The First National Bank of Anson: Regulatory Capital
Data as of · Call Report Schedule RC-R How we update
The regulatory capital stack and the risk-weighted assets it is measured against. A bank is well capitalized at 6.5% CET1, 8% Tier 1 and 10% total risk-based capital; the conservation buffer effectively lifts CET1 to 7%.
Equity capital to total assets rose 0.45 percentage points from Q1 2026 to Q2 2026, ending at 7.43% against 6.97%. It was the largest change among the key lines on this page. Within Texas, The First National Bank of Anson is 76th of 184 on CET1 ratio, 18.30% as of Q2 2026, above the middle of the field. The median for banks in the $100M-1B asset tier is 15.07% on CET1 ratio. The First National Bank of Anson sits 3.23 points higher, at 18.30% (Q2 2026).
Risk-based capital ratios
| Line item | Q2 2026 |
|---|---|
| Common equity Tier 1 ratio | 18.30% |
| Tier 1 risk-based capital ratio | 18.30% |
| Total risk-based capital ratio | 19.56% |
| Tier 1 leverage ratio | 7.84% |
The leverage ratio is measured against average total assets, not risk-weighted assets, so it will normally sit well below the risk-based ratios. Equal values would indicate a reporting error.
Capital amounts
| Line item | Q2 2026 |
|---|---|
| Common equity Tier 1 capital | $8.5M |
| Tier 1 capital | $8.5M |
| Total risk-based capital | $9.1M |
| Total equity capital | $7.8M |
| Risk-weighted assets | $46.4M |
Capital adequacy
| Line item | Q2 2026 |
|---|---|
| Equity capital to total assets | 7.43% |
| Tangible equity to tangible assets | 7.43% |
| Equity capital to average assets | 7.21% |
| Internal capital growth rate | -2.34% |
Capital structure
| Line item | Q2 2026 |
|---|---|
| Common stock | $400K |
| Common stock surplus | $400K |
| Retained earnings | $7.7M |
| Preferred stock and surplus | $0 |
| Accumulated other comprehensive income | -$676K |
| Subordinated notes and debentures | $0 |
Regulatory Capital trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Regulatory Capital by quarter
| Quarter | CET1 | Tier 1 RBC | Total RBC | Tier 1 leverage | Risk-weighted assets |
|---|---|---|---|---|---|
| Q3 2023 | 15.72% | 15.72% | 16.98% | 9.11% | $42.6M |
| Q4 2023 | 16.02% | 16.02% | 17.28% | 9.23% | $42.6M |
| Q1 2024 | 15.52% | 15.52% | 16.78% | 8.90% | $41.9M |
| Q2 2024 | 15.69% | 15.69% | 16.95% | 9.62% | $43.7M |
| Q3 2024 | 16.69% | 16.69% | 17.95% | 10.32% | $43.5M |
| Q4 2024 | 16.89% | 16.89% | 18.15% | 10.40% | $43.1M |
| Q1 2025 | 16.68% | 16.68% | 17.94% | 10.23% | $43.7M |
| Q2 2025 | 15.91% | 15.91% | 17.16% | 10.03% | $47.6M |
| Q3 2025 | 16.39% | 16.39% | 17.65% | 8.95% | $47.5M |
| Q4 2025 | 16.04% | 16.04% | 17.30% | 8.09% | $49.1M |
| Q1 2026 | 17.93% | 17.93% | 19.19% | 8.16% | $47.6M |
| Q2 2026 | 18.30% | 18.30% | 19.56% | 7.84% | $46.4M |
The First National Bank of Anson regulatory capital, all the way back
Regulatory Capital back to 2001 · peer percentiles on every line item · Excel export
Unlock The First National Bank of Anson, freeSource: Call Report Schedule RC-R, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full The First National Bank of Anson profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 3078) · FFIEC NIC profile (RSSD 366359)