and RC-M How we update
Cash, the assets that can be turned into cash, and the borrowed money standing behind the deposit base. Heavy reliance on non-core wholesale funding is what turns a deposit outflow into a forced sale of securities.
Loans and leases to core deposits dropped 9.14 percentage points in Q2 2026, from 102.90% to 93.76%. It was the largest change from Q1 2026 among the key lines here. Within Texas, Dominion Bank is 57th of 346 on loan-to-deposit ratio, 89.14% as of Q2 2026, above the middle of the field. The median for banks in the $100M-1B asset tier is 80.84% on loan-to-deposit ratio. Dominion Bank sits 8.30 points higher, at 89.14% (Q2 2026).
Liquid assets
| Line item | Q2 2026 |
|---|---|
| Cash and balances due from depository institutions | $128.2M |
| Cash and noninterest-bearing balances to assets | — |
| Cash and securities | $132.2M |
| Fed funds sold and reverse repos | $0 |
| Fed funds sold and reverse repos to assets | 0.00% |
Borrowed funds
| Line item | Q2 2026 |
|---|---|
| Fed funds purchased and repos | $0 |
| Other borrowed money | $0 |
| Subordinated notes and debentures | $0 |
| Other borrowed money to assets | 0.00% |
| Trading liabilities | $0 |
Funding structure
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 89.14% |
| Net loans and leases to deposits | 88.28% |
| Loans and leases to core deposits | 93.76% |
| Core deposits to total deposits | 95.08% |
| Brokered deposits to total deposits | 0.00% |
Liquidity and Borrowings trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Liquidity and Borrowings by quarter
| Quarter | Loan-to-deposit | Core deposits share | Fed funds purchased and repos | Other borrowed money |
|---|---|---|---|---|
| Q3 2023 | 96.88% | 95.32% | $0 | $2.0M |
| Q4 2023 | 94.32% | 95.47% | $0 | $0 |
| Q1 2024 | 100.11% | 95.04% | $0 | $0 |
| Q2 2024 | 96.85% | 95.74% | $0 | $0 |
| Q3 2024 | 98.92% | 95.90% | $0 | $0 |
| Q4 2024 | 94.49% | 95.81% | $0 | $0 |
| Q1 2025 | 96.38% | 95.78% | $0 | $0 |
| Q2 2025 | 95.72% | 92.08% | $0 | $0 |
| Q3 2025 | 90.55% | 95.09% | $0 | $0 |
| Q4 2025 | 89.45% | 95.01% | $0 | $0 |
| Q1 2026 | 97.66% | 94.91% | $0 | $0 |
| Q2 2026 | 89.14% | 95.08% | $0 | $0 |
Dominion Bank liquidity and borrowings, all the way back
Liquidity and Borrowings back to 2001 · peer percentiles on every line item · Excel export
Unlock Dominion Bank, freeSource: Call Report Schedules RC and RC-M, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Dominion Bank profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 11934) · FFIEC NIC profile (RSSD 404653)