Metairie Bank & Trust Company
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Data as of · sourced from FFIEC call reports. How we update
Metairie Bank & Trust Company is an FDIC-insured commercial bank headquartered in Metairie, LA, established in 1947 (FDIC certificate 16539), and it is supervised by the FDIC. At Q2 2026 it reported total assets of $666.0M, up 6.6% from Q2 2025, the 27th largest of 102 banks headquartered in Louisiana. It reports no CET1 ratio; its Tier 1 leverage ratio was 11.49% at Q2 2026, above the 9% community bank leverage ratio requirement for being considered well capitalized.
- Charter
- Commercial bank
- Regulator
- FDIC
- Deposit insurance
- FDIC
- FDIC certificate
- 16539
- Headquarters
- Metairie, LA
- Established
- 1947
- Total assets, Q2 2026
- $666.0M
- Assets vs Q2 2025
- +6.6%
- Tier 1 leverage ratio, Q2 2026
- 11.49%
- Domestic offices
- 8 FDIC institution directory, current count
- Routing number
- 065404560
- Latest call report
- Q2 2026, FFIEC 051 · Metairie Bank & Trust Company call report
- Holding company
- MBT BANCSHARES, INC.
- Asset rank in state
- 27th of 102 in Louisiana
Metairie Bank & Trust Company leans heavily on commercial real estate. The Metairie, Louisiana bank had $666 million in assets at June 30, 2026, up 6.6% from a year earlier. It holds commercial real estate loans worth 2.9 times its capital, 2.4 times the median of 1.2 times for the 2,627 banks with $100 million to $1 billion in assets. On the other hand, it pays an average of 1.33% on its deposits and borrowings, lower than about three-quarters of banks its size (median 1.80%).
As of June 30, 2026, Metairie Bank & Trust Company reported a return on assets of 1.21%, a nonperforming-loan ratio of 0.46% and a Texas ratio of 3.06%. The figures come from its call report filed with the FFIEC.
By total assets at Q2 2026, Metairie Bank & Trust Company is the 27th largest of the 102 banks headquartered in Louisiana. Quarter on quarter (Q1 2026 to Q2 2026), its total assets rose 1.2% to $666.0M, loans rose 1.8% and deposits rose 1.0%. The largest part of its loan book on June 30, 2026 was non-owner-occupied commercial real estate loans, at 35.3% of total loans, ahead of 1-4 family residential loans at 32.4%. Its 8 offices in the FDIC Summary of Deposits are in 4 cities in LA; its Metairie 5 offices book 80% of its branch deposits. By the capital ratios in its Q2 2026 call report, Metairie Bank & Trust Company meets the community bank leverage ratio test for well capitalized.
Headquarters Profile
- Address
- 3344 Metairie Rd, Metairie, LA 70001
- County
- Jefferson
- Metro Area
- New Orleans-Metairie, LA
- Charter
- Commercial bank, state charter, Fed non-member, FDIC-supervised
- Primary Regulator
- FDIC
- FDIC Region
- Dallas (Region 13)
- Federal Reserve member
- No
- Federal Reserve district
- District 6, Atlanta
- Fiduciary (trust) powers
- —
- Call Report form
- FFIEC 051
- Established
- February 15, 1947
- Domestic offices
- 8 FDIC institution directory, current count
- Employees (FTE)
- 110
- Domestic deposits
- $586.2M
- Allowance for credit losses
- $5.3M
- Net charge-offs (YTD)
- $54K
- Average total assets
- $672.3M
- Average total loans
- $503.6M
- Average interest-bearing deposits
- $448.6M
- Tax status
- C corporation
- Ownership
- Stock
- Community bank
- Yes
- FDIC-insured since
- February 15, 1947
- FDIC Cert
- 16539
- Fed RSSD
- 55336
- SEC CIK
- 1898458 → filed by MBT BANCSHARES, INC.
- Website
- http://www.METAIRIEBANK.COM →
- Parent Holding Company
- MBT BANCSHARES, INC. (RSSD 5164541)
Profitability
Q2 annualizedBalance Sheet
Income Statement
Operating & Funding
Ratios tagged annualized use the Q2 income alone. The UBPR and FDIC annualize the year to date instead. FDIC BankFind divides by the average of quarter-end total assets, the UBPR by RC-K average assets. The YTD margin is the UBPR's tax-equivalent figure over its own average earning assets; FDIC BankFind's margin is not tax-equivalent. As a community bank leverage ratio filer, Metairie Bank & Trust Company reports no risk-based capital ratios; its Tier 1 leverage ratio applies. How we compute these figures
Quarterly trends
Metairie Bank & Trust Company's total assets moved between a low of $575.8M (Q3 2023) and a high of $666.0M (Q2 2026) from Q3 2023 to Q2 2026, and it earned a profit in all 12 quarters. The line under each chart compares Q2 2026 with Q2 2025. How these charts are built
$666.0M total assets against $624.9M; $594.4M total liabilities against $560.9M.
$503.7M net loans and leases against $464.5M; $586.2M total deposits against $554.4M.
$106.7M securities against $117.4M; $29.3M cash and balances due against $17.3M.
