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BanksPeoples Bank of Greensboro

Peoples Bank of Greensboro

GREENSBORO, ALSmallEst. Mar 7, 1904FDIC #1730RSSD #320034FDIC
Latest ·

Capital moved notably last quarter — CET1 ratio of 17.30% was up 124bps from the prior quarter. Peoples Bank of Greensboro is the primary bank subsidiary of its parent holding company, headquartered in Greensboro, AL. Total assets stand at $113M. Profitability tracks the broader industry — ROA 0.83%, ROE 17.37%, NIM 3.01%. Capital is comfortably above regulatory minimums — CET1 ratio of 17.30% sits well above the 7% well-capitalized threshold. Asset quality is solid — 1.02% nonperforming loans and a 7.93% Texas Ratio. The bank operates from a single office.

Headquarters Profile

Address
1402 State St, GREENSBORO, AL 36744
County
Hale
Metro Area
TUSCALOOSA, AL
Charter
Commercial bank, state charter, Fed non-member, FDIC-supervised
Primary Regulator
FDIC
Fed District
5
Established
March 7, 1904
Branches
1 domestic
Employees (FTE)
14
FDIC Cert
1730
Fed RSSD
320034
Assets
$113M
Deposits
$107M
Loans
$49M
Equity
$6M

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Quarterly trend — last 6 quarters

Quarter-over-quarter movement in the five most-watched ratios. Sourced from the bank's own FFIEC call report filings.

QuarterCET1ROANPLTexasNIM
2026-03-3117.30%0.83%1.02%7.93%3.01%
2025-12-3116.06%0.45%0.99%8.58%3.14%
2025-09-3018.37%0.93%0.93%7.26%2.99%
2025-06-3018.09%0.93%0.78%6.26%2.96%
2025-03-3118.34%0.45%0.95%8.28%2.91%
2024-12-3115.96%1.35%0.93%12.01%2.99%

Branch Network

Every branch from the FDIC Summary of Deposits — mapped, and listed with the deposits booked at each location.

BranchLocationZIPDeposits
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Events & Regulatory History

Mergers, charter changes, enforcement actions, FDIC assistance, and (if applicable) failure events recorded against this institution. Click a year to see what else was happening across US banking that year.

  1. Failure / assisted resolution
    FDIC FAILURES

Sourced from unified bank events (FDIC, Federal Reserve NIC, OCC, and OTS). Showing the most recent 1 event.

Frequently asked about Peoples Bank of Greensboro

What are Peoples Bank of Greensboro's total assets?

As of the Q1 2026 filing, Peoples Bank of Greensboro reported total assets of $112.9 million in its most recent FFIEC call report. All figures come directly from the bank's quarterly Schedule RC filing.

Where is Peoples Bank of Greensboro headquartered?

Peoples Bank of Greensboro is headquartered in GREENSBORO, AL, United States. It files quarterly FFIEC call reports as required of all FDIC-insured commercial banks.

When was Peoples Bank of Greensboro founded?

Peoples Bank of Greensboro was established in 1904, per the FDIC institution directory.

Is Peoples Bank of Greensboro FDIC-insured?

Yes. Peoples Bank of Greensboro is an FDIC-insured commercial bank (FDIC Certificate #1730). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category, per FDIC rules.

Who regulates Peoples Bank of Greensboro?

Peoples Bank of Greensboro's primary federal regulator is the FDIC. All FDIC-insured banks also report to the FDIC and, depending on charter, the Federal Reserve.

What is Peoples Bank of Greensboro's CET1 capital ratio?

Peoples Bank of Greensboro reported a Common Equity Tier 1 (CET1) capital ratio of 17.30% in its most recent quarterly filing — comfortably above the 7% well-capitalized regulatory floor.

How many branches does Peoples Bank of Greensboro operate?

Peoples Bank of Greensboro operates 1 domestic branch, per the most recent FDIC Summary of Deposits filing.

What is Peoples Bank of Greensboro's Texas Ratio?

Peoples Bank of Greensboro's Texas Ratio is 7.93% — within the healthy range (under 25%). The Texas Ratio measures non-performing assets against the bank's capital and reserves; see our /glossary/texas-ratio/ page for the full definition.

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