The First National Bank of Jeanerette
Also written as FNB of Jeanerette
BankRegReports is independent of The First National Bank of Jeanerette and never asks for online banking logins or passwords.
Data as of · sourced from FFIEC call reports. How we update
The First National Bank of Jeanerette is an FDIC-insured commercial bank headquartered in Jeanerette, LA, established in 1905 (FDIC certificate 4290), and it is supervised by the OCC. At Q2 2026 it reported total assets of $646.5M, up 10.6% from Q2 2025, the 31st largest of 102 banks headquartered in Louisiana. Its CET1 capital ratio was 12.05% at Q2 2026, above regulatory requirements.
- Charter
- Commercial bank
- Regulator
- OCC
- Deposit insurance
- FDIC
- FDIC certificate
- 4290
- Headquarters
- Jeanerette, LA
- Established
- 1905
- Total assets, Q2 2026
- $646.5M
- Assets vs Q2 2025
- +10.6%
- CET1 ratio, Q2 2026
- 12.05%
- Domestic offices
- 10 FDIC institution directory, current count
- Routing number
- 065200984
- Latest call report
- Q2 2026, FFIEC 051 · The First National Bank of Jeanerette Q3 2026 call report, filed October 26, 2026 (preliminary)
- Holding company
- JEANERETTE FIRST NATIONAL BANCORP, INC.
- Asset rank in state
- 31st of 102 in Louisiana
The First National Bank of Jeanerette is one of the more profitable banks of its size. The Jeanerette, Louisiana bank had $646 million in assets at June 30, 2026, up 10.6% from a year earlier. It returns 21.9% a year on shareholders' equity, higher than about 9 in 10 of the 2,627 banks with $100 million to $1 billion in assets (median 12.6%). It also grew deposits 13.7% over the year, about triple the median of 4.1% for banks its size. A wide margin does most of the work: it keeps 4.81 cents of net interest income on every dollar of earning assets.
Delinquency has appeared in its $66 million non-owner-occupied commercial real estate book: 3.89% of those loans are past due or on nonaccrual, against almost none a year earlier. Problem loans fell by more than half over the year: loans on nonaccrual or 90 or more days past due, net of government guarantees are down to 0.23% of loans from 0.60%. Where it has less room is capital: it holds common equity equal to 12.05% of its risk-weighted assets, lower than about three-quarters of banks its size (median 15.11%).
As of June 30, 2026, The First National Bank of Jeanerette reported a CET1 capital ratio of 12.05%, a return on assets of 2.11%, a nonperforming-loan ratio of 0.23% and a Texas ratio of 4.62%. The figures come from its call report filed with the FFIEC.
The First National Bank of Jeanerette ranks as the 31st largest of the 102 banks based in Louisiana, by total assets at Q2 2026. Between Q1 2026 and Q2 2026, its total assets rose 1.3% to $646.5M, loans rose 2.7% and deposits rose 0.4%. The largest part of its loan book on June 30, 2026 was 1-4 family residential loans, at 30.7% of total loans, ahead of owner-occupied commercial real estate loans at 19.0%. The FDIC Summary of Deposits lists 10 offices for it, in 9 cities in LA; its Jeanerette 2 offices book 30% of its branch deposits. By the capital ratios in its Q2 2026 call report, The First National Bank of Jeanerette meets every capital ratio test for well capitalized.
