The First National Bank of Jeanerette: Regulatory Capital
Data as of · Call Report Schedule RC-R How we update
The regulatory capital stack and the risk-weighted assets it is measured against. A bank is well capitalized at 6.5% CET1, 8% Tier 1 and 10% total risk-based capital; the conservation buffer effectively lifts CET1 to 7%.
The largest change between Q1 2026 and Q2 2026 was in Accumulated other comprehensive income, which rose 4.6% to -$1.1M. On CET1 ratio, The First National Bank of Jeanerette is 3rd from the bottom among 46 Louisiana banks, 12.05% (Q2 2026). The First National Bank of Jeanerette reported 12.05% on CET1 ratio for Q2 2026, 3.02 points below the 15.07% median for banks in the $100M-1B asset tier.
Risk-based capital ratios
| Line item | Q2 2026 |
|---|---|
| Common equity Tier 1 ratio | 12.05% |
| Tier 1 risk-based capital ratio | 12.05% |
| Total risk-based capital ratio | 13.31% |
| Tier 1 leverage ratio | 9.96% |
The leverage ratio is measured against average total assets, not risk-weighted assets, so it will normally sit well below the risk-based ratios. Equal values would indicate a reporting error.
Capital amounts
| Line item | Q2 2026 |
|---|---|
| Common equity Tier 1 capital | $63.2M |
| Tier 1 capital | $63.2M |
| Total risk-based capital | $69.8M |
| Total equity capital | $62.1M |
| Risk-weighted assets | $524.7M |
Capital adequacy
| Line item | Q2 2026 |
|---|---|
| Equity capital to total assets | 9.61% |
| Tangible equity to tangible assets | 9.61% |
| Equity capital to average assets | 9.79% |
| Internal capital growth rate | 13.51% |
Capital structure
| Line item | Q2 2026 |
|---|---|
| Common stock | $300K |
| Common stock surplus | $2.1M |
| Retained earnings | $60.8M |
| Preferred stock and surplus | $0 |
| Accumulated other comprehensive income | -$1.1M |
| Subordinated notes and debentures | $0 |
Regulatory Capital trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Regulatory Capital by quarter
| Quarter | CET1 | Tier 1 RBC | Total RBC | Tier 1 leverage | Risk-weighted assets |
|---|---|---|---|---|---|
| Q3 2023 | 13.56% | 13.56% | 14.82% | 9.98% | $333.6M |
| Q4 2023 | 13.60% | 13.60% | 14.86% | 9.69% | $334.9M |
| Q1 2024 | 13.20% | 13.20% | 14.45% | 9.81% | $360.1M |
| Q2 2024 | 13.47% | 13.47% | 14.73% | 10.35% | $362.8M |
| Q3 2024 | 12.62% | 12.62% | 13.87% | 10.43% | $397.5M |
| Q4 2024 | 12.35% | 12.35% | 13.61% | 9.93% | $413.9M |
| Q1 2025 | 11.85% | 11.85% | 13.10% | 9.96% | $446.7M |
| Q2 2025 | 11.59% | 11.59% | 12.84% | 9.99% | $475.7M |
| Q3 2025 | 11.71% | 11.71% | 12.97% | 9.73% | $488.3M |
| Q4 2025 | 12.14% | 12.14% | 13.40% | 9.60% | $486.9M |
| Q1 2026 | 11.74% | 11.74% | 13.00% | 9.56% | $521.3M |
| Q2 2026 | 12.05% | 12.05% | 13.31% | 9.96% | $524.7M |
The First National Bank of Jeanerette regulatory capital, all the way back
Regulatory Capital back to 2001 · peer percentiles on every line item · Excel export
Unlock The First National Bank of Jeanerette, freeSource: Call Report Schedule RC-R, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full The First National Bank of Jeanerette profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 4290) · FFIEC NIC profile (RSSD 622037)