Eureka Homestead
BankRegReports is independent of Eureka Homestead and never asks for online banking logins or passwords.
Data as of · sourced from FFIEC call reports. How we update
Eureka Homestead is an FDIC-insured savings institution headquartered in Metairie, LA, established in 1884 (FDIC certificate 29268), and it is supervised by the OCC. At Q2 2026 it reported total assets of $89.4M, down 6.4% from Q2 2025, the 93rd largest of 102 banks headquartered in Louisiana. Its CET1 capital ratio was 40.92% at Q2 2026, comfortably above the 7% level required once the capital conservation buffer is included.
- Charter
- Savings institution
- Regulator
- OCC
- Deposit insurance
- FDIC
- FDIC certificate
- 29268
- Headquarters
- Metairie, LA
- Established
- 1884
- Total assets, Q2 2026
- $89.4M
- Assets vs Q2 2025
- -6.4%
- CET1 ratio, Q2 2026
- 40.92%
- Domestic offices
- 1 FDIC institution directory, current count
- Routing number
- 265070529
- Latest call report
- Q2 2026, FFIEC 051 · Eureka Homestead call report
- Holding company
- EUREKA HOMESTEAD BANCORP, INC.
- Asset rank in state
- 93rd of 102 in Louisiana
Eureka Homestead spends more to run itself than most banks of its size. The Metairie, Louisiana bank had $89 million in assets at June 30, 2026, down 6.4% from a year earlier. It loses about $0.74 a year on every $100 of assets, lower than about 9 in 10 of the 583 banks with less than $100 million in assets (median $1.06). It also spends about 165 cents to bring in each dollar of revenue, 2.4 times the median of 69 cents for banks its size.
It lost $161,000 in the quarter. Over the same year, loans shrank 6.3% and deposits shrank 14.0%. Its margin is thin by comparison: it keeps 1.26 cents of net interest income on every dollar of earning assets, about a third the median of 3.87 cents for banks its size.
As of June 30, 2026, Eureka Homestead reported a CET1 capital ratio of 40.92%, a return on assets of -0.74%, a nonperforming-loan ratio of 0.48% and a Texas ratio of 1.87%. The figures come from its call report filed with the FFIEC.
By total assets at Q2 2026, Eureka Homestead is the 93rd largest of the 102 banks headquartered in Louisiana. From Q1 2026 to Q2 2026, its total assets fell 3.0% to $89.4M, loans fell 3.6% and deposits fell 9.2%. The largest part of its loan book on June 30, 2026 was 1-4 family residential loans, at 96.7% of total loans, ahead of multifamily loans at 2.5%. The FDIC Summary of Deposits lists a single office for it, in Metairie, LA. Judged on its Q2 2026 call report, Eureka Homestead meets every capital ratio test for well capitalized.
Headquarters Profile
- Address
- 1922 Veterans Memorial Blvd, Metairie, LA 70005
- County
- Jefferson
- Metro Area
- New Orleans-Metairie, LA
- Charter
- Federal savings bank, federal charter, OCC-supervised (pre-2011 OTS)
- Primary Regulator
- OCC
- FDIC Region
- Dallas (Region 13)
- Federal Reserve member
- —
- Federal Reserve district
- District 6, Atlanta
- Fiduciary (trust) powers
- —
- Call Report form
- FFIEC 051
- Established
- January 1, 1884
- Domestic offices
- 1 FDIC institution directory, current count
- Employees (FTE)
- 9
- Domestic deposits
- $57.8M
- Allowance for credit losses
- $800K
- Net charge-offs (YTD)
- $0
- Average total assets
- $87.5M
- Average total loans
- $74.5M
- Average interest-bearing deposits
- $57.7M
- Tax status
- C corporation
- Ownership
- Stock
- Community bank
- Yes
- FDIC-insured since
- August 9, 1989
- FDIC Cert
- 29268
- Fed RSSD
- 794475
- SEC CIK
- 1769725 → filed by EUREKA HOMESTEAD BANCORP, INC.
- Website
- www.eurekahomestead.com →
- Parent Holding Company
- EUREKA HOMESTEAD BANCORP, INC. (RSSD 5371705)
Profitability
Q2 annualizedCapital & Liquidity
Balance Sheet
Income Statement
Operating & Funding
Ratios tagged annualized use the Q2 income alone. The UBPR and FDIC annualize the year to date instead. FDIC BankFind divides by the average of quarter-end total assets, the UBPR by RC-K average assets. The YTD margin is the UBPR's tax-equivalent figure over its own average earning assets; FDIC BankFind's margin is not tax-equivalent. How we compute these figures
Quarterly trends
From Q3 2023 to Q2 2026, Eureka Homestead's total assets ranged from $89.4M (Q2 2026) to $105.3M (Q4 2023), and it earned a profit in 5 of the 12 quarters. The line under each chart compares Q2 2026 with Q2 2025. How these charts are built
$89.4M total assets against $95.4M; $71.0M total liabilities against $76.6M.
$74.4M net loans and leases against $79.4M; $57.8M total deposits against $67.1M.
$1.8M securities against $2.8M; $6.8M cash and balances due against $6.7M.