Headquarters Profile
- Address
- 1331 Main St, Jeanerette, LA 70544
- County
- Iberia
- Metro Area
- New Iberia, LA
- Charter
- Commercial bank, national (federal) charter, Fed member, OCC-supervised
- Primary Regulator
- OCC
- FDIC Region
- Dallas (Region 13)
- Federal Reserve member
- Yes
- Federal Reserve district
- District 6, Atlanta
- Fiduciary (trust) powers
- —
- Call Report form
- FFIEC 051
- Established
- June 5, 1905
- Domestic offices
- 10 FDIC institution directory, current count
- Employees (FTE)
- 105
- Domestic deposits
- $577.8M
- Allowance for credit losses
- $8.2M
- Net charge-offs (YTD)
- $109K
- Average total assets
- $634.8M
- Average total loans
- $534.9M
- Average interest-bearing deposits
- $442.8M
- Tax status
- Subchapter S
- Ownership
- Stock
- Community bank
- Yes
- FDIC-insured since
- January 1, 1934
- FDIC Cert
- 4290
- Fed RSSD
- 622037
- SEC CIK
- 736966 → filed by JEANERETTE FIRST NATIONAL BANCORP, INC.
- Website
- www.yourfnb.com →
- Parent Holding Company
- JEANERETTE FIRST NATIONAL BANCORP, INC. (RSSD 1085303)
Profitability
Q2 annualizedCapital & Liquidity
Balance Sheet
Income Statement
Operating & Funding
Ratios tagged annualized use the Q2 income alone. The UBPR and FDIC annualize the year to date instead. FDIC BankFind divides by the average of quarter-end total assets, the UBPR by RC-K average assets. The YTD margin is the UBPR's tax-equivalent figure over its own average earning assets; FDIC BankFind's margin is not tax-equivalent. How we compute these figures
Quarterly trends
The First National Bank of Jeanerette's total assets moved between a low of $459.7M (Q2 2024) and a high of $646.5M (Q2 2026) from Q3 2023 to Q2 2026, and it earned a profit in all 12 quarters. The line under each chart compares Q2 2026 with Q2 2025. How these charts are built
$646.5M total assets against $584.6M; $584.3M total liabilities against $531.1M.
$540.9M net loans and leases against $478.9M; $577.8M total deposits against $508.1M.
$52.8M securities against $51.8M; $15.8M cash and balances due against $25.4M.
$10.0M total interest income against $8.9M; $2.8M total interest expense against $2.3M.
$7.2M net interest income against $6.6M.
$527K total noninterest income against $948K; $4.1M total noninterest expense against $3.3M.
$260K provision for credit losses against $330K.
$3.3M net income against $3.9M.
2.11% return on assets against 2.79%; 4.81% net interest margin against 5.01%.
12.05% CET1 capital ratio against 11.59%; 9.96% tier 1 leverage ratio against 9.99%.
Inside the full The First National Bank of Jeanerette terminal
21 quarters of trends · 8 tabs · peer percentiles · watchlist alerts
Unlock this bank, freeWatch flags
Automated conditions triggered on this bank's latest filing. Advisory only; see the source metric pages for full context. Each flag is tagged Regulatory when it cites an official supervisory threshold, or BRR analysis when it's our own band, informed by our data and models.
Commercial real estate loans are between 200% and 300% of total capital, approaching the 2006 interagency guidance threshold of 300% that triggers heightened supervisory attention. BankRegReports early-warning band below the 300% guidance.
The First National Bank of Jeanerette rankings
Its closest position to the top of a national ranking is 388 of 3,611, for ROA; its furthest is 1,690 of 2,134, for CET1 ratio.
Quarterly trend: last 8 quarters
From Q3 2024 to Q2 2026, its return on assets ran from 2.11% (Q2 2026) to 2.79% (Q2 2025) and its net interest margin ran from 4.73% (Q1 2026) to 5.04% (Q4 2025).
| Quarter | CET1 | ROA | NPL | Texas | NIM |
|---|---|---|---|---|---|
| Q2 2026 | 12.05% | 2.11% | 0.23% | 4.62% | 4.81% |
| Q1 2026 | 11.74% | 2.18% | 0.18% | 4.25% | 4.73% |
| Q4 2025 | 12.14% | 2.30% | 0.14% | 4.93% | 5.04% |
| Q3 2025 | 11.71% | 2.56% | 0.30% | 6.37% | 5.03% |
| Q2 2025 | 11.59% | 2.79% | 0.60% | 5.85% | 5.01% |
| Q1 2025 | 11.85% | 2.19% | 0.19% | 4.86% | 4.95% |
| Q4 2024 | 12.35% | 2.19% | 0.32% | 5.95% | 4.83% |
| Q3 2024 | 12.62% | 2.11% | 0.80% | 6.90% | 4.78% |
Swipe the table sideways to see every column.
