The First National Bank of Anson
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Data as of · sourced from FFIEC call reports. How we update
The First National Bank of Anson is an FDIC-insured commercial bank headquartered in Anson, TX, established in 1902 (FDIC certificate 3078), and it is supervised by the OCC. At Q2 2026 it reported total assets of $105.2M, up 21.3% from Q2 2025, the 307th largest of 346 banks headquartered in Texas. Its CET1 capital ratio was 18.30% at Q2 2026, comfortably above the 7% level required once the capital conservation buffer is included.
- Charter
- Commercial bank
- Regulator
- OCC
- Deposit insurance
- FDIC
- FDIC certificate
- 3078
- Headquarters
- Anson, TX
- Established
- 1902
- Total assets, Q2 2026
- $105.2M
- Assets vs Q2 2025
- +21.3%
- CET1 ratio, Q2 2026
- 18.30%
- Domestic offices
- 1 FDIC institution directory, current count
- Routing number
- 111304608
- Latest call report
- Q2 2026, FFIEC 051 · The First National Bank of Anson call report
- Holding company
- ANSON BANCSHARES, INC.
- Asset rank in state
- 307th of 346 in Texas
The First National Bank of Anson is one of the more profitable banks of its size. It reported $105 million in assets at June 30, 2026, up 21.3% from a year earlier. It earns about $2.49 a year on every $100 of assets, about double the median of $1.28 for the 2,660 banks with $100 million to $1 billion in assets. It also keeps 5.08 cents of net interest income on every dollar of earning assets, higher than about 9 in 10 banks its size (median 3.95 cents).
Loans and deposits moved in opposite directions: over the year loans fell 9.0% and deposits rose 22.5%. Problem loans fell by more than half over the year: loans on nonaccrual or 90 or more days past due, net of government guarantees are down to 0.26% of loans from 0.84%. Where it has less room is capital: it funds 7.84% of its assets with Tier 1 capital, lower than about 9 in 10 banks its size (median 10.99%).
As of June 30, 2026, The First National Bank of Anson reported a CET1 capital ratio of 18.30%, a return on assets of 2.49%, a nonperforming-loan ratio of 0.26% and a Texas ratio of 1.22%. The figures come from its call report filed with the FFIEC.
The First National Bank of Anson ranks as the 307th largest of the 346 banks based in Texas, by total assets at Q2 2026. From Q1 2026 to Q2 2026, its total assets fell 6.6% to $105.2M, loans fell 3.7% and deposits fell 7.1%. 1-4 family residential loans made up 39.4% of its total loans on June 30, 2026, its largest category; next came commercial and industrial loans at 15.7%. The FDIC Summary of Deposits lists a single office for it, in Anson, TX. On its Q2 2026 call report, The First National Bank of Anson meets every capital ratio test for well capitalized.
Headquarters Profile
- Address
- 1021 12th St, Anson, TX 79501
- County
- Jones
- Metro Area
- Abilene, TX
- Charter
- Commercial bank, national (federal) charter, Fed member, OCC-supervised
- Primary Regulator
- OCC
- FDIC Region
- Dallas (Region 13)
- Federal Reserve member
- Yes
- Federal Reserve district
- District 11, Dallas
- Fiduciary (trust) powers
- —
- Call Report form
- FFIEC 051
- Established
- January 1, 1902
- Domestic offices
- 1 FDIC institution directory, current count
- Employees (FTE)
- 16
- Domestic deposits
- $97.2M
- Allowance for credit losses
- $891K
- Net charge-offs (YTD)
- $42K
- Average total assets
- $108.3M
- Average total loans
- $41.8M
- Average interest-bearing deposits
- $54.9M
- Tax status
- Subchapter S
- Ownership
- Stock
- Community bank
- Yes
- FDIC-insured since
- January 1, 1934
- FDIC Cert
- 3078
- Fed RSSD
- 366359
- Website
- www.fnbanson.com →
- Parent Holding Company
- ANSON BANCSHARES, INC. (RSSD 1103702)
Profitability
Q2 annualizedCapital & Liquidity
Balance Sheet
Income Statement
Operating & Funding
Ratios tagged annualized use the Q2 income alone. The UBPR and FDIC annualize the year to date instead. FDIC BankFind divides by the average of quarter-end total assets, the UBPR by RC-K average assets. The YTD margin is the UBPR's tax-equivalent figure over its own average earning assets; FDIC BankFind's margin is not tax-equivalent. How we compute these figures
Quarterly trends
Over the 12 quarters to Q2 2026, The First National Bank of Anson's total assets ran between $70.7M (Q3 2024) and $112.6M (Q1 2026), and it earned a profit in all 12 quarters. The line under each chart compares Q2 2026 with Q2 2025. How these charts are built
$105.2M total assets against $86.8M; $97.4M total liabilities against $79.6M.
