The First National Bank of Jeanerette: Liquidity and Borrowings
Data as of · Call Report Schedules RC and RC-M How we update
Cash, the assets that can be turned into cash, and the borrowed money standing behind the deposit base. Heavy reliance on non-core wholesale funding is what turns a deposit outflow into a forced sale of securities.
The standout move of Q2 2026 was in Loans and leases to core deposits: 3.32 percentage points higher than in Q1 2026, at 114.86%. The First National Bank of Jeanerette ranks 17th of 103 Louisiana banks on loan-to-deposit ratio, in the upper half at 95.04% (Q2 2026). The First National Bank of Jeanerette reported 95.04% on loan-to-deposit ratio for Q2 2026, 14.20 points above the 80.84% median for banks in the $100M-1B asset tier.
Liquid assets
| Line item | Q2 2026 |
|---|---|
| Cash and balances due from depository institutions | $15.8M |
| Cash and noninterest-bearing balances to assets | — |
| Cash and securities | $68.7M |
| Fed funds sold and reverse repos | $0 |
| Fed funds sold and reverse repos to assets | 0.00% |
Borrowed funds
| Line item | Q2 2026 |
|---|---|
| Fed funds purchased and repos | $3.9M |
| Other borrowed money | $0 |
| Subordinated notes and debentures | $0 |
| Other borrowed money to assets | 0.00% |
| Trading liabilities | $0 |
Funding structure
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 95.04% |
| Net loans and leases to deposits | 93.62% |
| Loans and leases to core deposits | 114.86% |
| Core deposits to total deposits | 82.22% |
| Brokered deposits to total deposits | 0.52% |
Liquidity and Borrowings trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Liquidity and Borrowings by quarter
| Quarter | Loan-to-deposit | Core deposits share | Fed funds purchased and repos | Other borrowed money |
|---|---|---|---|---|
| Q3 2023 | 87.08% | 90.63% | $0 | $30.0M |
| Q4 2023 | 83.53% | 91.17% | $0 | $30.0M |
| Q1 2024 | 90.51% | 90.43% | $0 | $30.0M |
| Q2 2024 | 94.13% | 90.01% | $2.1M | $10.0M |
| Q3 2024 | 94.41% | 86.49% | $0 | $20.0M |
| Q4 2024 | 89.57% | 86.63% | $0 | $0 |
| Q1 2025 | 92.14% | 86.90% | $0 | $0 |
| Q2 2025 | 95.65% | 83.72% | $0 | $20.0M |
| Q3 2025 | 92.29% | 82.74% | $0 | $0 |
| Q4 2025 | 87.88% | 83.42% | $0 | $0 |
| Q1 2026 | 92.86% | 82.21% | $0 | $0 |
| Q2 2026 | 95.04% | 82.22% | $3.9M | $0 |
The First National Bank of Jeanerette liquidity and borrowings, all the way back
Liquidity and Borrowings back to 2001 · peer percentiles on every line item · Excel export
Unlock The First National Bank of Jeanerette, freeSource: Call Report Schedules RC and RC-M, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full The First National Bank of Jeanerette profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 4290) · FFIEC NIC profile (RSSD 622037)