Crescent Bank
BankRegReports is independent of Crescent Bank and never asks for online banking logins or passwords.
Data as of · sourced from FFIEC call reports. How we update
Crescent Bank is an FDIC-insured commercial bank headquartered in Metairie, LA, established in 1991 (FDIC certificate 33492), and it is supervised by the FDIC. At Q2 2026 it reported total assets of $1.05B, up 0.6% from Q2 2025, the 19th largest of 102 banks headquartered in Louisiana. Its CET1 capital ratio was 15.29% at Q2 2026, comfortably above the 7% level required once the capital conservation buffer is included.
- Charter
- Commercial bank
- Regulator
- FDIC
- Deposit insurance
- FDIC
- FDIC certificate
- 33492
- Headquarters
- Metairie, LA
- Established
- 1991
- Total assets, Q2 2026
- $1.05B
- Assets vs Q2 2025
- +0.6%
- CET1 ratio, Q2 2026
- 15.29%
- Domestic offices
- 5 FDIC institution directory, current count
- Routing number
- 065003592
- Holding company
- CB&T HOLDING CORPORATION
- Asset rank in state
- 19th of 102 in Louisiana
Crescent Bank spends more to run itself than most banks of its size. The Metairie, Louisiana bank had $1.0 billion in assets at June 30, 2026. It loses about $1.74 a year on every $100 of assets, lower than about 9 in 10 of the 895 banks with $1 billion to $10 billion in assets (median $1.29). It also pays an average of 3.82% on its deposits and borrowings, about double the median of 2.01% for banks its size.
Problem loans roughly halved over the year: loans on nonaccrual or 90 or more days past due, net of government guarantees are down to 1.36% of loans from 2.90%. It lost $4.4 million in the quarter. Its margin is thin by comparison: it keeps 2.91 cents of net interest income on every dollar of earning assets, lower than about three-quarters of banks its size (median 3.71 cents).
As of June 30, 2026, Crescent Bank reported a CET1 capital ratio of 15.29%, a return on assets of -1.74%, a nonperforming-loan ratio of 1.36% and a Texas ratio of 3.55%. The figures come from its call report filed with the FFIEC.
Crescent Bank ranks as the 19th largest of the 102 banks based in Louisiana, by total assets at Q2 2026. From Q1 2026 to Q2 2026, its total assets rose 6.4% to $1.05B, loans rose 21.2% and deposits rose 5.7%. Its loan book on June 30, 2026 was led by loans to nondepository financial institutions, at 47.9% of total loans, followed by commercial and industrial loans at 13.0%. The FDIC Summary of Deposits lists 2 offices for it, in Metairie, LA and Mandeville, LA; its Metairie office books 88% of its branch deposits. By the capital ratios in its Q2 2026 call report, Crescent Bank meets every capital ratio test for well capitalized.
Headquarters Profile
- Address
- 2201 Veterans Memorial Blvd, Metairie, LA 70002
- County
- Jefferson
- Metro Area
- New Orleans-Metairie, LA
- Charter
- Commercial bank, state charter, Fed non-member, FDIC-supervised
- Primary Regulator
- FDIC
- FDIC Region
- Dallas (Region 13)
- Federal Reserve member
- No
- Federal Reserve district
- District 6, Atlanta
- Fiduciary (trust) powers
- —
- Call Report form
- FFIEC 041
- Established
- August 30, 1991
- Former names
- Crescent Bank & Trust (1994-2022)
- Domestic offices
- 5 FDIC institution directory, current count
- Employees (FTE)
- 44
- Domestic deposits
- $880.1M
- Allowance for credit losses
- $5.1M
- Net charge-offs (YTD)
- $16.2M
- Average total assets
- $1.01B
- Average total loans
- $341.1M
- Average interest-bearing deposits
- $835.5M
- Tax status
- C corporation
- Ownership
- Stock
- Community bank
- Yes
- FDIC-insured since
- August 30, 1991
- FDIC Cert
- 33492
- Fed RSSD
- 1885932
- SEC CIK
- 1094059 → filed by CB&T HOLDING CORPORATION
- Website
- www.crescentbank.com →
- Parent Holding Company
- CB&T HOLDING CORPORATION (RSSD 2254508)
Profitability
Q2 annualizedCapital & Liquidity
Balance Sheet
Income Statement
Operating & Funding
Ratios tagged annualized use the Q2 income alone. The UBPR and FDIC annualize the year to date instead. FDIC BankFind divides by the average of quarter-end total assets, the UBPR by RC-K average assets. The YTD margin is the UBPR's tax-equivalent figure over its own average earning assets; FDIC BankFind's margin is not tax-equivalent. How we compute these figures
Quarterly trends
From Q3 2023 to Q2 2026, Crescent Bank's total assets ranged from $971.2M (Q4 2025) to $1.44B (Q3 2023), and it earned a profit in 6 of the 12 quarters. The line under each chart compares Q2 2026 with Q2 2025. How these charts are built
$1.05B total assets against $1.04B; $910.1M total liabilities against $920.7M.
$360.3M net loans and leases against $825.9M; $880.1M total deposits against $908.9M.
$567.5M securities against $87.0M; $79.3M cash and balances due against $59.1M.
$15.2M total interest income against $43.8M; $8.1M total interest expense against $9.0M.
$7.1M net interest income against $34.9M.
-$5.7M total noninterest income against $254K; $6.1M total noninterest expense against $13.5M.
$863K provision for credit losses against $10.2M.
-$4.4M net income against $8.7M.
-1.74% return on assets against 3.35%; 2.91% net interest margin against 12.97%.