Branch Network
View all 10 branches → Branch count from the FDIC Summary of Deposits, June 30, 2026. The domestic office count above is the FDIC's current figure, so the two can differ.
| Branch | Location | ZIP | Deposits |
|---|---|---|---|
| The First National Bank of Jeanerette | Jeanerette , LA | 70544 | $171.8M |
| Lafayette Branch | Lafayette , LA | 70508 | $88.1M |
| Baldwin Branch | Baldwin , LA | 70514 | $86.3M |
| Franklin Branch | Franklin , LA | 70538 | $75.2M |
| New Iberia Branch | New Iberia , LA | 70560 | $66.8M |
| Morgan City Branch | Morgan City , LA | 70380 | $41.9M |
| Loreauville Branch | Loreauville , LA | 70552 | $24.3M |
| Scott Branch | Scott , LA | 70583 | $16.2M |
| Youngsville Branch | Youngsville , LA | 70592 | $7.1M |
| Jeanerette Branch | Jeanerette , LA | 70544 | $0 |
Regulatory record
Facts as filed or published, not a rating.
- Deposit market share
- 0.4% of deposits in LA, rank 34 of 118 institutions
- Period: June 30, 2026. Source: FDIC Summary of Deposits.
- Mortgage lending (HMDA)
- 219 applications, 158 loans originated, $38.1M originated, across 1 states
- Period: Calendar year 2025. Source: FFIEC HMDA loan application register.
- SBA 7(a) lending
- 8 loans, $1.1M approved, $132K average. 37.50% of that year's loans have since been charged off
- Period: Federal fiscal year 2010 (October to September). Source: SBA 7(a) and 504 loan data (FOIA).
- Not on file
- Enforcement actions, Consumer complaints, CFPB enforcement, CRA examination rating. No record from these sources, which is not the same as a clean record. Sources
Add this badge to your website
Free to use. It shows The First National Bank of Jeanerette’s latest filed figures and updates each quarter.
Similar banks
Frequently asked about The First National Bank of Jeanerette
What are The First National Bank of Jeanerette's total assets?
As of the Q2 2026 filing, The First National Bank of Jeanerette reported total assets of $646.5 million in its FFIEC call report.
Where is The First National Bank of Jeanerette headquartered?
It is headquartered in Jeanerette, LA, United States.
When was The First National Bank of Jeanerette founded?
It was established in 1905, per the FDIC institution directory.
Is The First National Bank of Jeanerette FDIC-insured?
Yes. It is an FDIC-insured commercial bank (FDIC Certificate #4290). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category, per FDIC rules.
Who regulates The First National Bank of Jeanerette?
The First National Bank of Jeanerette's primary federal regulator is the OCC.
What is The First National Bank of Jeanerette's CET1 capital ratio?
It reported a Common Equity Tier 1 (CET1) capital ratio of 12.05% in its Q2 2026 call report, above regulatory requirements.
How many branches does The First National Bank of Jeanerette operate?
It operates 10 domestic offices, per the FDIC institution directory. That count includes administrative and limited-service offices as well as full-service branches.
What is The First National Bank of Jeanerette's Texas Ratio?
Its Texas Ratio is 4.62% in its Q2 2026 call report, within the healthy range (at or below 50%, the level at which problem assets reach half of the capital cushion). The Texas Ratio measures non-performing assets against the bank's capital and reserves.
Go deeper on The First National Bank of Jeanerette.
Get an email when The First National Bank of Jeanerette files its next call report, and benchmark it against any peer you choose.
Unlock The First National Bank of Jeanerette, freeFree account