The First National Bank of Anson: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks The First National Bank of Anson of Anson, TX against its peer group of 2603 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 2.49% | 1.34% | +1.15% | 94th top |
| ROAE | 34.41% | 13.32% | +21.09% | 99th top |
| Net Interest Margin | 5.08% | 3.93% | +1.15% | 93rd top |
| Efficiency Ratio | 53.25% | 61.13% | -7.88% | 74th above |
| PPNR / Avg Assets | 2.35% | 1.68% | +0.67% | 85th top |
| Yield on Earning Assets | 6.07% | 5.67% | +0.40% | 71st above |
| Cost of Funds | 0.96% | 1.88% | -0.92% | 92nd top |
| Net Interest Spread | 4.26% | 3.32% | +0.94% | 91st top |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans | 0.25% | 0.94% | -0.69% | 61st above |
| NPA / Total Assets | 0.10% | 0.70% | -0.60% | 70th above |
| NCO / Avg Loans Ahead of the peer average, behind the median peer. | 0.12% | 0.16% | -0.04% | 17th bottom |
| ACL / Total Loans | 2.16% | 1.28% | +0.88% | 95th top |
| ACL / NPLs (Coverage) Behind the peer average, ahead of the median peer. | 882.18% | 1546.19% | -664.01% | 81st top |
| Texas Ratio | 1.22% | 7.34% | -6.12% | 70th above |
| Provision / NCO | 0.00% | 1395.08% | -1395.08% | 13th bottom |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| CET1 Ratio Behind the peer average, ahead of the median peer. | 18.30% | 19.48% | -1.18% | 70th above |
| Tier 1 Ratio Behind the peer average, ahead of the median peer. | 18.30% | 19.52% | -1.22% | 70th above |
| Total Capital Ratio Behind the peer average, ahead of the median peer. | 19.56% | 20.60% | -1.04% | 72nd above |
| Leverage Ratio | 7.84% | 12.14% | -4.30% | 2nd bottom |
| Equity / Assets | 7.43% | 11.37% | -3.94% | 9th bottom |
| TCE / Tangible Assets | 7.43% | 11.08% | -3.65% | 10th bottom |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 42.34% | 80.67% | -38.33% | 95th top |
| Core Deposit Ratio | 90.20% | 86.85% | +3.35% | 56th above |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | 21.26% | 6.84% | +14.42% | 95th top |
| Loan Growth (Y/Y) | -9.05% | 7.92% | -16.97% | 3rd bottom |
| Deposit Growth (Y/Y) | 22.54% | 6.29% | +16.25% | 95th top |
See The First National Bank of Anson's peers by name
The 2603 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock The First National Bank of Anson, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full The First National Bank of Anson profile, how to read a UBPR, or how this data updates.