15.29% CET1 capital ratio against 13.98%; 13.57% tier 1 leverage ratio against 12.42%.
Inside the full Crescent Bank terminal
21 quarters of trends · 8 tabs · peer percentiles · watchlist alerts
Unlock this bank, freeCrescent Bank rankings
Its closest position to the top of a national ranking is 1,001 of 4,196, for total assets; its furthest is 3,584 of 3,611, for ROA.
Quarterly trend: last 8 quarters
From Q3 2024 to Q2 2026, its return on assets ran from -5.99% (Q3 2024) to 11.79% (Q1 2026) and its net interest margin ran from 2.91% (Q2 2026) to 12.97% (Q2 2025).
| Quarter | CET1 | ROA | NPL | Texas | NIM |
|---|---|---|---|---|---|
| Q2 2026 | 15.29% | -1.74% | 1.36% | 3.55% | 2.91% |
| Q1 2026 | 15.35% | 11.79% | 1.17% | 2.46% | 6.49% |
| Q4 2025 | 15.49% | -0.16% | 3.85% | 16.65% | 10.91% |
| Q3 2025 | 14.92% | -0.35% | 3.39% | 14.59% | 12.06% |
| Q2 2025 | 13.98% | 3.35% | 2.90% | 13.06% | 12.97% |
| Q1 2025 | 12.69% | 2.02% | 2.60% | 12.02% | 12.35% |
| Q4 2024 | 12.36% | 4.08% | 3.35% | 15.70% | 12.44% |
| Q3 2024 | 11.18% | -5.99% | 2.98% | 13.98% | 12.50% |
Swipe the table sideways to see every column.
Branch Network
View all 2 branches → Branch count from the FDIC Summary of Deposits, June 30, 2026. The domestic office count above is the FDIC's current figure, so the two can differ.
| Branch | Location | ZIP | Deposits |
|---|---|---|---|
| Crescent Bank (main office) | Metairie , LA | 70002 | $773.7M |
| Northshore Branch | Mandeville , LA | 70471 | $106.4M |
Events & Regulatory History
Mergers, charter changes, enforcement actions, FDIC assistance, and (if applicable) failure events recorded against this institution. Click a year to see what else was happening across US banking that year.
| Date | Category | Event | Source |
|---|---|---|---|
| March 1, 1993 | M&A | Acquired Fountainebleau Community Bank merger for the acquired bank | SEC |
| March 1, 1993 | Merger | Participated in Absorption/Consolidation/Merger | FDIC |
| March 1, 1993 | Structure Change | Acquired Fountainebleau Community Bank Charter Discontinued (Merger or Purchase & Assumption) for the acquired bank | FFIEC NIC |
| August 31, 1991 | M&A | Acquired Columbia Federal Homestead Savings and Loan Association failure_government_assistance_provided for the acquired bank | SEC |
| August 31, 1991 | Structure Change | Acquired Columbia Federal Homestead Savings and Loan Association Failure, Government Assistance Provided for the acquired bank | FFIEC NIC |
| August 30, 1991 | Merger | Participated in Absorption/Consolidation/Merger | FDIC |
Sourced from the bank event history (FDIC, Federal Reserve NIC, OCC, and OTS). Showing the most recent 6 events.
Regulatory record
Facts as filed or published, not a rating.
- Deposit market share
- 0.6% of deposits in LA, rank 24 of 118 institutions
- Period: June 30, 2026. Source: FDIC Summary of Deposits.
- SBA 7(a) lending
- 3 loans, $558K approved, $186K average. 0.00% of that year's loans have since been charged off
- Period: Federal fiscal year 1993 (October to September). Source: SBA 7(a) and 504 loan data (FOIA).
- Not on file
- Enforcement actions, Mortgage lending (HMDA), Consumer complaints, CFPB enforcement, CRA examination rating. No record from these sources, which is not the same as a clean record. Sources
Add this badge to your website
Free to use. It shows Crescent Bank’s latest filed figures and updates each quarter.
Similar banks
Compare Crescent Bank with peers
Frequently asked about Crescent Bank
What are Crescent Bank's total assets?
As of the Q2 2026 filing, Crescent Bank reported total assets of $1.05 billion in its FFIEC call report.
Where is Crescent Bank headquartered?
It is headquartered in Metairie, LA, United States.
When was Crescent Bank founded?
It was established in 1991, per the FDIC institution directory.
Is Crescent Bank FDIC-insured?
Yes. It is an FDIC-insured commercial bank (FDIC Certificate #33492). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category, per FDIC rules.
Who regulates Crescent Bank?
Crescent Bank's primary federal regulator is the FDIC.
What is Crescent Bank's CET1 capital ratio?
It reported a Common Equity Tier 1 (CET1) capital ratio of 15.29% in its Q2 2026 call report, comfortably above the 7% level required once the capital conservation buffer is included.
How many branches does Crescent Bank operate?
It operates 5 domestic offices, per the FDIC institution directory. That count includes administrative and limited-service offices as well as full-service branches.
What is Crescent Bank's Texas Ratio?
Its Texas Ratio is 3.55% in its Q2 2026 call report, within the healthy range (at or below 50%, the level at which problem assets reach half of the capital cushion). The Texas Ratio measures non-performing assets against the bank's capital and reserves.
What was Crescent Bank previously called?
The charter now named Crescent Bank has also operated as Crescent Bank & Trust (1994-2022), per FDIC structure-change records.
Go deeper on Crescent Bank.
Get an email when Crescent Bank files its next call report, and benchmark it against any peer you choose.
Unlock Crescent Bank, freeFree account