Bank of Louisiana
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Data as of · sourced from FFIEC call reports. How we update
Bank of Louisiana is an FDIC-insured commercial bank headquartered in New Orleans, LA, established in 1958 (FDIC certificate 17878), and it is supervised by the FDIC. At Q2 2026 it reported total assets of $110.3M, up 11.7% from Q2 2025, the 89th largest of 102 banks headquartered in Louisiana. Its CET1 capital ratio was 29.37% at Q2 2026, comfortably above the 7% level required once the capital conservation buffer is included.
- Charter
- Commercial bank
- Regulator
- FDIC
- Deposit insurance
- FDIC
- FDIC certificate
- 17878
- Headquarters
- New Orleans, LA
- Established
- 1958
- Total assets, Q2 2026
- $110.3M
- Assets vs Q2 2025
- +11.7%
- CET1 ratio, Q2 2026
- 29.37%
- Domestic offices
- 4 FDIC institution directory, current count
- Routing number
- 065000731
- Latest call report
- Q2 2026, FFIEC 051 · Bank of Louisiana call report
- Holding company
- BOL BANCSHARES, INC.
- Asset rank in state
- 89th of 102 in Louisiana
Bank of Louisiana earns an unusually wide margin on its lending. Its balance sheet stood at $110 million at June 30, 2026, up 11.7% from a year earlier; it is based in New Orleans, Louisiana. It keeps 4.90 cents of net interest income on every dollar of earning assets, higher than about 9 in 10 of the 2,660 banks with $100 million to $1 billion in assets (median 3.95 cents). It also holds common equity equal to 29.37% of its risk-weighted assets, about double the median of 15.12% for banks its size.
Loans are outrunning deposits: over the year loans rose 24.2% and deposits rose 3.3%. Its $7.6 million multifamily book is improving, with 6.49% past due or on nonaccrual, down from 11.26% a year earlier. Credit is the area to watch: it carries problem assets equal to 15.7% of the capital and reserves that would absorb them, 6.0 times the median of 2.6% for banks its size.
As of June 30, 2026, Bank of Louisiana reported a CET1 capital ratio of 29.37%, a return on assets of 31.40%, a nonperforming-loan ratio of 4.57% and a Texas ratio of 15.72%. The figures come from its call report filed with the FFIEC.
Bank of Louisiana ranks as the 89th largest of the 102 banks based in Louisiana, by total assets at Q2 2026. Quarter on quarter (Q1 2026 to Q2 2026), its total assets rose 6.2% to $110.3M, loans rose 1.4% and deposits fell 2.2%. The largest part of its loan book on June 30, 2026 was 1-4 family residential loans, at 42.8% of total loans, ahead of owner-occupied commercial real estate loans at 20.7%. Its 4 offices in the FDIC Summary of Deposits are in 4 cities in LA; its Slidell office books 50% of its branch deposits. On its Q2 2026 call report, Bank of Louisiana meets every capital ratio test for well capitalized.
Headquarters Profile
- Address
- 300 Saint Charles Ave, New Orleans, LA 70130
- County
- Orleans
- Metro Area
- New Orleans-Metairie, LA
- Charter
- Commercial bank, state charter, Fed non-member, FDIC-supervised
- Primary Regulator
- FDIC
- FDIC Region
- Dallas (Region 13)
- Federal Reserve member
- No
- Federal Reserve district
- District 6, Atlanta
- Fiduciary (trust) powers
- —
- Call Report form
- FFIEC 051
- Established
- July 1, 1958
- Domestic offices
- 4 FDIC institution directory, current count
- Employees (FTE)
- 29
- Domestic deposits
- $89.0M
- Allowance for credit losses
- $1.8M
- Net charge-offs (YTD)
- $177K
- Average total assets
- $107.9M
- Average total loans
- $66.0M
- Average interest-bearing deposits
- $59.5M
- Tax status
- C corporation
- Ownership
- Stock
- Community bank
- Yes
- FDIC-insured since
- July 1, 1958
- FDIC Cert
- 17878
- Fed RSSD
- 271136
- SEC CIK
- 832818 → filed by BOL BANCSHARES, INC.
- Website
- www.bankoflouisiana.com →
- Parent Holding Company
- BOL BANCSHARES, INC. (RSSD 1247594)
Profitability
Q2 annualizedCapital & Liquidity
Balance Sheet
Income Statement
Operating & Funding
Ratios tagged annualized use the Q2 income alone. The UBPR and FDIC annualize the year to date instead. FDIC BankFind divides by the average of quarter-end total assets, the UBPR by RC-K average assets. The YTD margin is the UBPR's tax-equivalent figure over its own average earning assets; FDIC BankFind's margin is not tax-equivalent. How we compute these figures
Quarterly trends
From Q3 2023 to Q2 2026, Bank of Louisiana's total assets ranged from $87.9M (Q4 2023) to $110.3M (Q2 2026), and it earned a profit in 7 of the 12 quarters. The line under each chart compares Q2 2026 with Q2 2025. How these charts are built
$110.3M total assets against $98.7M; $91.1M total liabilities against $87.5M.
$64.1M net loans and leases against $51.3M; $89.0M total deposits against $86.2M.
$11.5M securities against $11.6M; $23.1M cash and balances due against $24.1M.
$1.4M total interest income against $1.4M; $263K total interest expense against $234K.
