The First National Bank of Anson: Yields and Funding Costs
Data as of · Call Report Schedules RI and RC-K How we update
What the bank earns on its assets, what it pays for its funding, and the spread between them. Net interest margin is the output of the two: it is the engine of earnings for almost every commercial bank.
Compared with Q1 2026, Yield on loans fell 0.49 percentage points in Q2 2026 to 8.50%, the biggest move on this page. The First National Bank of Anson ranks 42nd of 345 Texas banks on net interest margin, in the upper half at 5.08% (Q2 2026). The median for banks in the $100M-1B asset tier is 3.95% on net interest margin. The First National Bank of Anson sits 1.13 points higher, at 5.08% (Q2 2026).
Asset yields
| Line item | Q2 2026 |
|---|---|
| Yield on earning assets | 6.07% |
| Yield on loans | 8.50% |
| Yield on securities | 4.41% |
Funding costs
| Line item | Q2 2026 |
|---|---|
| Cost of funds | 0.96% |
| Cost of interest-bearing deposits | 1.81% |
| Cost of interest-bearing liabilities | 1.81% |
| Cost of borrowings | — |
Spread and margin
| Line item | Q2 2026 |
|---|---|
| Net interest margin | 5.08% |
| Yield to cost spread | 4.26% |
Interest income and expense
| Line item | Q2 2026 |
|---|---|
| Interest income on loans | $885K |
| Total interest expense | $245K |
| Interest expense on deposits | $245K |
Yields and Funding Costs trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Yields and Funding Costs by quarter
| Quarter | Yield on earning assets | Cost of funds | Net interest margin | Loans | Securities |
|---|---|---|---|---|---|
| Q3 2023 | 5.99% | 0.20% | 5.79% | 8.78% | 2.00% |
| Q4 2023 | 6.14% | 0.46% | 5.69% | 8.77% | 2.02% |
| Q1 2024 | 6.37% | 0.60% | 5.77% | 8.98% | 2.06% |
| Q2 2024 | 6.71% | 0.52% | 6.19% | 9.27% | 2.09% |
| Q3 2024 | 6.92% | 0.62% | 6.31% | 9.23% | 2.23% |
| Q4 2024 | 6.92% | 0.47% | 6.46% | 9.10% | 2.02% |
| Q1 2025 | 6.77% | 0.46% | 6.32% | 8.98% | 1.98% |
| Q2 2025 | 6.84% | 0.67% | 6.18% | 8.98% | 2.98% |
| Q3 2025 | 6.74% | 1.06% | 5.68% | 9.43% | 3.60% |
| Q4 2025 | 6.67% | 1.18% | 5.54% | 9.64% | 3.88% |
| Q1 2026 | 6.33% | 1.01% | 5.30% | 8.99% | 4.35% |
| Q2 2026 | 6.07% | 0.96% | 5.08% | 8.50% | 4.41% |
The First National Bank of Anson yields and funding costs, all the way back
Yields and Funding Costs back to 2001 · peer percentiles on every line item · Excel export
Unlock The First National Bank of Anson, freeSource: Call Report Schedules RI and RC-K, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full The First National Bank of Anson profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 3078) · FFIEC NIC profile (RSSD 366359)