The First National Bank of Jeanerette: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks The First National Bank of Jeanerette of Jeanerette, LA against its peer group of 2672 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 2.11% | 1.35% | +0.76% | 88th top |
| ROAE | 21.93% | 12.05% | +9.88% | 92nd top |
| Net Interest Margin | 4.81% | 3.90% | +0.91% | 88th top |
| Efficiency Ratio | 53.39% | 63.15% | -9.76% | 73rd above |
| PPNR / Avg Assets | 2.27% | 1.64% | +0.63% | 83rd top |
| Yield on Earning Assets | 6.65% | 5.65% | +1.00% | 90th top |
| Cost of Funds | 1.93% | 1.85% | +0.08% | 41st below |
| Net Interest Spread | 4.17% | 3.35% | +0.82% | 88th top |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans | 0.19% | 0.92% | -0.73% | 65th above |
| NPA / Total Assets Ahead of the peer average, behind the median peer. | 0.47% | 0.67% | -0.20% | 40th below |
| NCO / Avg Loans Ahead of the peer average, behind the median peer. | 0.08% | 0.15% | -0.07% | 21st bottom |
| ACL / Total Loans | 1.49% | 1.28% | +0.21% | 78th top |
| ACL / NPLs (Coverage) Behind the peer average, ahead of the median peer. | 781.98% | 1645.51% | -863.53% | 79th top |
| Texas Ratio Ahead of the peer average, behind the median peer. | 4.62% | 7.15% | -2.53% | 44th below |
| Provision / NCO Behind the peer average, ahead of the median peer. | 477.06% | 1189.63% | -712.57% | 72nd above |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| CET1 Ratio | 12.05% | 20.83% | -8.78% | 18th bottom |
| Tier 1 Ratio | 12.05% | 20.87% | -8.82% | 18th bottom |
| Total Capital Ratio | 13.31% | 21.94% | -8.63% | 20th bottom |
| Leverage Ratio | 9.96% | 12.46% | -2.50% | 31st below |
| Equity / Assets | 9.61% | 11.67% | -2.06% | 38th below |
| TCE / Tangible Assets | 9.61% | 11.40% | -1.79% | 42nd below |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 95.04% | 78.64% | +16.40% | 18th bottom |
| Core Deposit Ratio | 82.22% | 87.10% | -4.88% | 21st bottom |
| Wholesale Funding Ratio | 0.60% | 5.12% | -4.52% | 88th top |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | 10.58% | 6.47% | +4.11% | 84th top |
| Loan Growth (Y/Y) | 12.98% | 7.64% | +5.34% | 82nd top |
| Deposit Growth (Y/Y) | 13.72% | 6.02% | +7.70% | 90th top |
See The First National Bank of Jeanerette's peers by name
The 2672 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock The First National Bank of Jeanerette, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full The First National Bank of Jeanerette profile, how to read a UBPR, or how this data updates.