Peoples Bank, the
Peoples Bank, the is an FDIC-insured commercial bank. The Q1 2026 balance sheet stands at $113M in assets, including $72M in loans. Profitability runs below industry average — 0.53% ROA, 5.50% ROE, with NIM at 3.96%. Under the simplified Community Bank Leverage Ratio framework, leverage of 10.50% exceeds the 9% CBLR threshold. Credit metrics are pristine, with nonperforming loans at just 0.23%. It operates 5 branches, primarily in Tennessee.
Headquarters Profile
- Address
- 34910 Highway 104 S, SARDIS, TN 38371
- County
- Hardin
- Charter
- Commercial bank, state charter, Fed non-member, FDIC-supervised
- Primary Regulator
- FDIC
- Fed District
- 13
- Established
- December 20, 1920
- Branches
- 5 domestic
- Employees (FTE)
- 29
- FDIC Cert
- 6110
- Fed RSSD
- 591357
- Website
- www.thepeoplesbankoftn.com →
- Parent Holding Company
- 1ST JACKSON BANCSHARES, INC. (RSSD 2306993)
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Peoples Bank, the rankings
How this bank ranks against the full population of US commercial banks in each leaderboard. Click any rank to see the full ranked list.
Quarterly trend — last 6 quarters
Quarter-over-quarter movement in the five most-watched ratios. Sourced from the bank's own FFIEC call report filings.
Branch Network
Every branch from the FDIC Summary of Deposits — mapped, and listed with the deposits booked at each location.
| Branch | Location | ZIP | Deposits |
|---|---|---|---|
| Loading branches… | |||
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Frequently asked about Peoples Bank, the
What are Peoples Bank, the's total assets?
As of the Q1 2026 filing, Peoples Bank, the reported total assets of $112.5 million in its most recent FFIEC call report. All figures come directly from the bank's quarterly Schedule RC filing.
Where is Peoples Bank, the headquartered?
Peoples Bank, the is headquartered in SARDIS, TN, United States. It files quarterly FFIEC call reports as required of all FDIC-insured commercial banks.
When was Peoples Bank, the founded?
Peoples Bank, the was established in 1920, per the FDIC institution directory.
Is Peoples Bank, the FDIC-insured?
Yes. Peoples Bank, the is an FDIC-insured commercial bank (FDIC Certificate #6110). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category, per FDIC rules.
Who regulates Peoples Bank, the?
Peoples Bank, the's primary federal regulator is the FDIC. All FDIC-insured banks also report to the FDIC and, depending on charter, the Federal Reserve.
How many branches does Peoples Bank, the operate?
Peoples Bank, the operates 5 domestic branches, per the most recent FDIC Summary of Deposits filing.
What is Peoples Bank, the's Texas Ratio?
Peoples Bank, the's Texas Ratio is 10.17% — within the healthy range (under 25%). The Texas Ratio measures non-performing assets against the bank's capital and reserves; see our /glossary/texas-ratio/ page for the full definition.
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