$1.2M net interest income against $1.2M.
$9.6M total noninterest income against $81K; $1.2M total noninterest expense against $1.2M.
$177K provision for credit losses against $20K.
$8.5M net income against -$20K.
31.40% return on assets against -0.08%; 4.90% net interest margin against 5.28%.
29.37% CET1 capital ratio against 19.95%; 17.77% tier 1 leverage ratio against 11.29%.
Inside the full Bank of Louisiana terminal
21 quarters of trends · 8 tabs · peer percentiles · watchlist alerts
Unlock this bank, freeWatch flags
Automated conditions triggered on this bank's latest filing. Advisory only; see the source metric pages for full context. Each flag is tagged Regulatory when it cites an official supervisory threshold, or BRR analysis when it's our own band, informed by our data and models.
Nonperforming loans (nonaccrual loans plus loans 90 or more days past due) exceed 3% of total loans. BankRegReports band at 3% of total loans.
Bank of Louisiana rankings
Its closest position to the top of a national ranking is 3 of 3,606, for efficiency ratio; its furthest is 3,589 of 4,196, for total assets.
Quarterly trend: last 8 quarters
Across the 8 quarters to Q2 2026, its return on assets ran from -2.79% (Q4 2024) to 31.40% (Q2 2026) and its net interest margin ran from 4.90% (Q4 2024) to 5.66% (Q3 2024).
| Quarter | CET1 | ROA | NPL | Texas | NIM |
|---|---|---|---|---|---|
| Q2 2026 | 29.37% | 31.40% | 4.57% | 15.72% | 4.90% |
| Q1 2026 | 17.31% | 0.09% | 6.49% | 32.57% | 5.16% |
| Q4 2025 | 17.82% | -0.10% | 4.21% | 20.71% | 5.48% |
| Q3 2025 | 17.41% | -0.04% | 2.60% | 18.15% | 5.12% |
| Q2 2025 | 19.95% | -0.08% | 4.64% | 24.76% | 5.28% |
| Q1 2025 | 20.16% | 1.95% | 7.06% | 34.27% | 4.92% |
| Q4 2024 | 20.41% | -2.79% | 9.17% | 37.31% | 4.90% |
| Q3 2024 | 21.84% | 4.39% | 4.70% | 17.64% | 5.66% |
Swipe the table sideways to see every column.
Branch Network
View all 4 branches → Branch count from the FDIC Summary of Deposits, June 30, 2026. The domestic office count above is the FDIC's current figure, so the two can differ.
| Branch | Location | ZIP | Deposits |
|---|---|---|---|
| Gause Road Branch | Slidell , LA | 70458 | $44.6M |
| Severn Avenue Branch | Metairie , LA | 70002 | $16.3M |
| Lapalco Branch | Gretna , LA | 70056 | $15.3M |
| Bank of Louisiana (main office) | New Orleans , LA | 70130 | $12.8M |
Events & Regulatory History
Mergers, charter changes, enforcement actions, FDIC assistance, and (if applicable) failure events recorded against this institution. Click a year to see what else was happening across US banking that year.
| Date | Category | Event | Source |
|---|---|---|---|
| April 30, 1988 | Structure Change | Acquired Fidelity Bank & Trust Company Charter Discontinued (Merger or Purchase & Assumption) for the acquired bank | FFIEC NIC |
| April 29, 1988 | Merger | Participated in Absorption/Consolidation/Merger | FDIC |
Sourced from the bank event history (FDIC, Federal Reserve NIC, OCC, and OTS). Showing the most recent 2 events.
Regulatory record
Facts as filed or published, not a rating.
- Deposit market share
- <0.1% of deposits in LA, rank 103 of 118 institutions
- Period: June 30, 2026. Source: FDIC Summary of Deposits.
- Not on file
- Enforcement actions, Mortgage lending (HMDA), SBA 7(a) lending, Consumer complaints, CFPB enforcement, CRA examination rating. No record from these sources, which is not the same as a clean record. Sources
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Frequently asked about Bank of Louisiana
What are Bank of Louisiana's total assets?
As of the Q2 2026 filing, Bank of Louisiana reported total assets of $110.3 million in its FFIEC call report.
Where is Bank of Louisiana headquartered?
It is headquartered in New Orleans, LA, United States.
When was Bank of Louisiana founded?
It was established in 1958, per the FDIC institution directory.
Is Bank of Louisiana FDIC-insured?
Yes. It is an FDIC-insured commercial bank (FDIC Certificate #17878). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category, per FDIC rules.
Who regulates Bank of Louisiana?
Bank of Louisiana's primary federal regulator is the FDIC.
What is Bank of Louisiana's CET1 capital ratio?
It reported a Common Equity Tier 1 (CET1) capital ratio of 29.37% in its Q2 2026 call report, comfortably above the 7% level required once the capital conservation buffer is included.
How many branches does Bank of Louisiana operate?
It operates 4 domestic offices, per the FDIC institution directory. That count includes administrative and limited-service offices as well as full-service branches.
What is Bank of Louisiana's Texas Ratio?
Its Texas Ratio is 15.72% in its Q2 2026 call report, within the healthy range (at or below 50%, the level at which problem assets reach half of the capital cushion). The Texas Ratio measures non-performing assets against the bank's capital and reserves.
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