$822K total interest income against $894K; $569K total interest expense against $515K.
$253K net interest income against $379K.
$59K total noninterest income against $83K; $515K total noninterest expense against $616K.
No provision recorded in the last 12 quarters.
-$161K net income against -$147K.
-0.74% return on assets against -0.64%; 1.26% net interest margin against 1.79%.
40.92% CET1 capital ratio against 38.89%; 21.12% tier 1 leverage ratio against 20.47%.
Inside the full Eureka Homestead terminal
21 quarters of trends · 8 tabs · peer percentiles · watchlist alerts
Unlock this bank, freeWatch flags
Automated conditions triggered on this bank's latest filing. Advisory only; see the source metric pages for full context. Each flag is tagged Regulatory when it cites an official supervisory threshold, or BRR analysis when it's our own band, informed by our data and models.
Loans outstanding are at or above total deposits. The bank reports little borrowing or brokered funding, so the difference is carried mainly by equity and other liabilities. Worth watching if loan growth continues to outpace deposits. Industry heuristic, not a supervisory threshold.
Quarterly trend: last 8 quarters
Across the 8 quarters to Q2 2026, its return on assets ran from -0.74% (Q2 2026) to 0.05% (Q3 2024) and its net interest margin ran from 1.26% (Q2 2026) to 1.98% (Q3 2024).
| Quarter | CET1 | ROA | NPL | Texas | NIM |
|---|---|---|---|---|---|
| Q2 2026 | 40.92% | -0.74% | 0.48% | 1.87% | 1.26% |
| Q1 2026 | 40.11% | -0.35% | 0.46% | 1.86% | 1.60% |
| Q4 2025 | 39.98% | -0.39% | 0.75% | 3.00% | 1.63% |
| Q3 2025 | 39.37% | -0.60% | 0.48% | 1.97% | 1.69% |
| Q2 2025 | 38.89% | -0.64% | 0.72% | 4.51% | 1.79% |
| Q1 2025 | 39.02% | -0.58% | 0.47% | 3.45% | 1.81% |
| Q4 2024 | 38.51% | -0.21% | 0.80% | 3.33% | 1.67% |
| Q3 2024 | 37.66% | 0.05% | 0.78% | 3.32% | 1.98% |
Swipe the table sideways to see every column.
Branch Network
View the branch → Branch count from the FDIC Summary of Deposits, June 30, 2026. The domestic office count above is the FDIC's current figure, so the two can differ.
| Branch | Location | ZIP | Deposits |
|---|---|---|---|
| Eureka Homestead (main office) | Metairie , LA | 70005 | $57.8M |
Regulatory record
Facts as filed or published, not a rating.
- Enforcement actions
- 1 against the institution (OCC (former OTS)); 27 against individuals associated with it
- June 30, 1994, OCC (former OTS): Cease and Desist: Eureka Homestead Society
- Period: Most recent institution action June 30, 1994. Source: FDIC, Federal Reserve and OCC enforcement releases.
- Deposit market share
- <0.1% of deposits in LA, rank 110 of 118 institutions
- Period: June 30, 2026. Source: FDIC Summary of Deposits.
- Mortgage lending (HMDA)
- 33 applications, 23 loans originated, $6.7M originated, across 3 states
- Period: Calendar year 2025. Source: FFIEC HMDA loan application register.
- Not on file
- SBA 7(a) lending, Consumer complaints, CFPB enforcement, CRA examination rating. No record from these sources, which is not the same as a clean record. Sources
Add this badge to your website
Free to use. It shows Eureka Homestead’s latest filed figures and updates each quarter.
Similar banks
Compare Eureka Homestead with peers
Frequently asked about Eureka Homestead
What are Eureka Homestead's total assets?
As of the Q2 2026 filing, Eureka Homestead reported total assets of $89.4 million in its FFIEC call report.
Where is Eureka Homestead headquartered?
It is headquartered in Metairie, LA, United States.
When was Eureka Homestead founded?
It was established in 1884, per the FDIC institution directory.
Is Eureka Homestead FDIC-insured?
Yes. It is an FDIC-insured savings institution (FDIC Certificate #29268). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category, per FDIC rules.
Who regulates Eureka Homestead?
Eureka Homestead's primary federal regulator is the OCC.
What is Eureka Homestead's CET1 capital ratio?
It reported a Common Equity Tier 1 (CET1) capital ratio of 40.92% in its Q2 2026 call report, comfortably above the 7% level required once the capital conservation buffer is included.
How many branches does Eureka Homestead operate?
It operates 1 domestic office, per the FDIC institution directory. That count includes administrative and limited-service offices as well as full-service branches.
What is Eureka Homestead's Texas Ratio?
Its Texas Ratio is 1.87% in its Q2 2026 call report, within the healthy range (at or below 50%, the level at which problem assets reach half of the capital cushion). The Texas Ratio measures non-performing assets against the bank's capital and reserves.
Go deeper on Eureka Homestead.
Get an email when Eureka Homestead files its next call report, and benchmark it against any peer you choose.
Unlock Eureka Homestead, freeFree account