$40.3M net loans and leases against $44.2M; $97.2M total deposits against $79.3M.
$49.7M securities against $27.1M; $12.4M cash and balances due against $11.9M.
$1.5M total interest income against $1.2M; $245K total interest expense against $116K.
$1.2M net interest income against $1.1M.
$159K total noninterest income against $148K; $757K total noninterest expense against $619K.
$0 provision for credit losses against $0.
$674K net income against $608K.
2.49% return on assets against 3.22%; 5.08% net interest margin against 6.18%.
18.30% CET1 capital ratio against 15.91%; 7.84% tier 1 leverage ratio against 10.03%.
Inside the full The First National Bank of Anson terminal
21 quarters of trends · 8 tabs · peer percentiles · watchlist alerts
Unlock this bank, freeThe First National Bank of Anson rankings
Its closest position to the top of a national ranking is 165 of 3,611, for ROA; its furthest is 3,629 of 4,196, for total assets.
Quarterly trend: last 8 quarters
From Q3 2024 to Q2 2026, its return on assets ran from 0.97% (Q3 2025) to 3.22% (Q2 2025) and its net interest margin ran from 5.08% (Q2 2026) to 6.46% (Q4 2024).
| Quarter | CET1 | ROA | NPL | Texas | NIM |
|---|---|---|---|---|---|
| Q2 2026 | 18.30% | 2.49% | 0.26% | 1.22% | 5.08% |
| Q1 2026 | 17.93% | 2.53% | 0.47% | 2.27% | 5.30% |
| Q4 2025 | 16.04% | 2.04% | 0.32% | 1.70% | 5.54% |
| Q3 2025 | 16.39% | 0.97% | 0.31% | 1.67% | 5.68% |
| Q2 2025 | 15.91% | 3.22% | 0.84% | 4.68% | 6.18% |
| Q1 2025 | 16.68% | 1.97% | 0.40% | 2.26% | 6.32% |
| Q4 2024 | 16.89% | 2.98% | 0.54% | 3.16% | 6.46% |
| Q3 2024 | 16.69% | 3.10% | 0.27% | 1.58% | 6.31% |
Swipe the table sideways to see every column.
Branch Network
View the branch → Branch count from the FDIC Summary of Deposits, June 30, 2026. The domestic office count above is the FDIC's current figure, so the two can differ.
| Branch | Location | ZIP | Deposits |
|---|---|---|---|
| The First National Bank of Anson | Anson , TX | 79501 | $97.2M |
Regulatory record
Facts as filed or published, not a rating.
- Deposit market share
- <0.1% of deposits in TX, rank 372 of 441 institutions
- Period: June 30, 2026. Source: FDIC Summary of Deposits.
- Mortgage lending (HMDA)
- 39 applications, 24 loans originated, $3.1M originated, across 1 states
- Period: Calendar year 2025. Source: FFIEC HMDA loan application register.
- SBA 7(a) lending
- 2 loans, $155K approved, $78K average. 50.00% of that year's loans have since been charged off
- Period: Federal fiscal year 2005 (October to September). Source: SBA 7(a) and 504 loan data (FOIA).
- Not on file
- Enforcement actions, Consumer complaints, CFPB enforcement, CRA examination rating. No record from these sources, which is not the same as a clean record. Sources
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Frequently asked about The First National Bank of Anson
What are The First National Bank of Anson's total assets?
As of the Q2 2026 filing, The First National Bank of Anson reported total assets of $105.2 million in its FFIEC call report.
Where is The First National Bank of Anson headquartered?
It is headquartered in Anson, TX, United States.
When was The First National Bank of Anson founded?
It was established in 1902, per the FDIC institution directory.
Is The First National Bank of Anson FDIC-insured?
Yes. It is an FDIC-insured commercial bank (FDIC Certificate #3078). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category, per FDIC rules.
Who regulates The First National Bank of Anson?
The First National Bank of Anson's primary federal regulator is the OCC.
What is The First National Bank of Anson's CET1 capital ratio?
It reported a Common Equity Tier 1 (CET1) capital ratio of 18.30% in its Q2 2026 call report, comfortably above the 7% level required once the capital conservation buffer is included.
How many branches does The First National Bank of Anson operate?
It operates 1 domestic office, per the FDIC institution directory. That count includes administrative and limited-service offices as well as full-service branches.
What is The First National Bank of Anson's Texas Ratio?
Its Texas Ratio is 1.22% in its Q2 2026 call report, within the healthy range (at or below 50%, the level at which problem assets reach half of the capital cushion). The Texas Ratio measures non-performing assets against the bank's capital and reserves.
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