Dominion Bank: Regulatory Capital
Data as of · Call Report Schedule RC-R How we update
The regulatory capital stack and the risk-weighted assets it is measured against. A bank is well capitalized at 6.5% CET1, 8% Tier 1 and 10% total risk-based capital; the conservation buffer effectively lifts CET1 to 7%.
Retained earnings climbed 8.4% in Q2 2026, from $21.2M to $23.0M. It was the largest change from Q1 2026 among the key lines here. Dominion Bank ranks 156th of 184 Texas banks on CET1 ratio, in the lower half at 13.08% (Q2 2026). The median for banks in the $100M-1B asset tier is 15.07% on CET1 ratio. Dominion Bank sits 1.99 points lower, at 13.08% (Q2 2026).
Risk-based capital ratios
| Line item | Q2 2026 |
|---|---|
| Common equity Tier 1 ratio | 13.08% |
| Tier 1 risk-based capital ratio | 13.08% |
| Total risk-based capital ratio | 14.03% |
| Tier 1 leverage ratio | 11.17% |
The leverage ratio is measured against average total assets, not risk-weighted assets, so it will normally sit well below the risk-based ratios. Equal values would indicate a reporting error.
Capital amounts
| Line item | Q2 2026 |
|---|---|
| Common equity Tier 1 capital | $70.5M |
| Tier 1 capital | $70.5M |
| Total risk-based capital | $75.7M |
| Total equity capital | $71.6M |
| Risk-weighted assets | $539.2M |
Capital adequacy
| Line item | Q2 2026 |
|---|---|
| Equity capital to total assets | 11.06% |
| Tangible equity to tangible assets | 10.90% |
| Equity capital to average assets | 11.32% |
| Internal capital growth rate | 10.26% |
Capital structure
| Line item | Q2 2026 |
|---|---|
| Common stock | $96K |
| Common stock surplus | $48.6M |
| Retained earnings | $23.0M |
| Preferred stock and surplus | $0 |
| Accumulated other comprehensive income | -$87K |
| Subordinated notes and debentures | $0 |
Regulatory Capital trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Regulatory Capital by quarter
| Quarter | CET1 | Tier 1 RBC | Total RBC | Tier 1 leverage | Risk-weighted assets |
|---|---|---|---|---|---|
| Q3 2023 | 11.87% | 11.87% | 12.73% | 10.18% | $465.5M |
| Q4 2023 | 12.10% | 12.10% | 12.98% | 10.67% | $469.3M |
| Q1 2024 | 12.20% | 12.20% | 13.06% | 11.03% | $475.3M |
| Q2 2024 | 12.58% | 12.58% | 13.46% | 10.98% | $470.0M |
| Q3 2024 | 12.07% | 12.07% | 12.91% | 11.27% | $500.7M |
| Q4 2024 | 12.24% | 12.24% | 13.06% | 11.13% | $505.5M |
| Q1 2025 | 12.13% | 12.13% | 12.95% | 11.26% | $519.2M |
| Q2 2025 | 11.54% | 11.54% | 12.37% | 10.85% | $558.7M |
| Q3 2025 | 12.21% | 12.21% | 13.03% | 10.57% | $542.3M |
| Q4 2025 | 11.92% | 11.92% | 12.83% | 10.53% | $565.3M |
| Q1 2026 | 11.93% | 11.93% | 12.85% | 10.90% | $575.8M |
| Q2 2026 | 13.08% | 13.08% | 14.03% | 11.17% | $539.2M |
Dominion Bank regulatory capital, all the way back
Regulatory Capital back to 2001 · peer percentiles on every line item · Excel export
Unlock Dominion Bank, freeSource: Call Report Schedule RC-R, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Dominion Bank profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 11934) · FFIEC NIC profile (RSSD 404653)