Peoples Bank, the
Peoples Bank, the is a locally rooted FDIC-insured community bank based in Willacoochee, GA. Total assets stand at $113M. Returns are subdued: 0.64% ROA and 5.14% ROE. Under the simplified Community Bank Leverage Ratio framework, leverage of 12.44% exceeds the 9% CBLR threshold. Credit metrics are in line with industry norms — 1.31% NPL ratio. 2 branches make up the footprint.
Headquarters Profile
- Address
- 6 Fleetwood Ave E, WILLACOOCHEE, GA 31650
- County
- Atkinson
- Metro Area
- DOUGLAS, GA
- Charter
- Commercial bank, state charter, Fed non-member, FDIC-supervised
- Primary Regulator
- FDIC
- Fed District
- 5
- Established
- September 24, 1948
- Branches
- 2 domestic
- Employees (FTE)
- 24
- FDIC Cert
- 17073
- Fed RSSD
- 575133
- Parent Holding Company
- ATKINSON COUNTY BANKSHARES CORPORATION (RSSD 1081332)
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Peoples Bank, the rankings
How this bank ranks against the full population of US commercial banks in each leaderboard. Click any rank to see the full ranked list.
Quarterly trend — last 6 quarters
Quarter-over-quarter movement in the five most-watched ratios. Sourced from the bank's own FFIEC call report filings.
Branch Network
Every branch from the FDIC Summary of Deposits — mapped, and listed with the deposits booked at each location.
| Branch | Location | ZIP | Deposits |
|---|---|---|---|
| Loading branches… | |||
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Frequently asked about Peoples Bank, the
What are Peoples Bank, the's total assets?
As of the Q1 2026 filing, Peoples Bank, the reported total assets of $112.7 million in its most recent FFIEC call report. All figures come directly from the bank's quarterly Schedule RC filing.
Where is Peoples Bank, the headquartered?
Peoples Bank, the is headquartered in WILLACOOCHEE, GA, United States. It files quarterly FFIEC call reports as required of all FDIC-insured commercial banks.
When was Peoples Bank, the founded?
Peoples Bank, the was established in 1948, per the FDIC institution directory.
Is Peoples Bank, the FDIC-insured?
Yes. Peoples Bank, the is an FDIC-insured commercial bank (FDIC Certificate #17073). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category, per FDIC rules.
Who regulates Peoples Bank, the?
Peoples Bank, the's primary federal regulator is the FDIC. All FDIC-insured banks also report to the FDIC and, depending on charter, the Federal Reserve.
How many branches does Peoples Bank, the operate?
Peoples Bank, the operates 2 domestic branches, per the most recent FDIC Summary of Deposits filing.
What is Peoples Bank, the's Texas Ratio?
Peoples Bank, the's Texas Ratio is 3.45% — within the healthy range (under 25%). The Texas Ratio measures non-performing assets against the bank's capital and reserves; see our /glossary/texas-ratio/ page for the full definition.
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