$8.8M total interest income against $8.0M; $2.0M total interest expense against $1.9M.
$6.8M net interest income against $6.1M.
$763K total noninterest income against $827K; $4.5M total noninterest expense against $4.6M.
$362K provision for credit losses against $90K.
$2.0M net income against $1.9M.
1.21% return on assets against 1.22%; 4.27% net interest margin against 4.10%.
11.49% tier 1 leverage ratio against 11.37%.
Inside the full Metairie Bank & Trust Company terminal
21 quarters of trends · 8 tabs · peer percentiles · watchlist alerts
Unlock this bank, freeWatch flags
Automated conditions triggered on this bank's latest filing. Advisory only; see the source metric pages for full context. Each flag is tagged Regulatory when it cites an official supervisory threshold, or BRR analysis when it's our own band, informed by our data and models.
Commercial real estate loans are between 200% and 300% of total capital, approaching the 2006 interagency guidance threshold of 300% that triggers heightened supervisory attention. BankRegReports early-warning band below the 300% guidance.
Metairie Bank & Trust Company rankings
Its closest position to the top of a national ranking is 1,414 of 4,196, for total assets; its furthest is 1,996 of 3,611, for ROA.
Quarterly trend: last 8 quarters
Across the 8 quarters to Q2 2026, its return on assets ran from 0.94% (Q1 2025) to 1.50% (Q3 2024) and its net interest margin ran from 3.73% (Q3 2024) to 4.27% (Q2 2026).
| Quarter | Leverage | ROA | NPL | Texas | NIM |
|---|---|---|---|---|---|
| Q2 2026 | 11.49% | 1.21% | 0.46% | 3.06% | 4.27% |
| Q1 2026 | 11.61% | 1.20% | 0.52% | 3.46% | 4.17% |
| Q4 2025 | 11.26% | 1.24% | 0.35% | 2.37% | 4.19% |
| Q3 2025 | 11.53% | 1.20% | 0.37% | 2.44% | 4.11% |
| Q2 2025 | 11.37% | 1.22% | 0.39% | 2.64% | 4.10% |
| Q1 2025 | 11.40% | 0.94% | 0.40% | 2.79% | 3.91% |
| Q4 2024 | 11.30% | 1.06% | 0.45% | 3.14% | 4.02% |
| Q3 2024 | 11.37% | 1.50% | 0.39% | 2.59% | 3.73% |
Swipe the table sideways to see every column.
Branch Network
View all 8 branches → Branch count from the FDIC Summary of Deposits, June 30, 2026. The domestic office count above is the FDIC's current figure, so the two can differ.
| Branch | Location | ZIP | Deposits |
|---|---|---|---|
| Metairie Bank & Trust Company (main office) | Metairie , LA | 70001 | $189.8M |
| David Drive Branch | Metairie , LA | 70003 | $84.6M |
| Metairie Road Branch | Metairie , LA | 70005 | $80.9M |
| Veterans Highway Branch | Metairie , LA | 70002 | $63.2M |
| Clearview Branch | Metairie , LA | 70006 | $50.1M |
| Covington Branch | Covington , LA | 70433 | $41.9M |
| Jefferson Highway Branch | Jefferson , LA | 70121 | $40.0M |
| Mandeville Branch | Mandeville , LA | 70471 | $35.7M |
Regulatory record
Facts as filed or published, not a rating.
- Deposit market share
- 0.4% of deposits in LA, rank 32 of 118 institutions
- Period: June 30, 2026. Source: FDIC Summary of Deposits.
- Mortgage lending (HMDA)
- 138 applications, 91 loans originated, $29.6M originated, across 2 states
- Period: Calendar year 2025. Source: FFIEC HMDA loan application register.
- Not on file
- Enforcement actions, SBA 7(a) lending, Consumer complaints, CFPB enforcement, CRA examination rating. No record from these sources, which is not the same as a clean record. Sources
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Frequently asked about Metairie Bank & Trust Company
What are Metairie Bank & Trust Company's total assets?
As of the Q2 2026 filing, Metairie Bank & Trust Company reported total assets of $666.0 million in its FFIEC call report.
Where is Metairie Bank & Trust Company headquartered?
It is headquartered in Metairie, LA, United States.
When was Metairie Bank & Trust Company founded?
It was established in 1947, per the FDIC institution directory.
Is Metairie Bank & Trust Company FDIC-insured?
Yes. It is an FDIC-insured commercial bank (FDIC Certificate #16539). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category, per FDIC rules.
Who regulates Metairie Bank & Trust Company?
Metairie Bank & Trust Company's primary federal regulator is the FDIC.
How many branches does Metairie Bank & Trust Company operate?
It operates 8 domestic offices, per the FDIC institution directory. That count includes administrative and limited-service offices as well as full-service branches.
What is Metairie Bank & Trust Company's Texas Ratio?
Its Texas Ratio is 3.06% in its Q2 2026 call report, within the healthy range (at or below 50%, the level at which problem assets reach half of the capital cushion). The Texas Ratio measures non-performing assets against the bank's capital and reserves.
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