The First National Bank of Anson: Vital Signs
Data as of · Call Report Schedules RC, RC-N, RC-R and RI How we update
The headline measure from each supervisory category on one page: capital adequacy, asset quality, earnings and liquidity, the same four corners a CAMELS examiner works through.
The standout move of Q2 2026 was in Reserve coverage of non-performing loans: 30.29 percentage points higher than in Q1 2026, at 882.18%. On return on assets, The First National Bank of Anson ranks 22nd highest among the 345 banks headquartered in Texas, at 2.49% (Q2 2026). The First National Bank of Anson's return on assets of 2.49% is well above the 1.25% median for banks in the $100M-1B asset tier, a gap of 1.23 points (Q2 2026).
Capital adequacy
| Line item | Q2 2026 |
|---|---|
| CET1 capital ratio | 18.30% |
| Tier 1 risk-based capital ratio | 18.30% |
| Total risk-based capital ratio | 19.56% |
| Tier 1 leverage ratio | 7.84% |
| Equity capital to assets | 7.43% |
| Tangible equity to tangible assets | 7.43% |
Asset quality
| Line item | Q2 2026 |
|---|---|
| Non-performing loans to loans | 0.25% |
| Non-performing assets ratio | 0.10% |
| Net charge-off ratio | 0.12% |
| Texas ratio | 1.22% |
| Allowance for credit losses to loans | 2.16% |
| Reserve coverage of non-performing loans | 882.18% |
Earnings
| Line item | Q2 2026 |
|---|---|
| Return on assets | 2.49% |
| Return on equity | 34.41% |
| Net interest margin | 5.08% |
| Efficiency ratio | 53.25% |
| Yield on earning assets | 6.07% |
| Cost of funds | 0.96% |
Liquidity and funding
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 42.34% |
| Core deposits to total deposits | 90.20% |
| Brokered deposits to total deposits | 0.00% |
| Deposits to assets | 92.38% |
| Securities to assets | 47.22% |
Vital Signs trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Vital Signs by quarter
| Quarter | CET1 | Tier 1 RBC | Total RBC | Tier 1 leverage | ROA |
|---|---|---|---|---|---|
| Q3 2023 | 15.72% | 15.72% | 16.98% | 9.11% | 3.06% |
| Q4 2023 | 16.02% | 16.02% | 17.28% | 9.23% | 2.84% |
| Q1 2024 | 15.52% | 15.52% | 16.78% | 8.90% | 2.72% |
| Q2 2024 | 15.69% | 15.69% | 16.95% | 9.62% | 2.48% |
| Q3 2024 | 16.69% | 16.69% | 17.95% | 10.32% | 3.10% |
| Q4 2024 | 16.89% | 16.89% | 18.15% | 10.40% | 2.98% |
| Q1 2025 | 16.68% | 16.68% | 17.94% | 10.23% | 1.97% |
| Q2 2025 | 15.91% | 15.91% | 17.16% | 10.03% | 3.22% |
| Q3 2025 | 16.39% | 16.39% | 17.65% | 8.95% | 0.97% |
| Q4 2025 | 16.04% | 16.04% | 17.30% | 8.09% | 2.04% |
| Q1 2026 | 17.93% | 17.93% | 19.19% | 8.16% | 2.53% |
| Q2 2026 | 18.30% | 18.30% | 19.56% | 7.84% | 2.49% |
The First National Bank of Anson vital signs, all the way back
Vital Signs back to 2001 · peer percentiles on every line item · Excel export
Unlock The First National Bank of Anson, freeSource: Call Report Schedules RC, RC-N, RC-R and RI, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full The First National Bank of Anson profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 3078) · FFIEC NIC profile (RSSD 366359)